银行投资

The reaction to the Great Depression gave us the Securities and Exchange Commission, created deposit insurance, divided commercial banking from investment banking, and shifted power inside the Fed to Washington. The response to the Great Panic of 2008 surely will bring similarly long-lasting changes.

上世纪的大萧条促使美国诞生了美国证券交易委员会、推出了存款保险政策，让商业银行和投资银行分业经营，并将美联储的一些权力从地方储备银行转移到华盛顿总部。2008年的金融大恐慌肯定也会产生一些持久性变革。

Article 30 During the intervals of paying the proceeds of the entrusted property to the investment institutions, a fund depositary institution may only invest, in a way stipulated in the contract and upon the order of the trustee, the proceeds of the entrusted property in such products that have good liquidity and are readily encashed as the treasury bonds, policy financial institutions bonds or other financial products allowed by the People's Bank of China.

第三十条在向投资机构支付信托财产收益的间隔期内，资金保管机构只能按照合同约定的方式和受托机构指令，将信托财产收益投资于流动性好、变现能力强的国债、政策性金融债及中国人民银行允许投资的其他金融产品。

Pooled investment team has more than 10 years in investment banking business professionals and more than 10 years in the financial media reported a senior reporter, also has a group of financial professionals and a master's students, create a unique line with market demand for cross - Innovative business model. A by virtue of more than 10 years of Grounding in the capital market, established a number of domestic enterprises of the vast network of the elite, of which more than 200 listed companies resources A consultant is a solid business foundation for more than 500 strong network of media resources are operating effectively protect ; Dozens of brokerages, fund companies and investment institutions Touhangyewu is the strong backing.

投资团队汇集了从事十余年投资银行业务的专业人士以及从事十多年财经媒体报导的资深记者，同时还拥有一批金融专业的硕士及本科生，形成了一种独特的符合市场需求的交叉式创新业务模式。A凭借十余年在资本市场的磨砺，建立了一批国内精英企业的庞大网络，其中200余家上市公司资源是A顾问业务的坚实基础；500多家强大的媒体资源网络是开展业务的有力保障；数十家券商、基金公司及投资机构是投行业务的坚强后盾。

The fourth section probes into the acting mechanism of venture capital on the US New Economy. Except for solving the innovation bottleneck for medium-and-small-sized enterprises, venture capital constructs a risk-sharing mechanism for the New Economy by means of a finer division of labour and through a well-knitted network of financial medium service.

第四节探讨风险投资对美国新经济的作用机制，除解决了中小企业进行创新的资金瓶颈之外，风险投资解决了科技从公共产品向生产要素的转化，还通过投资银行、会计师事务所等服务中介，以更精细的社会分工组织形式，为新经济建立了一套风险共担机制。

ICICI, an Indian bank, has cut the transaction costs of banking to far below those of its competitors by adding lots of new features to mobile-phone banking and cutting out layers of waste, says the bank's Mr Vaidyanathan.

印度工业信贷投资银行通过增加手机银行业务，去除不必要的业务等新功能，降低银行业务交易费，使之远远低于它的竞争对手。

Dresdner Kleinwort, the corporate and investment banking unit of Germany's Dresdner Bank, could seek to raise capital from external partners, including financial institutions in the Middle East and China, following its formal separation from Dresdner's retail banking activities.

在正式与德国德累斯顿银行的零售银行业务分离后，该行的企业和投资银行子公司德利佳华可能将寻求从外部合作伙伴筹集资本，其中包括中东和中国的金融机构。

Even so, trust officers with a knowledge of stocks and bonds owned by a trust could conceivably invest those funds in preferred bank portfolios, or a trust officer could buy bonds offered by the bank on terms profitable to it.

即使这样，可以想象出，具有托管财产的股票和债券知识的信托工作人员可能把这些资金投资到优先银行证券，还可能根据银行赢利的条件购买银行出售的债券。

Analysis pointed out that two-thirds of bond funds from the banks, while banks in the course of the economic downturn is an inevitable credit crunch choice, therefore increasing investment in bonds is the optimal choice of banks, money supply without worrying about the bond market.

杨贵宾分析指出，三分之二的债券资金从银行，而在经济不景气的过程是必然的银行信贷紧缩的选择因此，增加债券投资，是银行的最佳选择，货币供应量没有对债券市场的担忧。

The UK-US Shanghai to recruit senior financial personnel recruitment mission, from the Shanghai municipal government departments, as well as the Shanghai Pudong Development Bank, Shanghai Bank, the Shanghai Stock Exchange, China Pacific Insurance Company and other twenties financial institutions to participate, will be held in three spots three bands will recruit qualified personnel in financial services, the introduction of banks, funds, securities investment and other fields of more than 170 high-ranking posts, including: risk management and control, asset management, product research and development the fund managers, industry research, financial engineering, derivatives products, such as pension trustee business five categories are sub-Shanghai current shortage of financial professionals.

此次上海市赴英美招聘高层金融人才的招聘任务团，由上海市政府有关部门，以及上海浦东发展银行、上海银行、上海证券交易所、中国太平洋保险公司等廿多家金融机构参加，将在三地举办三场斑阶金融人才招聘会，推出银行、基金、证券投资等专业领域一百七多个高阶职位，包含：风险管理和控制、资产管理、产品研发、基金经理、行业研究、金融工程、衍生品产品、养老金受托业务等五类，均是上海当前分紧缺的金融人才。

In the US, HSBC had seen a slowdown in growth of its mortgage book. In the UK, it was experiencing rising bad debts as the number of personal insolvencies continued to increase.

该银行表示，第三季度财务表现强于上年同期，但很多因素遏制了收入增长，其中包括该银行决定削减在一些市场的贷款，以及季节因素导致的投资银行业务业绩较弱。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。