银行贷款

Article 27 The People's Bank of China may, as required by the implementation of monetary policies, determine the amounts, term, interest rates and forms of loans extended to commercial banks, however, the maximum term of loans shall not exceed one year.

第二十七条中国人民银行根据执行货币政策的需要，可以决定对商业银行贷款的数额、期限、利率和方式，但贷款的期限不得超过一年。

When we give the MBA class of prelection, there is a special dedicated to talk about this question, I, a lot of respect, General Manager, ask a lot of details, because this is really do your homework, a wise man from a bank loan of one million a year turnover per a cycle can be made his money in a eucycle State, stupid managers have banks'loans million a year turnover only once a year turnover and epicylic four times a year profit obviously different financial controls in effect we control risk, is to make profits, truly profit from the book into hard cash, this is a very important aspect.

我们给MBA讲课时，有一个专题专门讲这个问题，我一下课，许多总经理就围过来，问很多很多细节问题，因为这真是做不完的家庭作业，聪明的人从银行贷款一百万，一年周转四次，每一个周期都可以使他的资金处于良性循环状态，不聪明的经理人他也从银行贷款一百万，一年只周转一次，一年周转一次和一年周转四次带来的利润显然是不同的，所以财务监控实际上是我们控制风险，是让你的盈利，真实地从帐面盈利变成真金白银，这是非常重要的环节。

China's interest rate from the current system, the market interest rates (such as money market, bond market interest rates) is clearly not in the list of interest rates; in direct control of the central bank's interest rate system, the re-lending and rediscount rate has not been very effective, because it few years the flow of adequate financial institutions makes little to rely on central bank loans and discount, and improve the reserve interest rate system with the reform of the general direction of inconsistency; Therefore, interest rates can only increase deposit rates or lending rates, both interest rates are in the current control and semi-control of interest rates.

中国的利率从目前的制度，市场利率（如货币市场，债券市场利率）显然不在列表中，利息直接控制的中央银行的利率制度，再贷款和再贴现率并不十分有效，因为这几年充足的流动金融机构几乎没有什么依靠中央银行贷款和贴现，提高准备金利率制度改革的总体方向不一致，因此，利率可只有增加存款利率或贷款利率，无论利率在目前的管制和半管制的利率。

According to China several times the past 15 years formed the climax of "real estate fever" of observation, the real estate fortune of the process are as follows: to develop plans → enclosure suborn government land leased departments →→ minimum down payment of funds obtain bank loans to obtain the land use of the construction unit procedures →→ capital development bank in charge of bribery to obtain mortgage loan proceeds → basically completed cycle.

据中国多次在过去15年形成了高潮，"房地产热"的观察，房地产财富的过程如下：制定计划→文贿买政府租出土地部门→→最低下跌支付的资金获得银行贷款，以获取土地利用的建设单位程序→→资本开发银行在收取贿赂以获得抵押贷款→基本完成收益周期。

A few days ago, Wenzhou Branch Banking loans an emergency meeting of the risk of briefings for the risk to commercial banks suggests that bank this month to request the completion of the existing real estate development loans to self-examination.

在几天前，温州市分行银行贷款，召开紧急会议，简报的风险的风险，商业银行认为，央行本月初要求完成现有房地产开发贷款的自我检查。

July 2003, the Beijing Municipal Commerce Committee, the Beijing Municipal Finance Bureau issued "on the development of community-based supermarket chains, convenience stores discount bank loans enterprises approach the implementation of" notice, bank loans mature major support discount chain, to encourage its Residential Area residents to open chain stores (500 square meters), a convenience store (100 square meters), in the downtown district Wangfujing Street, Zhongguancun, etc.

2003年7月，北京市商业委员会，北京市财政局下发了&关于发展以社区为基础的连锁超市，便利店折扣银行贷款企业的实施办法&的通知，银行贷款主要支持成熟的折扣连锁店，鼓励其小区居民开放的连锁门店（ 500平方米），便利店（ 100平方米），在市中心区开放标准的便利店（ 100平方米）。

BANK LOANS At 30 June, the bank loans were repayable as follows: The Group 2008 2007 HK$'000 HK$'000 Within one year or on demand 12,480 25,311 After one year but within two years 7,800 20,770 After two years but within five years – 27,090 After five years – 826 7,800 48,686 20,280 73,997 All of the non-current interest-bearing borrowings are carried at amortised cost.

银行贷款于六月三十日，须偿还之银行贷款如下：本集团二零零八年二零零七年千港元千港元一年内或按要求 12，480 25，311 一年后但两年内 7，800 20，770 两年后但五年内– 27，090 五年后– 826 7，800 48，686 20，280 73，997 所有非即期计息借贷按摊销成本计算。

Around 30 per cent of bank credit is either to housebuyers or property developers, so bad loans could start to surge just at a time when the government is calling on banks to accelerate lending in order to prevent a sharper slowdown.

约30%的银行贷款来自房屋购买者或开发商，坏账只会随时间愈加恶化---也正在这个时候北京政府竟呼吁银行加大贷款力度以防经济大幅回落。

Redstone's family holding company, forcing him to renegotiate $1.6 billion in bank debt.

这两家公司股票的下挫违反了雷石东家族控股公司持有的银行贷款条款，迫使他重新协商了16亿美元的银行贷款。

Redstone's family holding company, forcinghim to renegotiate $1.6 billion in bank debt.

这两家公司股票的下挫违反了雷石东家族控股公司持有的银行贷款条款，迫使他重新协商了16亿美元的银行贷款。

Neither the killing of Mr Zarqawi nor any breakthrough on the political front will stop the insurgency and the fratricidal murders in their tracks.

在对危险的南部地区访问时，他斥责什叶派民兵领导人对中央集权的挑衅行为。

In fact,I've got him on the satellite mobile right now.

实际上 我们已接通卫星可视电话了