银行贷款

"Some banks are still on the developers loan request is loose."

"一些银行仍然在开发贷款的要求是宽松的。"

And Sal Oppenheim, a bank that has been in family hands for over 200 years, may now sell itself after a number of loans went sour.

还有萨尔奥本海姆，如今这家由家族控制长达200多年的私人银行，在多项贷款变成坏账的危机之下，也只能出售自己的股份来维持生命。

There's nothing better for the inside of a man than the outside of a horse.

银行提供贷款给那些一时拿不出足够钱来买房的人。

Now, they account for an outsize proportion of loan defaults, mortgage bankers and builders say.

银行和建筑商称，在拖欠的贷款中投资方占有巨大的比例。

BUSINESS ADVISOR: If you have done your research and planning properly, it's very unlikely… But if you do experience problems, it's vital that you inform your bank immediately… If you inform them of your situation… they are more likely to offer you a loan or to extend your overdraft facility.

如果你做好了调查和制定了适当的计划，很少可能失败。但如果你真遇到问题，立即通知你的银行是非常重要的。如果你告诉他们你的情况，他们很可能会提供贷款或增加你的透支额度。

Any fiscal analysis of this type also should take into account the tendency of governments to overtax through parsimonious provisioning rules that understate the true extent of loan losses and lead to erosion in real bank capital.

任何此类财政分析还应该考虑到政府通过节俭的规则而过度征税的倾向，这些规则低估了贷款损失的真实程度，导致对银行真实资本的侵蚀。

I also think that in China there are indeed too many people and a series of other problems, the lender of the information detailed understanding very difficult, such as we sometimes impossible for a person's information is very understanding, and sometimes he To say what his loan collateral can be secured, but sometimes he may have collateral security to the pawn shop, etc., these banks are sometimes difficult to understand, so understanding of information in China is relatively difficult.

我也觉得在中国的确存在着人太多以及其他的一系列问题，对贷款人的资讯方面去详细的了解很困难，比如我们有时候不可能对一个人的资讯情况非常的了解，有时候他来贷款说他有什么抵押物可以抵押，但是有时候他的抵押物可能已经抵押给了当铺等等，这些情况银行有时候会很难了解，所以资讯了解在中国是比较困难的。

It is reported that this situation has been very common, especially small and medium-sized real estate developers, as a result of the development to increase the ratio of capital, banks tightening lending real estate companies, funds-chain has been broken, in order to adjust the position, they can only resort to high interest rates to help persons in pawnbroking.

据报道，这种情况已经非常普遍，尤其是中小型房地产开发商，由于发展，提高资本的比例，银行收紧贷款的房地产公司，资金链已被打破，为了调整中的地位，他们只能求助于高利率，以帮助人在典当业。

For example, in monetary policy, as long as a little room to raise interest rates would have not, it is necessary to stop the loans, will immediately get a penny from the bank.

例如，在货币政策，只要一个小房间，以提高利率也不会，有必要停止贷款，将立即获得一分钱的银行。

As advertising for PNC Bank states:"Now more than ever responsible lending is everything."

PNC银行在广告中称："如今更多负责任的贷款才是一切问题。"

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。