银行信贷

These situations are the main character of Chinese credit rationing phenomena. It could be conclude that a great mummer of important problems, which including some macro-scale problems such as the dualistic financial structure, the inefficiency of fund allocation, the phenomena of regulation of interest rate, and some middling scale problems such as the banking industry structure, the rampart of entering and exiting banking, as well as some micro-scale problems such as non-performing loans of banks,'over investment' of state-owned enterprise, credit deficiency of enterprises, have concerned with the situations.

一方面，从微观层面来看，政府行政权利在资源配置中的主导作用是中国特色信贷配给现象的一个主要的组成部分；可以说，无论是宏观方面的二元金融结构、资金配置效率低下、利率管制等现象；中观方面的银行业市场结构、银行业进入以及退出壁垒；还是微观方面的某些痼疾，如银行不良资产、国有企业的"过度投资"、微观主体信用缺损等，都在一定程度上同政府主导的信贷配给有关。

After analysis decisive factors, Chapter Two use the method of Partial Correlation Analysis to research the main factor that influence the allocation efficiency of real estate loan funds of our country.

分析结果表明：我国房地产信贷资金的配置效率主要取决于银行房地产信贷管理体制、政府房地产信贷政策以及房地产业的运行状况。

The credit ration of the bank does not benefit the development of the private economy of our country.

四是研究了银行的信贷配给不利于我国民营经济的发展，也降低了信贷传导机制的有效性。

The bankers may well feel they've earned their money though. Credit Suisse is safely back in profit and unlike its rivals at UBS, Credit Suisse didn't take a bail out from the Swiss Government.

然而银行家可能感觉良好他们赚到他们的钱，瑞士信贷安全返回利润不像他们的竞争对手在瑞士联合银行，瑞士信贷没有从瑞士政府采取保释的手段。

The TRC is derived from the TQC concept for manufacturing control, and it is an overall, systematic and dynamic management way which combines Personnel, Process and Products, the three elements (3P's) in relation with credit risk control.

对国内银行机构强化信贷风险管理、改进信贷风险控制的技术和方法提供了一种理论引导和实践指导。

France's Credit Agricole bank says it will sell $7.75 billion in assets and name a new head of its investment banking arm to cope with losses related to the U.S. subprime home loan crisis - and the fallout from the global credit crunch .

法国农业信贷集团说，将出售价值超过77亿美元的资产，同时任命一名新的投资银行主管，以对付美国次级房贷危机和全球信贷市场下滑给他们造成的损失。

Pay treasure respect introduction, in the network retail market, those who sell the home is many hand in easy information and credit record to be in to pay platform by the record on treasure. At the beginning of 2008, pay treasure to build a bank jointly on formal Xiang Taobao sold the home to roll out credit to serve, with the sincere letter of platform of electronic business affairs the system is a foundation, pay treasure to trade for impawn, sell the home to be able to apply for the smallest 50 yuan, highest 50 thousand yuan small credit.

支付宝方面介绍，在网络零售市场，卖家的大量交易信息及信用记录都被记录在支付平台支付宝上。2008年初，支付宝联合建设银行正式向淘宝上的卖家推出了信贷服务，以电子商务平台的诚信体系为基础，支付宝交易为质押，卖家可以申请最小50元，最高5万元的小额信贷。

In the third part, bank C's strategic goal is analyzed and further decomposed. The KPI index system which suits the credit approvers better is reconstructed on the basis of Balanced Scorecard model. The 360 degree matrix is designed and performance management system is completed.

第三部分通过对C银行战略目标的分析和进一步分解，借鉴平衡计分卡的模式重新构建了更符合信贷审批人员实际情况的KPI指标体系，并在此基础上设计了360度矩阵，初步建立了信贷审批人员的绩效管理体系。

For government departments, the real estate and real estate finance on the one hand, would like to emphasize the development of hand and we should guard against risk (reflected in the document on the 18th that "the development of housing credit business and guard against financial risks in real estate "); As for the documents bear the level of developers and commercial banks, its mentality and will reflect much more subtle and complex.

房地产信贷风险，有多少的政府部门，房地产和房地产金融，一方面，要强调发展的另一方面，我们应该防范风险（反映在该文件于18日指出，&发展住房信贷业务和防范金融风险的房地产&）；至于该文件承担的开发商和商业银行，其思维方式和将反映更为微妙和复杂。

In order to break through the confinements due from a closed environment and pursue the active solutions beyond the bound of internal bank sphere, the role of financial innovations lies in the relaxation or change of the bounded context so that the financial liabilities and risk management could be realized through lower cost solutions.

第一，银行提高风险配置效率的基本方法就是运用风险管理工具适应、改造和完善信贷资产所处的环境，管理方法的技术创新改变了信贷资产管理的约束环境，并提供了更多的选择和低成本方案。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。