银行信贷

Then the author made particular introduction to and discourse on the financing structure, operating procedure and operating mechanism etc and made a comparative analysis on the primary product and its derivant products of the Mortgage-Backed Securitization.

住房抵押贷款证券化在为住宅建设探索新的融资渠道，降低住房信贷成本，刺激居民购房有效需求，解决银行资金的&短期来源长期使用&矛盾，为投资者提供新的投资方向等方面将起到积极的作用，在我国实施住房抵押贷款证券化的必要性已勿庸质疑。

In his annual letter to Berkshire shareholders, Mr Buffett recounted how frozen credit markets dovetailed with tumbling home and stock prices to imperil many banks and produce "a paralysing fear that engulfed the country".

在他写给伯克希尔股东的年度信件中，巴菲特详述了陷入冻结的信贷市场如何与暴跌的房价、股价结合在一起，危及众多银行，引发&一种席卷全国的令人瘫痪的恐惧&。

In his annual letter to Berkshire shareholders, Mr Buffett recounted how frozen credit markets dovetailed with tumbling home stock prices to imperil many banks produce "a paralysing fear that engulfed the country".

在他写给伯克希尔股东的年度信件中，巴菲特详述了陷入冻结的信贷市场如何与暴跌的房价、股价结合在一起，危及众多银行，引发&一种席卷全国的令人瘫痪的恐惧&。

The BIS, the ultimate bank of central bankers, pointed to a confluence a worrying signs, citing mass issuance of new- fangled credit instruments, soaring levels of household debt, extreme appetite for risk shown by investors, and entrenched imbalances in the world currency system.

作为各国央行的中央银行， BIS 指出一系列令人担忧的信号已经开始汇聚出现，比如发行了大量的新型信贷工具，房产债务节节攀升，投资者对风险全然不顾，以及世界货币体制徘徊不去的失衡。

On the initial stage of reform and opening up, there was only one financial organization. That's the Peoples Bank of China, it granted some flowable loan to enterprises according to the credit plans. However, the financial organizations increase day by day now, total amount of the financial assets increase greatly too.

改革开放初期，金融业仅仅只有一家，即中国人民银行按照信贷计划为企业提供一些流动性贷款，而现在金融机构和金融资产总量均产生了巨大的增长。

Saito Hirofumi, the head of Foreign Exchange Sector in Agriculture Credit Bank in France, said that Greece's deeds actually exposed ethical hazards.

法国农业信贷银行的外汇交易部门主管斋藤裕史表示，希腊的做法凸显了道德风险。

When UBS and Credit Suisse, the other big Swiss bank, recover from this crisis it will put tougher controls and higher capital charges on high-rolling investment banking. If that sends the business offshore, says Daniel Zuberbühler, director of the regulator and the self-styled Rhett Butler of supervision, then "frankly...I don't give a damn".

当ubs和瑞士信贷从这场危机恢复过来之后，它将加强控制以及提高投资银行资本成本，如果这会使业务转移到其他地方，监管主管自我标榜为监管的白瑞德的Daniel Zuberbühler说，坦率的说，我不在乎。

The other is for commercial banks' finance innovation that adopts impawn and joint assurance to broaden the scope of individual's loan service.

另一方面是启发商业银行在对待个人贷款业务时，可采用信贷创新，扩大自然人担保贷款的贷款规模和贷款用途，开拓范围更广的个人贷款业务。

Taxpayers bear many risks but credit risk is one best left to bankers, however ineptly they may have dealt with it in the recent past.

纳税人虽然承担众多风险，然而信贷风险则是由银行家们承担，不管在近的过去各银行对此风险的处理如何不明智。

"I don't consider them to be a threat because the business models are very different, although I never underestimate them," says Marcel Kreis, head of private banking in Asia-Pacific for Credit Suisse, one of the world's financial giants.

世界金融巨头之一——瑞士信贷亚太区私人银行业务主管马赛尔·克赖斯表示：我不认为它们是威胁，因为我们的商业模式非常不一样，但我从来不会低估它们。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。