银行贷款

Agricultural Development Bank of China ; agricultural policy finance ; loan risk ; reform of food circulation system

中国农业发展银行；农业政策性金融；贷款风险；粮食流通体制改革

Corporate governance ; bank supervision ; loan policy ; finance information

公司治理；银行监督；贷款政策；财务信息

The author believes that China shall set up its own housing loan policy insurance system based on the experience of the U.S.

作者认为我们应当借鉴美国政策性保险的先进经验，结合实际，建立我国的政策性住房抵押贷款保险制度防范银行风险。

"They're trying to really professionalize this company," said Mr. Carroll, who is the sole breadwinner for his family of four and had lost his home to foreclosure. I've been able to play a big role in that.

Carrroll说，他们确实想让公司运营更加专业，Carroll要养一大家子，4口人，又因为还不起贷款被银行收回了房子，他说，在新公司这里，他可以发挥很大的作用。

Promisingly, the Chinese bank regulator announced draft rules in May to allow domestic and foreign institutions to set up consumer-finance firms to offer personal loans for consumer-goods purchases.

值得高兴的是，中国的银行管理人已经在5月宣布起草允许国内和国外机构建立消费者融资公司来为购买消费品提供个人贷款。

The agreement of multinomial eye loan that Asian Development Bank was located in Da Erkai group of Paris to sign an amount to amount to 2.8 billion yuan with headquarters a few days ago, for a series of area of China cold pyroelectricity and pyroelectricity couplet produce project bankroll, reduce air in order to promote high-energy source efficiency to pollute.

亚洲开发银行日前与总部位于巴黎的达尔凯集团签署了一个总额达28亿元的多项目贷款协议，为中国的一系列区域冷热电及热电联产项目提供资金，以提高能源效率并减少空气污染。

The central bank raised its key lending rate by a quarter point last week to 4.5%.

中央银行在上周已经将主要贷款利率提高了四分之一，达到4.5%。

But the more important quid pro quo is that they begin to put their house in order.

对于那些得不到帮助的银行仍要对其贷款损失承担全部责任。

Either the banks will have to lend money directly to them, or they will end up owning a ragbag of securities—including some dreaded mortgage-linked bonds.

银行要么对其直接贷款，要么最终持有一大堆劣质证券（包括令人担忧的次级债在内）。

In his book,"The Age of Turbulence"(2007), he welcomed the growth of CDSs, arguing: Being able to profit from the loan transaction but transfer credit risk is a boon to banks and other financial intermediaries which, in order to make an adequate rate of return on equity, have to heavily leverage their balance sheets by accepting deposit obligations and/or incurring debt.

在他2007年出版的"混乱时代"一书中，他这样写道一方面可以从贷款交易中获利，一方面有可以转移风险，这对银行和很多的金融中介来说都是一笔财富，而这些金融中介为了能够得到足够的资产回报，都不得不通过接受保证金义务和借款来平衡其帐户。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。