银行业

Article 13 CBRC shall make the decision on whether or not to approve the start of business within 3 months from receiving the complete set of application documents and materials for start of business.

第十三条中国银行业监督管理委员会自收到完整的开业申请文件、资料之日起3个月内作出核准开业或不核准开业的决定。

Article 12 CBRC shall, within 3 months from receiving the complete set of application documents, make the decision on whether or not to grant the approval; and if it decides not to grant the approval, it shall notify the applicant in writing and explain the reasons.

第十二条中国银行业监督管理委员会自接到完整的申请文件之日起3个月内作出批准或不批准的决定；决定不批准的，应当书面通知申请人并说明理由。

Article 10 CBRC shall, within 6 months from the day of receiving the complete set of materials for establishment preparation, make a written reply on whether or not to approve the preparation.

第十条 中国银行业监督管理委员会自收到完整的筹建申请资料之日起6个月内作出是否批准筹建的书面答复。

At present, Chinese banking recombination is also carrying on.

目前，我国的银行业重组也在如火如荼的进行着。

Times are changing, with the internet redefining the banking sector over the last five years.

时代在改变，随着互联网重新银行业在过去五年里。

In banking roles over the past 10 years or so I have made a lot of people redundant.

过去10年左右在银行业的工作中，我裁掉了许多人。

This is in line with the Banking Regulatory and Supervision to form an effective interaction.

这是为了形成有效的互动与银行业监督管理和监督线。

At present, foreign banks have already set up relatively perfect mechanism of ERM, which includes risk management strategy, risk administrative system, the measurement, report and control of risk, operation of risk management and information system of risk management.

目前，国外银行业已经建立起了比较完善的银行全面风险管理机制，由风险管理战略、风险管理组织结构、风险的衡量报告和控制、风险管理操作和风险管理信息系统等要素构成。

But it's only a first step to restoring credibility to the banking industry.

但这只是恢复银行业信誉过程的第一步。

Historical retrospective, the reform of China's banking industry can be divided into three phases.

历史回顾，对中国银行业的改革可以分为三个阶段。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。