银行信用

The value of sovereign CDSs is just 6% of all CDSs, according to the Bank for International Settlements.

而根据国际结算银行的统计，主权信用违约掉期的价值只占所有信用违约掉期的 6%。

The functions of commercial bank : the agency of credit and payment , creation of credit , financial service .

商业银行的职能：信用中介，支付中介，信用创造，金融服务。

This article takes the C Bank's group customer credit rating pattern as the analysis object, puts forward main question which in the present appraisal pattern, the target and the flow exist, has discussed the group customer the credit risk which produces as a result of the credit rating, and embarks from the actual operation angle, the encompassment rating flow, the target, the responsibility recognized and the operation pattern and so on has carried on the elaboration, proposed the improvement suggestion and the measure, cause the article to have the practice value.

本文以C银行集团客户信用评级模式为分析对象，揭示出现行评价模式、指标和流程中存在的主要问题，探讨了集团客户由于信用评级而产生的信贷风险，并从实际操作角度出发，围绕评级流程、指标，责任认定及操作模式等进行了阐述，提出了改进建议和措施，使文章更具实践价值。

Those policies did fructify some progress, but in the perspective of bank risk management, characteristics such as low credit willingness and credit capacity are factors that constraints the development of small and medium-sized enterprises financing.

尽管这些政策措施取得了一定效果，但从银行风险控制的角度，中小企业信用意愿较低、信用能力不足仍成为制约其融资规模扩大的根本因素。

Because of universality of objects, it's inevitable to be involved in the conflict of data opening and personal privacy, commercial secret, and national security, etc. In fact, there are many subjects involved in the credit investigation system, including credit grantor, credit agency, government and bank.

事实上，在征信体系中涉及到的主体利益是多方面的，既有作为授信方的信用信息使用人的利益，又有被征信人及征信机构的利益，还关系到政府、银行等信用信息提供人以及社会公众的利益，各方都要求确保自己利益的实现并防止他方的侵害。

If your credit report contains financial information which is linked to other peoples' names, if you have had a joint bank account with someone for example, then their credit rating could affect your own.

如果您的信用报告中包含的财务资料是与其他民族的名称，如果您已经有一个共同的银行帐户，例如与某人，那么他们的信用评级可能会影响到你自己的。

Although our country's commercial banks credit risk,whose management methods are available in the past credit risk management practice,has made some achievements, techniques, methods and means are lagger.

虽然我国商业银行现有信用风险管理方法在过去信用风险管理的实践中取得了一定的成效，但其技术、方法和手段较为落后。

It is the largest loaner and debtor as the agency of credit and payment and the organization that creates credit tools .

商业银行是经营货币的特殊企业，作为信用中介，支付中介和不断创造信用工具的机构，它既是最大的债权人又是最大的债务人。

Establish an appropriate credit evaluation model to analyze the trend of credit development of small and medium-sized enterprise. And the urgent problem for commercial bank to solve is to choose the most merchantable customer with developing foreground from the group of small and medium-sized enterprise in which the good and bad are intermingled.

建立适当的信用评估模型分析中小企业信用发展趋势，从良莠不齐的中小企业群体中选择优质的、有发展前景的客户是商业银行迫切需要解决的问题。

Merton type default models are very important for modern credit risk pricing and management.

基于Merton方法的违约模型是现代信用风险定价与管理研究中极其重要的部分，对其适用性的研究对提高我国商业银行与企业管理信用风险的能力有着十分重要的意义。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。