银行存款

This paper using the panel data of50 developing countries studies the influence of foreign bank entry on bakingefficiency (growth rate of deposit, growth rate of lend, growth rate of net interestincome and spread) and draws the experiential conclusion: foreign bank entry hasmuch influence on lending market and profit growth, but this influence can force thereform and development of domestic banking. Foreign bank entry decreases the spreadof domestic banking, and this means the efficiency of domestic banking increases.Foreign bank entry dose not cause the deposit diffluence of domestic banking.

利用50个发展中国家的银行样本数据分析了外资银行进入对本土商业银行效率(存款增长率、贷款增长率、净利息收入增长率和存贷利差)的影响，并得出了经验结论：外资银行进入对贷款市场和利润增长形成了巨大的冲击，但是这种冲击会推动东道国银行业改革和发展；外资银行进入降低了本土银行业的存贷利差，说明本土银行由于外资银行进入银行效率得到了提升；进一步验证了外资银行进入没有造成本土银行业存款市场的分流。

At present a country release of currency into circulation's channel mainly has:1st, the Central Bank buys the bank note issuing stock gol; 2nd, Central Bank purchases the reserve foreign exchange; 3rd, Central Bank purchases the national debt or gives the government to overdraw; 4th, Central Bank to each kind of Loan company provide loan, or buys up the national debt which, the Central Bank bill, the financial bond the Loan company has and so on, and provides the loan through the Loan company to the society; 5th, after Loan company deposit taking, besides deposits the Central Bank certain proportion the guaranty money for deposits or maintains certain deposit deposit, provides the loan to the society, and forms the loan delivery the multiplier effect; 6th, outside Central Bank's each kind of bank purchase national debt, enterprise bond as well as foreign exchange and so on.

目前一国货币投放的渠道主要有：1、中央银行购入发钞储备黄金；2、央行购买储备外汇；3、央行购买国债或给予政府透支；4、央行向各类贷款银行发放贷款，或者买入贷款银行持有的国债、央行票据、金融债券等，并通过贷款银行向社会发放贷款；5、贷款银行吸收存款后，除交存央行一定比例的存款保证金或保持一定的备付金存款外，向社会发放贷款，并形成贷款投放的乘数效应；6、央行外的各类银行购买国债、企业债券以及外汇等。

One viewpoint is described like this: A customer enjoys property right of his bank account funds and he enjoys the right to control the funds directly, in other words, he enjoys ownership of bank account funds. The other viewpoint is described like this: A customer has transferred his ownership of the money-capital to the bank as soon as he deposits the money-capital he owns in the bank, so the customer only enjoys credit of bank account funds.

一种观点认为：存款客户对银行帐户资金拥有物权，存款客户享有直接支配银行帐户资金的权利，也就是说，客户对银行帐户资金享有所有权；另一种观点认为：存款客户将其所有的货币资金存入银行后，即将该货币资金的所有权让渡给了银行，存款客户对银行帐户资金只享有债权。

Payslips, bank statements, or some other evidence to show that they have enough money to support you.

任何银行存款证明或是经济收入证明来保证你在英国逗留期间的费用。

Payslips , bank statements , or some other evidence to show that they have enough money to support you .

对方的银行存款证明或是流水帐，只要是能够证明对方在你拜访期间可以担负的经济担保证明。

However, money market funds suffered significant redemptions as investors fled to the safety of bank deposits.

不过，随着投资者逃向安全的银行存款，货币市场基金遭遇大规模赎回。

My bank balance isn't very large.

我的银行存款余额不多了。

My bank balance isn't very large .

我的银行存款不多。

Jack and Jane's bank balance isn't very large.

杰克和简的银行存款不多。

O. Henry is released from prison in Austin, Texas after serving three years for embezzlement from a bank.

1901年的今天，在因盗用银行存款而入狱三年后，欧·亨利从美国德克萨斯州奥斯汀监狱被释放。

I am accused of being overreligious," she said in her quiet, frank manner,"but that does not prevent me thinking the children very cruel who obstinately commit such suicide.""

客人们在卡罗利娜·埃凯家里，举止就文雅一些，因为卡罗利娜的母亲治家很严厉。

Designed by French fashion house Herm è s, this elegant uniform was manufactured in our home, Hong Kong, and was the first without a hat.

由著名品牌 Herm è s 设计，这件高贵的制服是香港本土制造，是我们第一套不配帽子的制服。