风险

The attitude of undertaker's exactitude should is the condition of the host and guest views that the meticulous inquisition exists each kind of risk and hard analyzes serious degree that evaluate project risk's influence and in advance draw up project risk to reply a plan and adopt some guard against and transfer the measure of risk, urge risk conversion is project profits.

承包商正确的态度应当是细致调查存在各类风险的主客观条件，认真分析评价项目风险影响的严重程度，事先编制项目风险应对计划，采取某些防范和转移风险的措施，促使项目风险转化为项目利润。

The results show that bank concentration is negatively correlated with both total risk and unsystematic risk.

主要实证结果发现，提高银集中有助银的总风险及非系统风险的低，以及银集中对银总风险造成影响原因主要自於非系统风险，而是自系统风险。

Construction companies, through making use of methods offered by this topic, analyze the risks in the light of practices of their own firms. After identifying and evaluating risks effectively, referring to solution my topic has mentioned, some risks precaution polices can be made accordantly. It is significant and important for construction companies to build risks precaution mechanism, reduce the potential risks rate, transfer the risks losses and make the biggest profits.

施工总承包企业根据本研究课题提供的施工总承包企业的常见风险分析，再结合本企业的实际情况进行分析，对潜在风险进行有效识别和评估，并参照本课题提供的一些对策，有针对性的制定适合本企业的防范对策，构建企业的风险防范体系，降低潜在风险发生的机会，减少或转移已发风险造成的损失，使企业获得最大的利润，对目前微利的施工总承包企业的生存与发展具有重要的意义。

The major purpose of the study will explore the effectiveness level of investment decision strategy variables (i.e., these variables are separated in five variable groups: macro economy, consumer, product, market, and risk assessment) affecting investment decision process by three types of risk-taking investors (i.e., risk averter, risk neutral and risk lover investors) in a major banking crisis environment.

本研究目的主要探讨金融风暴期间，三种不同类型的风险承受者(风险规避者、风险中立者、风险偏好者)是否改变投资决策的变数，分别为总体经济、投资者、产品、市场、风险评估的五项构面，对投资决策过程的影响权重。

The risk that place of company of our country power faces is daedal, it includes natural risk, factitious risk, responsibility risk and financial risk to wait.

我国电力企业所面临的风险是错综复杂的，它包括自然风险、人为风险、责任风险和财务风险等。

21Unique risk may be called unsystematic risk, residual risk, specific risk, or diversifiable risk.

21特定风险可以被称为非系统风险、剩余风险、特定风险或者可分散风险。

Compared with profit organizations, such as managing risks of enterprises, the running of private higher education institutions has the common features of general risks, such as the objectivity, polytropism, nondeterminacy, dualism and potentiality of risks, whiles as a high education organization of nonprofit, it has its own features different from the enterprise risks, such as the worse perniciousness, exigency, complexity, social sensitivity and groupment.

与营利性组织如企业经营风险相比，民办高校办学风险既具有一般性风险的共同特性，如风险的客观性、多变性、不确定性、双重性、潜在性等特性，但作为非盈利性的高等教育组织，民办高校更多的是有着与企业风险所不同的自身特点，如更为严重的危害性、急迫性、复杂性、社会敏感性、群体性。

Secondly, there are bigger value at risk by Historical Simulation Method of risk-factors free, represented investitive net value are NT 10,000,000, maximum loss of 5﹪probability will greater than NT 2,816,827 or NT 2,344,946. So used considering VAR－Bootstrap of risk factors were more appropriated model, because model of considering risk factors were able to accurate estimate reality value at risk.

二、以未考量风险因子之历史模拟法及GARCH－拔靴法所估计风险值较大，表示投资净值一千万，有5﹪的机率可能的最大损失会大於2，816，827元或2，344，946元，因此，考量风险因子之VAR模型－拔靴法为较适当之模型，因有考量影响风险之因子，较能准确估计出实际之风险值。

Credit risk can be affected by nonsystematic factors including corporate asset value,credit rating,default probability ,correlation,risk exposure and recovery ratio,meantime,it can be affected by systematic factors such as interest rate,commercial cycle and industry.

分析结果表明信用风险一方面受非系统性基本因素的影响，如公司资产价值、信用状况、违约概率以及相关性等，另外一方面也受到系统性宏观经济因素的影响，如利率、经济周期和行业因素等。其次是研究了信用风险的量化管理问题。具体方法是通过比较分析四种具有代表性的信用风险度量模型，包括CreditMetrics、CredirRisk+、KMV以及CreditPortfolioView等，目的是找到信用风险量化方法的统一框架，为度量信用风险建立一个合适的标准。

The primary forms of interest rate risk to which banks are typically exposed are:(1) repricing risk, which arises from timing differences in the maturity and repricing of bank assets, liabilities and off-balance sheet positions;(2) yield curve risk , which arises from changes in the slope and shape of the yield curve;(3) basis risk, which arises from imperfect correlation in the adjustment of the rates earned and paid on different instruments with otherwise similar repricing characteristics; and (4) optionality, which arises from the expressed or implied options imbedded in many bank assets, liabilities and off-balance sheet portfolios.

银行面对的利率风险主要表现为以下几种形式：（1）再定价风险，它产生于银行资产、负债和表外业务的期限不匹配和利率调整的幅度不一致；（2）收益曲线风险，它产生于收益曲线的斜率和形状发生的变化；（3）基本点风险，与再定价风险相似，它主要来自对不同金融工具收取和支付的利率不成比率的变动；（4）选择权，它产生于银行资产、负债、表外业务中存在的或明或暗的选择权。

They weren't aggressive, but I yelled and threw a rock in their direction to get them off the trail and away from me, just in case.

他们没有侵略性，但我大喊，并在他们的方向扔石头让他们过的线索，远离我，以防万一。

In slot 2 in your bag put wrapping paper, quantity does not matter in this case.

在你的书包里槽2把包装纸、数量无关紧要。