风险

Based on the research of current situation of risk management of capital allocation for commercial banks both at home and abroad at present, this paper put forward a unified VaR theory framework and model by using reserve for bad debts, capital at risk and deposit insurance system. The reserve for bad debts, capital at risk and deposit insurance system are used to execute grading risk prevention and to develop a comprehensive quantification method that executing risk management to commercial banks.

因此，在对目前国内外商业银行资本配置风险管理现状进行研究的基础上，本文提出了包含损失准备金、风险资本和存款保险的商业银行资本配置风险管理的统一的VaR理论框架和模型，用损失准备金、风险资本、存款保险制度来分级防范风险，并在此理论框架和模型下发展出完整的从资本配置的角度对商业银行进行风险管理的量化方法。

The problems on risk management through capital allocation for commercial banks are converted into the respective research on appraisal methods to reserve for bad debts and capital at risk arising from credit risk, market risk and operating risk within the framework of a unified risk management model of capital allocation.

有了统一的资本配置风险管理模型后，商业银行的资本配置风险管理问题就转化为分别研究信用风险、市场风险和操作风险的损失准备金和风险资本估计方法。

So the article puts forward a series of measures and suggestions that the loan risk should be controlled from loan whereabouts. Secondly, the paper has established a system of credit levels of enterprises' loan and the vague comprehensive evaluation of project risk .By objectively analyzing the risk elements and related links in all aspects, the article has set up a relatively all-round risk elements matrix and raised the relevant construction approach of subordinate angle function according to the state value of risk elements.

第二，本文建立了项目贷款企业信用等级和项目风险的模糊综合评价体系，用层次分析法对风险因素及其相关联系进行定量的分析，构建了比较全面的风险因素判断矩阵，根据风险因素的状态值分别提出了相应的隶属度函数的构造方法，然后对其进行模糊综合评价，对不同的模糊评价模型进行了讨论，为商业银行加强项目贷款贷前风险管理，进行风险识别和评价提供了有效的工具。

From the three exposed way, inhalation, take-in and skin absorption, it was found that intake is the main exposed way for Dioxin and PAHs. For Dioxin, the carcinogenic risk of the male is 6.79×10-6 and is 6.44×10-6 for female. For PAHs, the carcinogenic risk of the male is 2.83×10-6 and is 2.73×10-6 for female.

吸入、摄入及皮肤吸收为人体三大暴露途径，本研究模拟两污染物结果显示摄入为主要暴露途径，终身致癌风险值皆高於一般风险限值，戴奥辛男性致癌风险为6.79×10-6、女性致癌风险为6.44×10-6；多环芳香烃男性致癌风险为2.83×10-6、女性致癌风险为2.73×10-6。

Through further analysis of the hierarchical directed graph of risk system, we divide it into source risk, process risk and final risk, make clear the transitive relation among risk factors and determinate the key controllable risk of generation enterprise.

针对风险系统的递阶有向图作进一步分析，划分出发点企业的源头风险、过程风险及最终风险，明确风险元素之间的传递关系，从中确定发电企业的关键性可控风险。

The main purpose of this paper is to study the risks that the electronic bank faces, as well as the risks to its horizontal and vertical analysis.

本文对电子银行面临的风险进行分析，并对其风险进行横向和纵向的研究，主要进行了以下的研究：首先，引入时间序列，运用小波对电子银行数据进行分解和重构，并结合证据理论，提出了小波与证据理论相结合的电子银行风险预测方法，使电子银行预测变的更加科学、合理；其次，在分析电子银行操作风险事件的基础上，建立了一个电子银行风险的模型，运用层次分析法对电子银行内的各个因素对其风险的影响系数进行评价。

The author considers, the risks which basic pension fund operation faced is the main reason which influent the safety of basic pension fund. Comprehensibly, there are four kinds of risk: first, capture risk of basic pension fund; second, payment risk of basic pension fund; third, investment risk of basic pension fund; fourth, management risk of basic pension fund.

本文认为，影响我国基本养老保险基金安全运行的原因在于基金在运行过程中面临的各种风险，综合起来看，基金面临的风险主要有：1、基金的收缴风险；2、基金的支付风险；3、基金的投资运营风险；4、基金的管理风险。

Eighthly,on the basis of the agent"s risk share model in Holmstrom and Milgrom,the risk evasion and the effect of the staff"s property on risk share was studies,and the reasonable risk share proportion on the staff under risk evasion and property restriction was analyzed,and the effective environments for different restrictions was probed into further.

在文献m与 Milg＊m］的代理人风险分担模型的基础上，基于企业与员工的风险规避，研究了风险规避以及员工资产对风险分摊的影响，分析在风险规避和资产约束条件下员工合理的风险分摊比例，并探讨不同约束的生效环境。

Value at Risk was main tool of market risk management but traditional VaR did not appreciate liquidity risk to make that VaR did not give correct information and was misvalue VaR to lead a large number of damages.

摘要 风险值为现今主要风险管理下之衡量工具，但在传统的风险值模型中，并不重视流动性风险，使得风险值无法提供投资者真实的资讯，另外可能因错估风险值，而造成更大的损失。

Firstly, the essential definition of Venture Capital is given, and the basic operational process of venture capital investment is synoptically introduced. Secondly, in the environment characterized by uncertainty and asymmetrical information, the risk control mechanisms in contracting are discussed in detail, and several commonly employed risk control mechanisms are emphatically analyzed.

首先给出风险投资的基本含义，概括介绍了风险投资运作的基本过程；较为详细地讨论了存在不确定性和严重信息不对称的风险投资环境下的契约设计中的风险控制措施，重点探讨了实践中最常用的几种风险控制机制；对风险投资运作过程的最后也是至关重要的环节一退出，着重进行了论述。

I am accused of being overreligious," she said in her quiet, frank manner,"but that does not prevent me thinking the children very cruel who obstinately commit such suicide.""

客人们在卡罗利娜·埃凯家里，举止就文雅一些，因为卡罗利娜的母亲治家很严厉。

Designed by French fashion house Herm è s, this elegant uniform was manufactured in our home, Hong Kong, and was the first without a hat.

由著名品牌 Herm è s 设计，这件高贵的制服是香港本土制造，是我们第一套不配帽子的制服。