风险

Firstly,we analyzed the insurability of flood risk and concluded that under the condition of implementing mandatory flood insurance,building multi-level risk compensation mechanism and developing single risk flood insurance policy, flood risk is insurable.

首先，分析洪水风险的可保性，认为在实行强制性洪水保险、构建多层次风险损失补偿机制和发展单一洪水风险保单等条件下洪水风险是可保风险的结论。

During the transformation, there are two main forces: modern investment theory and IT. Modern investment theory led investors to accept the idea of risk management. Besides, it brought the instruments measuring risks and pricing risk assets, which promoted market participant to understand derivatives very well. IT provided powerful technical support for massy calculations which is necessary for risk measurement and pricing and for instant reaction capacity to market opportunities.

在这一转化过程中，现代投资理论和信息技术是两大主要推动因素，现代投资理论不仅使风险管理的理念深入人心，还具体提供了风险度量和风险资产定价的工具，增强了市场参与者对衍生金融工具的认知能力，信息技术则为风险度量和风险资产定价所需的深度计算，以及对市场机会的迅速反应能力提供了强大的技术支持。

This paper applies Risk-based strategic-systems audit mode to build framework of enterprise materially misreport risk assessment. Advanced technology of computer auditing is used in diverse audit analysis procedure. In order to construct a scientific evaluating system, Case- Based Reasoning is also applied in this research to identify and estimate the risk factor more correctly in auditing. This system will achieve at debasement of audit risk by avoiding blind audit effectively, using audit resources reasonably and making pertinent audit program.

本文运用现代风险导向审计的理念，构建审计企业重大错报风险评估框架；先进的计算机审计技术应用于多样性的分析性复核中；基于案例的推理技术引入到审计风险评估研究中，建立一套科学的评估体系以便较为准确的识别、评估审计中的风险因素，以期达到有效避免盲目审计，合理分配审计资源，有针对性地执行审计程序，从而实现降低审计风险的目的。

It analyze the risks completely, describe the definition of operational risk, the system of operational risk, the character of operational risk, the measure methods of operational risk and the capital management frame etc. Whereas the important meaning of New Basel record at risk controlling, the paper analyze the management request on operational risk in depth and draw the conclusion that our bank has obstacle in two aspect.

本文以我国商业银行操作风险管理为题，在理论回顾部分运用理论分析、定性分析、定量研究、归纳演绎等方法，对商业银行操作风险管理相关理论进行了综述，从风险的界定、商业银行风险的分类出发，具体阐述了操作风险的定义、分类、特征、度量方法及管理框架的建立。

And the project risk can be classified into inner risk and outer risk by the point of view of every involved party in BOT project.

经研究，找出了BOT项目存在的风险种类及来源，然后又从项目各参与方角度对这些风险进一步总结，分别归入外部风险和内部风险两大类，为进一步研究BOT项目风险奠定基础。

The authors analyze Chinese commercial banks' possible risks including re-evaluation risks, basis risks, parallel yield curve risks and option risks and make suggestions on the avoidance of such risks.

文章分析了我国商业银行需面对的与利率波动有关的重新定价风险、基准风险、收益率曲线风险和期权性风险，并就这些风险的防范提出了对策建议。

The measure of credit card risk general can be divided into parry,prevention,transfer and compensate and so on.

信用卡风险管理措施一般有风险的回避、风险的预防、风险的分散转移和风险的事后补偿等。

Study the management of the marine fishery risk just from the financial tool angle can\'t also bag all contents of risk management, from the marine fishery risk management of inside request to set out, need to study the non-financial tool that the Chinese marine fishery risk manages, such as the quarter rest fishing system, developing ecosystem fishery, developing the high and new technique of the marine fishery,, construct the risk information of the marine fishery management system, develop to lie organization etc. in the marine fishery.

仅从金融工具角度研究海洋渔业风险管理还无法囊括风险管理的全部内容，从海洋渔业风险管理的内在要求出发，需研究中国海洋渔业风险管理的非金融工具，如伏季休渔制度，发展生态渔业，发展海洋渔业高新技术，建设海洋渔业风险信息管理系统，发展海洋渔业中介组织等。

The construction of internal risk management system with the core of customer management system is the most innovative ideas the paper brings. For example, it presents pyramidal customer theory dividing customers into target customer, company customer, intent customer, trade customer and partner customer; in concrete risk management, it presents implementing diversity management according to customers' different level, different traits and different influential abilities with the aim to extend management scope to target customer onwards and transfer from trade customer to partner customer rearwards. This system is established in reducing and eliminating risk through diversity management towards customers. As corresponding measure going with this system construction, it presents new ideas of standardizing risk management flow and internal control process with ISO9000 system and implementing continuous improvement of risk management system through "6SIGMA" method.

以客户管理体系为核心的内部风险管理机制的建设，是本论文有创新点之处：金字塔型客户理论的提出，将客户分成目标客户、交往客户、意向客户、交易客户、伙伴客户；在具体的风险管理上，提出应根据客户的不同层次、特性和影响度实施差异化管理，将管理范围向前延伸到目标客户，向后扩展到交易客户向伙伴客户的培养转化；该机制立足于通过对客户的差异化管理来降低、化解风险，作为该机制建设的配套措施，提出通过ISO9000体系规范风险管理流程和内部控制程序，以及通过"6SIGMA"体系进行风险管理机制的持续完善的新见解。

It is assumed that the reinsurer's risk must be less than a given constant and in such a condition the optimal reinsurance contract in order to minimize the insurer's risk is found out.

对于原保险人的风险度量，本文采用了方差风险函数、半方差风险函数和最小一乘L_1风险函数，并且分别讨论了这三种风险度量下最优再保险函数存在的充分条件。

They weren't aggressive, but I yelled and threw a rock in their direction to get them off the trail and away from me, just in case.

他们没有侵略性，但我大喊，并在他们的方向扔石头让他们过的线索，远离我，以防万一。

In slot 2 in your bag put wrapping paper, quantity does not matter in this case.

在你的书包里槽2把包装纸、数量无关紧要。