银行票据

They prefer notes to accounts receivable because of the following advantages:(1)a note represents unconditional written acknowledgement by debtor of the debt owed ;(2) note can be turned into cash by discounting it to a bank at any time before maturity ; and (3) they may earn interest if an interest-bearing note is granted.

就应收票据和应收账款两者而言，企业总是倾向与前者，因为它有以下优点：（1）票据是无条件的书面承诺，到规定期限，出票人必须按票面金额兑现付款；（2）若企业需用现款，可以将票据向银行申请贴现；（3）带息的票据到期有利息可收。

Exchange bill discount is a bill financing act conducted by the bank for the bearer of an exchange bill whereby the bank deducts the discounted interest from the face amount and pay the rest to the bearer of the exchange bill before its maturity.

外汇票据贴现是银行为外汇票据持票人办理的票据融资行为，银行在外汇票据到期前，从票面金额中扣除贴现利息后，将余额支付给外汇票据持票人。

The possible systematic defects due to issuing a great deal of instruments of the central bank to hedge against China's existing huge exchange position are analyzed in a long-term perspective, such as reducing economic growth rate and bringing adverse influence on social welfare, weakening the policy effectiveness of hedge, making the current macroscopic economic control incoordinate with the long-term objective of economic growth, tightening bank loan so as to distort the overall economic structure eventually and causing the conflict between internal and external economic demands.

结合我国特殊的转轨背景，从长期的角度，分析了中国人民银行发行央行票据对冲外汇占款这一做法的制度缺陷，指出央行票据作为对冲工具可能给经济带来各种负面影响，如降低经济效率并造成社会福利损失，对冲的政策效力弱化，调控方向与经济增长的长期目标不协调，挤出商业银行贷款并可能扭曲经济结构以及内外平衡的冲突等。

As at December 31, 2007, notes receivable of RMB 300 is impawned for the Group's short-term borrowings of RMB 300 (2006: Nil) Note7 (14. All notes receivable of the Group other than the above-mentioned notes receivable are unsecured, and all notes receivable of the Group are due within one year.

于2007年12月31日，本集团以3.00亿元的应收票据质押给银行作为取得3.00亿元短期借款（附注七（14））的担保（2006年：无），除此之外本集团无已用于抵押、质押的应收票据，且所有票据均于一年内到期。

In some developed countries and regions, the discount of many kinds of notes including commercial bills of exchange, bank cashier's checks and government notes has become one of the important instrument of short-term financing and bank loan making.

在一些发达国家和地区，许多不同类型的票据，包括商业汇票、银行本票及政府票据的贴现已经成为短期融资和银行发放贷款的重要工具之一。

In some developed countries and regions, the discount of many kinds of notes including commercial bills of exchange, bank cashier's checks and government notes has become one of the important instrument of short-term financing and bank loan making.

在一些发达国家和地区，许多不同类型的票据，包括商业汇票、银行本票及政府票据的文现已经成为短期融资和银行发放贷款的重要工具之一。

In some developed countries and regio , the discount of many kinds of notes including commercial bills of exchange, bank cashier's checks and government notes has become one of the important i trument of short-term financing and bank loan making.

在一些发达国家和地区，许多不同类型的票据，包括商业汇票、银行本票及政府票据的贴现已经成为短期融资和银行发放贷款的重要工具之一。

The report cited unidentified bank sources who said that lending was slow during the first week of the month but has surged towards the end, with the proportion of bill financing falling in favor of rising medium to long-term loans. 2 No good: MS. WU Xiaolin, ex-deputy head of PBoC , explained on Saturday the surge in bill discounting: China banks are reluctant to grant loans, but the loss will be too heavy with the ample liquidity, so they choose bill discounting and lend the bulk to govt's projects.

报道引用某银行消息人士的说法，月初的一周贷款发放量萎缩，由于票据融资比率下降为中期长期贷款的增加创造了有利条件，近月底时贷款发放猛增。2）非利好预警：上周六，前央行副行长吴晓灵分析了票据融资大量增加的原因：银行不愿意做贷款，但流动性充分的情况下利润损失太大，为降低风险，银行倾向于票据融资，同时将大量贷款投向政府的基础设施。

No good: MS. WU Xiaolin, ex-deputy head of PBoC, explained on Saturday the surge in bill discounting: China banks are reluctant to grant loans, but the loss will be too heavy with the ample liquidity, so they choose bill discounting and lend the bulk to govt's projects.

报道引用某银行消息人士的说法，月初的一周贷款发放量萎缩，由于票据融资比率下降为中期长期贷款的增加创造了有利条件，近月底时贷款发放猛增。2）非利好预警：上周六，前央行副行长吴晓灵分析了票据融资大量增加的原因：银行不愿意做贷款，但流动性充分的情况下利润损失太大，为降低风险，银行倾向于票据融资，同时将大量贷款投向政府的基础设施。

August 2000, to carry out the reorganization of assets, and increase the development of new technologies, human resources and capital input, independently developed and mass production of the application of soft coding soft decoding technology, the dual-card machines, coding and data-replication of Three-card, IC card and magnetic card portfolio of dual-channel, bank notes data-processing equipment, computer peripherals and software, the company's products to the professionalism, diversity, the direction of series development, scientific and technological content of products has been growing quickly.

2000年8月，公司进行资产重组，加大了新技术开发、人力资源及资金的投入，自主研制并批量生产了应用软编码软解码技术的双道磁卡机、零道编码数据反复制功能的三道磁卡机、IC卡与双道磁卡组合机、银行票据数据处理设备、计算机外部设备及软件等，公司产品向专业化、多样化、系列化方向发展，产品科技含量得到了迅速提高。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。