险地

This article deals with the development of the marine insurance laws and the theoretical and practical problems associated with marine insuran ce, such as the risks (perils of the sea, jettison and barratry), additional risks (theft, pilferage and non-delivery, T. P. N. D., rain fresh water damager, risk of shortage, risk of odour), special additional risks (war risk, strikes, riots and civil commotions risks, S. R. C. C.) and excluded perils, as well as losses and charges insured, i. e. total los...

本文主要论述海上保险法的发展及其有关的理论和实际问题，如承保的风险(海难、投弃和船长与船员的不法行为)、附加险(偷盗、提货不着、淡水雨淋、缺量、串味)、特别附加险(战争险、罢工、骚乱和民变险)和除外风险，及承保的损失与费用，即全部损失和部分损失，以及委付与代位权等，使读者对保险法可以得到概括的理解，有助于他们更好地从事国际商事活动和法律活动。

This article deals with the development of the marine insurance laws and the theoretical and practical problems associated with marine insuran ce, such as the risks (perils of the sea, jettison and barratry), additional risks (theft, pilferage and non-delivery, T. P. N. D., rain fresh water damager, risk of shortage, risk of odour), special additional risks (war risk, strikes, riots and civil commotions risks, S. R. C. C.) and excluded perils, as well as losses and charges insured, i. e. total loss act...

本文主要论述海上保险法的发展及其有关的理论和实际问题，如承保的风险(海难、投弃和船长与船员的不法行为)、附加险(偷盗、提货不着、淡水雨淋、缺量、串味)、特别附加险(战争险、罢工、骚乱和民变险)和除外风险，及承保的损失与费用，即全部损失和部分损失，以及委付与代位权等，使读者对保险法可以得到概括的理解，有助于他们更好地从事国际商事活动和法律活动。

Anybody who will risk their life for other people – that's fearlessness!

为了他人而将自己的生命置于险地的人，就是大无畏的人！

There's gonna be some trouble A whole house will need re-building And everyone I love in the house Will recline on an analyst's couch quite Soon Your Father cracks a joke And in the usual way Empties the room Tell all of my friends (I don't have too many Just some rain-coated lovers' puny brothers) Dallow, Spicer, Pinkie, Cubitt Rush to danger Wind up nowhere Patric Doonan - raised to wait I'm tired again, I've tried again, and Now my heart is full Now my heart is full And I just can't explain So I won't even try to Dallow, Spicer, Pinkie, Cubitt Every jammy Stressford poet Loafing oafs in all-night chemists Loafing oafs in all-night chemists Underact - express depression Ah, but Bunnie I loved you I was tired again I've tried again, and Now my heart is full Now my heart is full And I just can't explain So I won't even try to Could you pass by ?

麻烦要来了整个房子都要重建里面每一个我爱着的人就要走向精神分析师的长椅上帝开了个玩笑照例屋子空了告诉我所有的朋友没有多少，只有我穿雨衣的爱人他们弱小的兄弟） Dallow，Spicer，Pinkie，Cubitt 奔向险地一无所获 Patric Doonan--从小到大都在等着我又厌倦了，我又试了现在我的心是满的现在我的心是满的我没法解释所以我都不去试一下 Dallow，Spicer，Pinkie，Cubitt 每一个走运的抑郁之城的诗人整宿营业的药店里游荡的傻子整宿营业的药店里游荡的傻子你们不动声色---带着抑郁但是Bunni我是爱过你的我又厌倦了我又试了现在我的心是满的现在我的心是满的我没法解释所以我都不去试一下你会路过吗？

In 1922, State Farm was formed by George Mecherle, a farmer from Merna, Illinois, who aimed to take advantage of the pricing umbrella maintained by the high-cost giants of the industry. State Farm employed a "captive" agency force, a system keeping its acquisition costs lower than those incurred by the bureau insurers (whose "independent" agents successfully played off one company against another). With its low-cost structure, State Farm eventually captured about 25% of the personal lines business, far outdistancing its once-mighty competitors. Allstate, formed in 1931, put a similar distribution system into place and soon became the runner-up in personal lines to State Farm.

