银行

China Construction Bank, Industrial and Commercial Bank of China, Pu Fa Bank, China Merchants Bank, a number of commercial banks in the Grand confident, and hopes to continue to borrow from the top.

建设银行、工商银行、浦发银行、招商银行等多家商业银行对金茂很有信心，希望继续借钱给金茂。

So, this paper starts with the inevitability of commercial nonproprietary mutual funds ? and analyses the superiority of commercial nonproprietary mutual funds. After deeply researches the necessity and possibility with the economies of commercial nonproprietary mutual funds, the paper proposes the countermeasures of the problem.

因此，本文从我国商业银行发展自营投资基金的必然性入手，分析了商业银行发展自营投资基金业务的优势，在对银行自营投资基金理论分析与实证检验的基础上，系统、深入地探讨商业银行发展自营投资基金业务的存在的问题与相应的对策，并有的放矢地提出推动商业银行自营投资基金发展的政策建议。

This opaqueness makes it more difficult for equity and debt holders to exert corporate governance of banks and it can weaken competitive forces in the product market and the market for corporate control.

除了银行的不透明之外，政府力量在银行部门的存在对于各种公司治理机制有着深刻的影响：存款保险制度或隐性的政府担保降低了债权人监督银行的激励；对银行业的规制和监管限制了银行业的竞争和并购行为：而政府成为银行的所有者则使政府不再是一个独立的监督者，并且极大地削弱了私人部门对银行进行监督的激励，也极大地抑制了银行业的竞争。

Even Bank Vontobel, a private bank with a small investment-banking division, has been feeling the pinch. Meanwhile "pure" Swiss private banks such as Pictet, Lombard Odier, and Bank Julius Baer have been picking up business.

即使是Vontobel银行一个带有小的投资银行分部的私人银行也感受到这种痛苦，而同时，其他纯的瑞士私人银行如Pictet， Lombard Odier和Julius Baer银行正在摘桃子。

This text analysed the development status of foreign capital banks, the trait and predominance of them in China.

本文分析了外资银行在我国的发展状况，外资银行在中国的特点和优势，以及外资银行对我国商业银行的冲击，我国商业银行相应的战略举措。

The central bank is owned and run by the government. Commercial banks engage in retail banking but merchant banks engage in wholesale banking.

中央银行由政府拥有及管理，商业银行经营零售银行业务，商人银行经营批发银行业务。

Government's commercial banks "big but not inverted" stealth commitments, capital of commercial banks to make up again and again, the central bank in macroeconomic regulation and control in multi-take into account the interests of commercial banks, commercial banks weakened self-responsibility.

政府的商业银行"大但不倒"的隐形承诺，资本的商业银行，以弥补一次又一次，中央银行的宏观调控多考虑到商业银行的利益，削弱了商业银行的自我责任。

So collusion of the supervisor and manager of the Subbranch of bank, or collusion of the insider and outsider is the main equilibrium of the game models.

正是这些制度漏洞，增加了银行内部人员的欺诈动机与欺诈机会，使得我国银行内部欺诈事件在一定程度上呈现出高收益、低成本的特点，从而导致银行上级监督管理人员与银行分支机构管理人员，或者银行内部人员与外部人员相互勾结合谋欺诈成为两个模型博弈均衡的主要表现形式。

On the basis of documentary summary of the research on banking scale economy in china and overseas, after an experienced judgment and comparison of the market structure and economic result in china's banking industry in accordance with a great deal of related specific data, an empirical and comparative analysis is made on the scale economy for state-owned commercial banks and share equity commercial banks in china by using transcendental cost function.

在介绍国内外有关银行业规模经济问题研究的文献综述基础上，通过依据大量相关具体数据对我国银行业的市场结构及效益问题进行经验性的判断比较，最后运用超越对数成本函数对我国国有商业银行与股份制商业银行的规模经济问题进行实证比较分析，并得出结论：从总体上看，我国商业银行规模系数变化不大，但近几年来在规模效率方面，国有商业银行相对于股份制商业银行来说进步更为显著。

To tackle the badness loan existing in Chinese bank, we must unchain the concealed agreement relationship between the government, state-owned company and the bank, and make innovation to the property right system of state-owned company and state-owned bank, then we can strengthen the risk management and put an end to the badness loan when building up an excellent exterior business circumstance and constructing a perfect interior business system.

对国有商业银行体系剩余不良债权的化解，主要是借鉴国际经验，实行国际资产证券化。解决我国银行不良贷款问题，就要解除政府、国有企业和银行之间三重隐合约关系，进行国有企业和国有商业银行的产权改革，营造优良的外部经营环境、构建完善的内部经营机制，解决银行不良贷款存量的同时，加强风险管理，杜绝不良贷款新增流量的发生。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。