银行贷款

We were the effects of the tightening in the transfer from the three indicators: Bank lending to control the rate of decline in its assets and liabilities, development lending rates improve its gross margin decline in mortgage interest rates make home buyers to purchase a corresponding reduction in the housing area (although may actually be lower housing prices, but we make in this simplified treatment), while the sales area to reduce the decline in its asset turnover ratio.

我们的影响，紧缩的转让从三个指标：银行贷款，以控制下降率在其资产和负债，开发贷款利率提高其毛利率下降，抵押贷款利率使购房者购买相应减少房屋面积（虽然实际上可能会降低房价，但我们在此简化治疗），而销售面积，以减少下降资产周转率。

In fact, we have loans than 121 more before the Canal, because the banks are lending to.

事实上，我们有更多的贷款比121之前的频道，因为银行贷款。

For the residential market, select the overall quality of high brand, market and competitive advantages of real estate; affordable housing market in spite of low income, but low-risk, major support by the government, you can choose to intervene;商用房office market and the market , basic over-supply, and market volatility, and need to be treated with caution; land bank credit institutions, in strict accordance with the provisions of the ratio of the central bank issued, and we should focus on support for business space, from merit-based election, the closure operation, the whole track, strengthen monitoring, careful operation, agencies involved in land reserve land planning, acquisition, demolition, sorting, and development and the entire process of auction, the auction to ensure that the priority for return of funds to repay bank loans; second-hand housing market, relatively mature areas of concern; actively involved in national and regional development and construction projects, the focus of the market.

对于住宅市场，选择的整体素质较高的品牌，市场和竞争优势的房地产；负担得起的住房市场，尽管收入低，但低风险的，主要由政府支持，您可以选择进行干预；商用房办公室市场和市场的基本供应过剩，而市场的波动，需要谨慎对待；土地银行信贷机构，严格按照规定的比例，中央银行发行，我们应把重点放在支持商业空间，从任人唯贤的选举，关闭操作，整个轨道，加强监测，认真操作，机构参与的土地储备的土地规划，收购，拆卸，整理，开发和全过程的拍卖，拍卖，以确保优先为返回的资金，偿还银行贷款，二手房市场，比较成熟的关切领域；积极参与国家和区域发展和建设项目，市场关注的焦点。

First, this paper introduced the commercial bank loans pricing situation and existing problems, discussed the basic principles and the factors that loan pricing should consider, discussed how to use the traditional cost-plus pricing model, Customers comprehensive profit model,and analysised their inadequacy.

首先，本文介绍了目前商业银行贷款定价机制运行的现状及存在的问题，讨论了贷款定价的基本原则以及贷款价格的构成因素，详细论述了传统的成本加成定价法、客户综合盈利定价法的计算过程，并分析了它们的不足之处。

October 27 released by the CBRC data show that in the third quarter, state-owned, joint-stock, agricultural firms, foreign banks and other types of non-performing loans of commercial banks in both the balance of varying degrees of backlash, which is the trend of banking stocks or to produce a certain drag, and through the effects of weight at the bottom of the formation of the market.

10月27日，银监会公布的数据显示，今年第三季度，国有，股份制，农业企业，外资银行和其他类型的非表现在两个不同程度的反弹，这是平衡度商业银行贷款对银行股的趋势，或产生一定的阻力，并通过在市场形成底部的重量的影响。

Because commercial banks' loan is the main approach currently solving capital problems of SMSE, therefore, commercial banks need study risk control of SMSE's credit business, establish a set of risk control system so as to ensure the smoothrunning of the loan, and to provide capital support for SMSE's development, which, inturn, offers the beneficial help for commercial bank to disperse capital risk and toimprove competitive ability.

而商业银行贷款是当前解决中小企业资金问题的主要途径。这就要求商业银行研究中小企业信贷业务风险控制，建立起一套风险控制体系，以保证这项业务的正常开展，从而为中小企业发展提供资金支持，也为商业银行分散资金风险，提高竞争能力提供有益的帮助。

A Revolving Loan Fund provides small loans to people who want to start businesses but who have no credit history or access to commercial bank loans.

循环贷款基金提供小额贷款给想要创业、却没有信用纪录或无法取得商业银行贷款的人。

One fear is that as banks scale back their balance-sheets, firms that rely on bank loans will have to act in step, axing their spending to reduce debts.

一种担心是随着银行缩小它们的资产负责表，这些依靠银行贷款的企业也将紧跟银行的步伐，削减它们的开支以减少负债。

The monetary policy instruments applied by the People's Bank of China include reserve requirement ratio, central bank base interest rate, rediscounting, central bank lending, open market operation and other policy instruments specified by the State Council.

中国人民银行使用的货币政策工具适用包括准备金率，中央银行基准利率，再贴现，中央银行贷款，公开市场操作和其他由国务院规定的政策。

A second larger wave of residential housing mortgage failures;(2) The first big wave of auto loan failures and repossessions;(3) Over $40 billion in credit card defaults, smashing the bank lenders;(4) The first wave of commercial mortgage failures and foreclosures on shopping malls, office buildings and other commercials;(5) And finally, the grand smashing finale of CDS Credit Default Swaps originated with No margin money or down payments!

在明年春天，我们看到：（ 1 ）第二次大浪潮住宅按揭失败；（ 2 ）第一大浪的汽车消费贷款的失败和收回；（ 3 ）超过400亿美元的信用卡违约，打破了银行贷款；（ 4 ）第一批失败和商业抵押贷款抵押品赎回权的购物商场，办公楼和其他商业广告；（ 5 ），最后，大砸最后的CD信用违约互换起源无保证金资金或订金！

Neither the killing of Mr Zarqawi nor any breakthrough on the political front will stop the insurgency and the fratricidal murders in their tracks.

在对危险的南部地区访问时，他斥责什叶派民兵领导人对中央集权的挑衅行为。

In fact,I've got him on the satellite mobile right now.

实际上 我们已接通卫星可视电话了