银行贷款

To tackle the badness loan existing in Chinese bank, we must unchain the concealed agreement relationship between the government, state-owned company and the bank, and make innovation to the property right system of state-owned company and state-owned bank, then we can strengthen the risk management and put an end to the badness loan when building up an excellent exterior business circumstance and constructing a perfect interior business system.

对国有商业银行体系剩余不良债权的化解，主要是借鉴国际经验，实行国际资产证券化。解决我国银行不良贷款问题，就要解除政府、国有企业和银行之间三重隐合约关系，进行国有企业和国有商业银行的产权改革，营造优良的外部经营环境、构建完善的内部经营机制，解决银行不良贷款存量的同时，加强风险管理，杜绝不良贷款新增流量的发生。

" Mortgage-free, non-guaranteed loan only foreign rows and MCC has ", a joint-stock Bank Manager Mr Shi said that Chinese-funded line at the moment the introduction of personal loan business mainly divided into two types: one is about to be hypothecated, on a regular basis in the line of the time deposit amount in accordance with the 10% discount on impawning, the BLR for the people's Bank base rate, as well as those that the mortgage loan, which is a force pushing the Bank loan products.

&免抵押、免担保信用贷款只有外资行和小额贷款公司有&，某股份制银行理财经理施先生说，中资行目前推出的个人小额贷款业务主要分为两种，一种是定期存单质押，即将在该行的定期存款金额按照9折质押，贷款利率则为人民银行公布的基准利率；还有一种是房产抵押贷款，这也是银行力推的个贷产品。

At present a country release of currency into circulation's channel mainly has:1st, the Central Bank buys the bank note issuing stock gol; 2nd, Central Bank purchases the reserve foreign exchange; 3rd, Central Bank purchases the national debt or gives the government to overdraw; 4th, Central Bank to each kind of Loan company provide loan, or buys up the national debt which, the Central Bank bill, the financial bond the Loan company has and so on, and provides the loan through the Loan company to the society; 5th, after Loan company deposit taking, besides deposits the Central Bank certain proportion the guaranty money for deposits or maintains certain deposit deposit, provides the loan to the society, and forms the loan delivery the multiplier effect; 6th, outside Central Bank's each kind of bank purchase national debt, enterprise bond as well as foreign exchange and so on.

目前一国货币投放的渠道主要有：1、中央银行购入发钞储备黄金；2、央行购买储备外汇；3、央行购买国债或给予政府透支；4、央行向各类贷款银行发放贷款，或者买入贷款银行持有的国债、央行票据、金融债券等，并通过贷款银行向社会发放贷款；5、贷款银行吸收存款后，除交存央行一定比例的存款保证金或保持一定的备付金存款外，向社会发放贷款，并形成贷款投放的乘数效应；6、央行外的各类银行购买国债、企业债券以及外汇等。

The report cited unidentified bank sources who said that lending was slow during the first week of the month but has surged towards the end, with the proportion of bill financing falling in favor of rising medium to long-term loans. 2 No good: MS. WU Xiaolin, ex-deputy head of PBoC , explained on Saturday the surge in bill discounting: China banks are reluctant to grant loans, but the loss will be too heavy with the ample liquidity, so they choose bill discounting and lend the bulk to govt's projects.

报道引用某银行消息人士的说法，月初的一周贷款发放量萎缩，由于票据融资比率下降为中期长期贷款的增加创造了有利条件，近月底时贷款发放猛增。2）非利好预警：上周六，前央行副行长吴晓灵分析了票据融资大量增加的原因：银行不愿意做贷款，但流动性充分的情况下利润损失太大，为降低风险，银行倾向于票据融资，同时将大量贷款投向政府的基础设施。

No good: MS. WU Xiaolin, ex-deputy head of PBoC, explained on Saturday the surge in bill discounting: China banks are reluctant to grant loans, but the loss will be too heavy with the ample liquidity, so they choose bill discounting and lend the bulk to govt's projects.

报道引用某银行消息人士的说法，月初的一周贷款发放量萎缩，由于票据融资比率下降为中期长期贷款的增加创造了有利条件，近月底时贷款发放猛增。2）非利好预警：上周六，前央行副行长吴晓灵分析了票据融资大量增加的原因：银行不愿意做贷款，但流动性充分的情况下利润损失太大，为降低风险，银行倾向于票据融资，同时将大量贷款投向政府的基础设施。

Since 2003 year, in two major ways, funds and lands have the governments macro-controlled the whole industry in order to keep the estate industries healthy and sustainable growth and evade the risk. Since funds and lands are the understructure upon which the estate companies have developed, the government control concerning them have made the whole industry faced a critical financing hardship. Consequently, many companies which used to extremely depend on bank credits are confronting the financial pressure. Many middle and small enterprises are even facing the problem of maintenance. Accordingly, under the background of the present macro-control, the debates and research over the diversity of estate companies' financing mode are abundant in its realistic meaning.

为了保持房地产行业健康、可持续发展，规避房地产金融风险，我国政府自2003年以来主要从资金和土地两个方面对房地产行业进行了宏观调控，由于资金和土地是房地产开发企业赖以生存的基础，多管齐下的调控措施打破了房地产开发企业原有的开发模式和融资模式，使得房地产开发企业普遍遭遇融资困境，过去以银行贷款为主要融资方式的房地产开发企业普遍面临资金压力，许多中小型房地产开发企业甚至面临生存问题，因此，在当前宏观调控背景下，探讨中小型房地产开发企业融资模式多元化问题具有很强的现实意义。

Reductions in credit lines hurt sawmills'ability to buy timber still available.

银行贷款的减少伤害了锯木厂购买仅存木材的能力。

Would like to improve the housing conditions of the people can live their existing home is entrusted to an intermediary company sales, existing home used as collateral for bank loans to buy directly from the new house, including the purchase of government subsidies to assess the free-agency assessment, relief agencies Deputy costs, to help developers discount to the new house three years and enjoy discounts and other concessions, the results of the day there are thousands of people have registered for redemption of housing.

想改善住房条件的市民可以把自己正住着的旧房委托给中介公司销售，旧房用做抵押，直接从银行贷款购买新房，其中有政府补贴购房、评估机构免费评估、中介公司减免代理费用、开发商帮忙贴息三年且给新房打折等优惠可享，结果一天下来有上万人登记换购住房。

N A: The first thing you need to find out is how much you can borrow from the banks based on your current income and expenses.

答：首先，根据你目前的收入和开销，你需要了解到你能从银行贷款多少钱。

TERMINAL Cuenca de La Plata and Nelsury is expanding its container operation at Uruguay's capital Montevideo following a loan of US$41.6 million from the European Investment Bank, according to Clarkson's Dredging News Online.

克拉克森疏浚新闻在线报道：TCP码头公司为扩建乌拉圭首都蒙得维的亚集装箱码头从欧洲投资银行贷款4160万美元。

But we don't care about Battlegrounds.

但我们并不在乎沙场中的显露。

Ah! don't mention it, the butcher's shop is a horror.

啊！不用提了。提到肉，真是糟透了。