银行信用

Owing to the risk aversion and deposit preference of state-owned commercial banks, their credit supply is not sufficient, deposit demand is too big, and balance of their deposits to loans is enlarging.

在利率管制的条件下，由于我国国有商业银行的风险厌恶和存款偏好特性，使银行的贷款供给不足和存款需求过大，引起存贷款差额扩大，从而导致我国货币政策信用渠道的传导机制不畅。

At all depository institutions, including commercial and savings banks, savings and loan associations, and credit unions.

在所有的储蓄所中，包括商业银行和储蓄银行，储蓄和借贷组织，还有信用联盟。

As a result of the system of fundamental problems in a short period of time is still difficult to resolve, then only to strengthen the bank's credit management and improve the credit assessment of the professional quality and professional conduct, will it be possible to minimize the risks of banks.

由于制度的根本问题在较短的时间内仍难以解决，那么不仅是为了加强银行的信贷管理，提高信用评估的专业素质和职业操守，才有可能最大限度地减少银行的风险。

To improve the venture supervisory system of our country and to enhance the competition level of the commercial bank is the only way to make the commercial bank a better challenge for the whole opening of our commercial bank. Also, it is the only way for commercial bank to grow up rapidly in the condition of opening and to inosculate in international market.

我国的商业银行风险监管体系包括静态监管体系和动态监管体系，通过分析动态监管体系和静态监管体系之间的关系，可以得出，静态监管条目下的法律体系、组织体系和技术体系可以代表整个风险监管体系的内容，该风险监管体系要对我国商业银行面临的信用风险、市场风险、操作风险等进行监管。

Risks arising from the lack of a set of scientific and efficient risk prevention mechanism, the incomplete establishment of the national credit system and the morbidity of the relevant legal regulations have gradually become the bottleneck for notational commercial banks' credit for private auto consumption.

由于目前我国商业银行自身还缺乏一整套科学有效的风险防范机制，加上我国社会信用体系尚未完全建立，与个人汽车消费信贷相关的法律法规还不健全等，风险问题已逐渐成为商业银行个人汽车消费信贷的瓶颈，该项业务的发展受到严重阻碍。

Overdraft account payment of the above mentioned account and the outstanding will be subsequently charged to your newly opened SNOOPY Credit Card account.

阁 之申请被成功批核后，丰明银行会代阁缴付以之信用咭或银行借贷/透支户口账项，并将之转往阁

Although the liquidation of nearly three billion dollars of brokers' loans contracted credit , and the Reserve Banks lowered the rediscount rate, and the way in which the larger banks and corporations of the country had survived the emergency without a single failure of large proportions offered real encouragement , nevertheless the poisons were there : over production of capital ; over ambitious expansion of business concerns; overproduction of commodities under the stimulus of installment buying and buying with stock-market profits; the maintenance of an artificial price level for many commodities; the depressed condition of European trade .

译文尽管清算了经纪人三十亿美元借贷增加了信用、国家储备银行拿出钱补贴降低了贴现率、大银行和大企业没有蒙受什么损失就渡过难关也使人振奋，但毒素仍然存在：投资过热、盲目上马、分期付款购物和凭股市收益购物造成商品生产过剩、人为调节价格以及对欧贸易不景气。投资过热、盲目上马。（运用我们现在的习惯用语）对欧（对字不能少，不是欧洲贸易）凭股市收益（凭字不能改为用字，文章本意是还未兑现，估计后市可能仍为多头市场，于是提前消费

In such case, bank should also take the construction company's credibility into consideration, evaluate the feasibility of the construction plan submitted by the construction company and have the construction company as a jointly warrantor of the loan to lower down the risk of the land financing loan.

三、以地主个人名义向银行申贷土地融资之合建案，银行在办理授信评估时，应并同建商之资力信用与兴建计划作综合评估，并徵提建商为连带保证人，才能有效降低合建案之授信风险。

Today, in the United States, money used in transactions is mainly of three kinds - currency (paper money and coins in the pockets and purses of the public); demand deposits (non-interest bearing checking accounts in banks); and other checkable deposits, such as negotiable order of withdrawal accounts, at all depository institutions, including commercial and savings banks, savings and loan associations, and credit unions.

今天，在美国，在交易中使用的货币主要有三种-货币（公众的口袋和钱包中的纸币和硬币），活期存款和其他支票存款，如在所有存款机构，包括商业银行和储蓄银行、储蓄和贷款协会和信用合作社中可转让的提款单的帐户。

And lowish credit-default-swap spreads on banks such as Deutsche Bank and Credit Suisse partly reflect the assurance of government help if needed.

同时，信用违约交换在德意志银行和瑞士银行的推广，部分说明了政府会在需要的时候提供帮助。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。