银行业

But the public sector subsidises this risk-taking.

这三个问题的答案是一样的：银行业承受高风险，但公共部门为这种冒险提供了补贴。

The cost of capital to the banking sector is subsidised, causing the sector to be too large.

银行业的资金成本得到补贴，致使该行业规模过大。

We're yelling at banks that...they've been completely imprudent, and have blown up the financial system, and will have to be more prudent -- but not right now,' said Benn Steil, director for international economics at the Council on Foreign Relations.

美国外交关系协会国际经济部负责人斯戴尔说，我们对银行业敲响警钟：他们实在是太不谨慎了，导致金融体系不断膨胀，他们必须更为谨慎，但不该是现在。

It is the spivvy successor to "traditional banking", in which regulated commercial banks lent money to trusted clients and held the debt on their books.

它是&传统银行业&的投机取巧的继任者。彼时，受到高度监管的商业银行把钱借给可信的客户并在其帐簿上持有该借款。

It will feel a bit like the 1970s, when the endless recession and aftermath of the secondary banking crisis in Britain made it a high time for spivs and villains. In 2010 there will be a new cast of infamous billionaires—and they won't be MBAs bloated with theories. They will be the barrow boys quick on their feet and lacking any scruples.

这有点像19世纪70年代，无止尽的衰退和英国二级银行业危机的余波简直是无业游民和恶棍们的最好时光。2010年将会出现新一波的不知名亿万富翁——他们绝不会是满脑子理论的MBA们，而是用脚前进毫无顾忌的推车小贩。

Finally, this paper demonstrates how to measure credit risk through a case and puts forward some advice for our commercial banks.

最后，通过一个国内银行的实际案例来具体说明如何测定我国商业银行的信用风险，并对我国银行业信用风险的测定和建模提出了一些意见和建议。

Confidence will remain very weak, because all the rubles injected into the banks will gradually be converted into dollars.

信心仍将非常脆弱，因为注入银行业的所有卢布将逐步被兑换成美元。

In regard to the above, this dissertation bring up some methods to enhance Chinese commercial banks efficiency: establishing an efficient market structure of commercial banking industry , refounding a good profit-making model, reconstructing banking organization and reforming the property-rights structure of Stated-Own commercial banks.

针对上述原因，本文提出了提升我国商业银行效率的主要途径：构建有效的银行业市场结构、重塑商业银行盈利模式、重构国有商业银行组织形式以及对国有商业银行进行有效的产权改革。

The US is also acting faster and with greater firepower than in Japan, where the idea of reflating the economy through large deficits and a recapitalisation of the banks took many years to gain acceptance.

而且，美国官方采取行动的速度和力度都要超过当年的日本；在日本，以巨额财政赤字和向银行业注资的方式启动经济的思路经过了几年时间才为官方所接受。

As Profs Reinhart and Rogoff argue in another *****,"banking crises are associated with profound declines in output and employment".

正如莱因哈特教授和罗格夫教授在另一篇论文中所指出的，&银行业危机与产出和就业的深度下滑存在关联&。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。