银行贷款

Macquarie was established in March 2002 by Australia's largest mortgage companies - mortgage companies and Macquarie jointly established Phalaris.

麦格理银行成立于2002年3月由澳大利亚最大的抵押贷款公司-联邦住房贷款抵押公司和麦格理银行联合设立虉。

Macquarie mortgage company is one of Australia's largest bank Macquarie Bank, a wholly owned subsidiary, in its mortgage securitization market has more than 20% of the share; and Phalaris is known belonging to former Australian Prime Minister Paul Keating.

麦加里一个抵押贷款公司是澳大利亚最大的银行麦格理银行的全资子公司，在其住房抵押贷款证券化市场的20 ％以上的份额；和草是属于澳大利亚前总理基廷。

The commercial banks shall actively communicate and cooperate with the taxation departments and the departments of foreign trade and economic cooperation at various levels, to earnestly improve the financial services and enhance the service efficiency, and shall strengthen the loan administration, rigidify the pre-examination and post-inspection of the loan in accordance with the relevant provisions of the Law of the People's Republic of China on Commercial Banks and the General Rules for Loans, and thus to earnestly prevent loan risks and to ensure the stable development of this loan business.

七、各商业银行要主动和各级税务部门、外经贸主管部门沟通与合作，切实改进金融服务，提高服务效率，要根据《中华人民共和国商业银行法》和《贷款通则》的有关规定加强贷款管理，严格贷前审查、贷后检查，切实防范贷款风险，确保此项贷款业务的稳步发展。

Is an expert to good expert the manner when colludes with with other people carries on the cheating, exists with the bank staff colludes with the implementation cheating the situation, in the current our country actual situation, the bank nature has the state-owned bank and difference the non-state-owned bank, therefore the author and the heterogeneity bank staff colludes with the implementation loan cheating the nature to be different, this article only colludes with the implementation on the author and the state-owned bank staff the behavior to make the discussion.

在行为人与他人勾结进行诈骗时，存在着与银行工作人员相勾结实施诈骗的情形，在当前我国实际情况下，银行的性质有国有银行和非国有银行之别，因此行为人与不同性质银行的工作人员勾结实施贷款诈骗的性质不同，本文仅就行为人与国有银行工作人员勾结实施的行为作探讨。

In smaller banks, one or a small number of bank officers is generally responsible for bank loans and investments; however, farm lending or consumer credit is frequently departmentalized.

在一些小银行中，一个或几个银行职员负责贷款和投资业务，但是，农业贷款和消费信用通常由专业部来办理。

The customers must firstly record their guaranteed information in the guarantee management system, for instance, why they need to be guaranteed and how much the value is etc if they need to handle the loan and overdrawing business in the bank, they are also required to register the maximum loan amount and the maximum overdrawing amount those have been permitted in the bank.

客户如果需要在银行办理贷款、透支业务时，首先要在担保管理系统中记录其担保的信息，如担保为何，价值多少等，还要登记在银行中最大允许的贷款金额、透支金额。

A commercial bank shall not make a housing mortgage loan under which the credit fluctuates with the appraisal value of housing or whose use is not specified, and before a purchaser repays a loan in full, shall not make an additional loan on the basis of the reappraised net value of the mortgaged housing.

商业银行不得发放贷款额度随房产评估价值浮动、不指明用途的住房抵押贷款；对已抵押房产，在购房人没有全部归还贷款前，不得以再评估后的净值为抵押追加贷款。

Any projects applying for no less than RMB 5 million fixed assets loan or no less than $1 million foreign exchange loan from ICBC should be appraised; any S%26amp;T development loan should be appraised in principle regardless loan amounts; additional loan amounts exceeding 30% of the former loan commitment should be reappraised.

凡申请中国工商银行固定资产贷款人民币500万元以上、外汇贷款100万美元以上的项目，均应进行评估；科技开发贷款不论贷款额大小，原则上都要进行评估；追加贷款额超过原承诺贷款30%的应重新进行评估。

Among them, the major one is loan risk such as high default rate and the bank\'s Credit Stinting, and consequently many qualified applicants can not receive the loan aid.

但是国家助学贷款在运行过程中遇到诸多问题，其主要问题之一是贷款风险，表现为贷款拖欠率高、银行惜贷，许多符合条件的申请人得不到贷款资助。

On the basis of questionnaire survey, interview and comparative studies of domestic and international practices, this dissertation, in terms of the credit financing guarantee theory and the principal-agent theory under asymmetrical information, discusses the necessity of introducing guarantee to GSSL and examines the following questions: why guarantee can solve the problems of high default rate and credit stinting, which kind of guarantee is suitable for GSSL, which body is fit for providing guarantee for GSSL and how to motivate the guarantor to accomplish the guarantee task of GSSL.

本文在问卷调查、访谈调查和国际比较研究的基础上，运用信息不对称下的信贷融资担保理论、委托—代理理论，论述将担保引入到国家助学贷款中的必要性，探究担保为何能够解决拖欠率高和银行惜贷问题、哪种担保方式适合国家助学贷款、哪些主体适合为国家助学贷款提供担保以及如何激励担保人做好国家助学贷款担保工作。

But we don't care about Battlegrounds.

但我们并不在乎沙场中的显露。

Ah! don't mention it, the butcher's shop is a horror.

啊！不用提了。提到肉，真是糟透了。