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银行信贷

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If everyone decided, for example, to convert all his bank deposits to silver or copper or any other good, and thereafter declined to accept checks as payment for goods, bank deposits would lose their purchasing power and government-created bank credit would be worthless as a claim on goods.

如果大家决定,举例来说,转换他的所有银行存款,以银或铜或任何其他良好,并在其后拒绝接受检查,作为付款的货物,银行存款将失去他们的购买力和政府建立银行信贷将变得毫无价值,作为索赔的货物。

At the initial stage and some extent of development, venture capital investors recommend small enterprises to banks by their strength and credit, introduce banks' services and capital to change imbalanced structure of banks' loan. At the same time, it can make venture capital have the biggest leverage effect.

在小企业发展初期和发展到一定程度后,利用风险投资自身的实力和信用,向银行推荐小企业,引入银行的服务和信贷资金,改善银行信贷结构失衡问题,同时也可以使风险投资得到最大的杠杆效应。

By the logical positivism, through introducing the concern of information ineffective of information economics, Loan Pushing and the others, analysis main reason of credit management.

本文主要是采用实证分析的方法,在研究澳门的商业银行信贷资产的管理方面,引入了信息经济学理论中的信息不完全和贷款勉强等的概念,分析澳门的商业银行信贷风险的成因等问题。

There has been some groundwork to spread the TRC system in China at the present time, but the reconstruct of the TRC system has not been processed systemic yet. From his own experiment the author considers that the building of TRC system is the trend of China's banking credit risk management. As an immature theory, TRC is a complex study that requires further research so as to build the total risk control system suitable to China's banking practice and to fit the changing and complicated environment.

作者结合在研究过程中所做的尝试和分析,认为,TRC体系的建立将是国内银行信贷管理的发展趋势,具有实践操作的可行性和改进信贷风险管理的实用价值,但建立完善的TRC体系是一项复杂的系统工程,真正构建适合我国银行实践的完善的全面风险控制体系,是需要继续研究的复杂课题,是面对复杂多变的环境的不断深入的过程。

Finally, in view of the the status quo in credit risk measurement and management of our commercial banks,this article presented some reformational ideas from the institutional construction and technical means of improving our credit risk measurement and proposed some suggestions to improve the demonstration.

最后,针对目前我国商业银行信贷信用风险度量和管理的客观现状,从制度建设和技术手段等方面提出了一些提高我国商业银行信贷信用风险定量管理水平的思路,并提出实证内容可以从四方面进行改进的建议。

This is because bank lending has become increasingly less important source of FAI over the past years.

这是因为近几年来,对固定资产投资来说,银行信贷已变成越来越不重要的资金来源。2003到2007年间,由银行信贷提供资金的固定资产投资的比例从21%,下降到今年的仅为15%。

In a direct market-based financial system, as the result of the diversification of financial assets, the channel of monetary policy transmission diversifies.

银行信贷是企业唯一外部融资方式的环境下,间接货币政策工具可以影响但不会限制银行自主经营的行为,而直接货币政策工具不仅影响而且限制银行的自由经营行为,银行冲抵政策变化影响的能力相对较弱。

China needs participation of investment banks in recapitalizing hundreds of thousands of enterprises, reactivating trillions of SOEs debts and savings and reorganizing hundreds of millions of bank credit property.

中国有几十万家企业需要投资银行参与改制,上万亿的国企债务需投资银行参与盘活重组,几千亿的银行信贷资产需要投资银行参与保全和重组。

Feb's 1.1tn and Jan's 1.6tn, but bill discounting fell significantly, the total March loan growth in ICBC , BoC, CCB , BoComm was close to Rmb800bn, according to Caijing .

工商银行、中国银行、建设银行、交通银行四大国有商业银行信贷的投放总量在8000亿元以上,票据融资的规模和占比与去年同期相比有显著提升。

In ac- cordance with the present situation of the investment and financing on real-estate sector, the writer analyzes the problems of financing channel on bank credit , stocks, bonds, real-estate trust and so on, bringing up the strategy of perfecting our country s real-estate financin.

针对我国房地产业的投资和融资现状,分析我国银行信贷、股票、债券、房地产信托等融资渠道存在问题,在重点评估银行信贷在房地产融资结构中的地位情况下,提出完善我国房地产融资体系的对策

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