银行票据

The Bill Market is an essential part of the Currency Market, including the Commercial Bill Market and the Bank's Acceptance of Bill Market.

票据市场是货币市场的重要组成部分，包括商业票据市场和银行承兑汇票市场。

The issue briefly states that the main problems,some solutions and proposals of the bank acceptance,which is an important instrument of bill business ,in their circulation.

文中简述了作为票据业务重要手段的银行承兑汇票在流通过程中存在的主要问题及一些解决办法和建议，并结合矿山企业本身的行业特点，提出在票据业务中需要采取的一些应对措施。

After the fast development of bill market, there are multitudinous questions in bill market gradually in relief.

票据市场在经历了快速发展之后，商业银行在票据市场的众多问题也逐步凸现。

Payer is the person whose name is on the instrument, and should bear the obligation of payment, payer of the draft, remitter of note and bank for payment of the check are the payer.

付款人是票据上载明的、承担付款责任的人，汇票上的付款人、本票的出票人和支票的付款银行为票据付款人。

The holder of a crossed check cannot encash it at the drawee bank and must either deposit it in the drawee bank crediting his account or have the drawee bank pay the sum to another bank crediting his account through the local clearing.

划线支票的持票人不能在付款银行凭支票取现，而必须将支票存入付款银行贷记其账户或由付款银行通过当地票据清算将票款付给另一家银行贷记其账户。

At present a country release of currency into circulation's channel mainly has:1st, the Central Bank buys the bank note issuing stock gol; 2nd, Central Bank purchases the reserve foreign exchange; 3rd, Central Bank purchases the national debt or gives the government to overdraw; 4th, Central Bank to each kind of Loan company provide loan, or buys up the national debt which, the Central Bank bill, the financial bond the Loan company has and so on, and provides the loan through the Loan company to the society; 5th, after Loan company deposit taking, besides deposits the Central Bank certain proportion the guaranty money for deposits or maintains certain deposit deposit, provides the loan to the society, and forms the loan delivery the multiplier effect; 6th, outside Central Bank's each kind of bank purchase national debt, enterprise bond as well as foreign exchange and so on.

目前一国货币投放的渠道主要有：1、中央银行购入发钞储备黄金；2、央行购买储备外汇；3、央行购买国债或给予政府透支；4、央行向各类贷款银行发放贷款，或者买入贷款银行持有的国债、央行票据、金融债券等，并通过贷款银行向社会发放贷款；5、贷款银行吸收存款后，除交存央行一定比例的存款保证金或保持一定的备付金存款外，向社会发放贷款，并形成贷款投放的乘数效应；6、央行外的各类银行购买国债、企业债券以及外汇等。

The bank looks on strive to develop discounting of bill business as one means having strategy significance of effective commercial bank lessening non-performing loan rates therefore , respectively, to look forward to mentioning

因此，各家银行把大力发展票据贴现业务作为商业银行有效降低不良贷款率的一项具有战略意义的手段，以期提高商业银行的资产质量和市场竞争力，不仅如此，银行还可以通过加快转贴现速度来加速资金周转，以达到和流动资金贷款持平甚至更高的利润。

Feb's 1.1tn and Jan's 1.6tn, but bill discounting fell significantly, the total March loan growth in ICBC , BoC, CCB , BoComm was close to Rmb800bn, according to Caijing .

工商银行、中国银行、建设银行、交通银行四大国有商业银行信贷的投放总量在8000亿元以上，票据融资的规模和占比与去年同期相比有显著提升。

When bill discount, the bank presses fixed interest rate from bill expire deduct in the value come from loan day of note maturity should plan accrual, pay the person that oppose a bill more than.

票据贴现时，银行按一定的利率从票据的到期值中扣除自借款日至票据到期日的应计利息，将余款付给持票人。

Investment in higher risk paper on the one hand (in the case of the Bank this includes agency securities, Eurobonds and off-the-run securities) and currentgovernment securities on the other.

这种交易一方面投资于风险较高的票据（就世界银行而言，这类票据包括政府机构债券、欧洲债券和未挂牌的证券），另一方面投资于现行政府债券。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。