1922年州农保险由伊利诺州 Merna 的农夫 George Mecherle 所创立，年州农保险由伊利诺州所创立，目标锁定在打破业界掮客所树立的高价保护伞，州农雇用专属仲介人员，标锁定在打破业界掮客所树立的高价保护伞，州农雇用专属仲介人员，这套系统让州农取得保单的成本远低于一般保险同业，套系统让州农取得保单的成本远低于一般保险同业，其独立业务代表接二连三成功地搞倒其它业者，拜其低成本结构所赐，州农最终拮取连三成功地搞倒其它业者，拜其低成本结构所赐，州农最终拮取25%的个的个人业务大饼，含车险及住宅险在内，远远超越昔日强大的竞争对手，人业务大饼，含车险及住宅险在内，远远超越昔日强大的竞争对手，而创立于1931年的 Allstate 也仿效设立类似的行销通路，并一举跃居第二，立于年的也仿效设立类似的行销通路，并一举跃居第二，仅次于州农，资本主义再度发挥神奇的效用，仅次于州农，资本主义再度发挥神奇的效用，而这种低成本的营运确已势不可挡。

All their cavalry, with upraised swords, standards and trumpets flung to the breeze, formed in columns by divisions, descended, by a simultaneous movement and like one man, with the precision of a brazen battering-ram which is effecting a breach, the hill of La Belle Alliance, plunged into the terrible depths in which so many men had already fallen, disappeared there in the smoke, then emerging from that shadow, reappeared on the other side of the valley, still compact and in close ranks, mounting at a full trot, through a storm of grape-shot which burst upon them, the terrible muddy slope of the table-land of Mont-Saint-Jean.

那整队骑兵，长刀高举，旌旗和喇叭声迎风飘荡，每个师成一纵队，行动一致，有如一人，准确得象那种无坚不摧的铜羊头①，从佳盟坡上直冲下去，深入尸骸枕藉的险地，消失在烟雾中，继又越过烟雾，出现在山谷的彼端，始终密集，相互靠拢，前后紧接，穿过那乌云一般向他们扑来的开花弹，冲向圣约翰山高地边沿上峻急泥泞的斜坡。

MARINE INSURANCE POLICY OR CERTIFICATE IN DUPLICATE,ENDORSED IN BLANK FOR 110% OF THE INVOICE VALUE,INSURANCE POLICIES OR CERTIFICATES MUST EXPRESSLY STIPULATE THAT CLAIMS ARE PAYABLE IN THE CURRENCY OF THE DRAFT AND MUST ALSO INDICATE A CLAIM SETTLING AGENT IN KOREA,INSURANCE MUST INCLUDE:INSTITUTE CARGO CALUSES:ALL RISKS AND WAR RISKS.

海洋保险单或保险凭证一式两份，空白背书，按发票值的110%出具，保险单或保险凭证必须清楚地规定可以汇票货币索赔，另外必须指明在韩国的赔付代理，保险必须包括：协会货物条款：一切险和战争险。

MARINE INSURANCE POLICY OR CERTIFICATE IN DUPLICATE,ENDORSED IN BLANK FOR 110% OF THE INVOICE VALUE,INSURANCE POLICIES OR CERTIFICATES MUST EXPRESSLY STIPULATE THAT CLAIMS ARE PAYABLE IN THE CURRENCY OF THE DRAFT AND MUST ALSO INDICATE A CLAIM SETTLING AGENT IN KOREA,INSURANCE MUST INCLUDE:INST IT UTE CARGO CALUSES:ALL RISKS AND WAR RISKS.

海洋保险单或保险凭证一式两份，空白背书，按发票值的110%出具，保险单或保险凭证必须清楚地规定可以汇票货币索赔，另外必须指明在韩国的赔付代理，保险必须包括：学会货物条款：一切险和战争险。

As entering the hall, DY had made up his mind: since he was in danger now, it's his luck if could escape or he would rather die, as it's effortless to talk friendly with these evil-looking enemies.

段誉推开长窗跨进厅中之时，便已打定了主意：&既已身履险地，能设法脱身，自是上上大吉，否则瞧这些人凶神恶煞的模样，纵然跟他们多说好话，也是无用。&

It's called Victoria Falls and thrill seekers from across the globe are jumping at（注:jump at 急切地接受,欣然应承）the chance to experience its power first hand.

这就是维多利亚瀑布。世界各地寻险探奇的人们都急于抓住机会，亲身感受它的威力。

But we don't care about Battlegrounds.

但我们并不在乎沙场中的显露。

Ah! don't mention it, the butcher's shop is a horror.

啊！不用提了。提到肉，真是糟透了。