银行

Now the credit risk has become the bigge st current financial risk in our country's banking industry. In this article, the author an al ysed the features of bank credit, studied the approaches to the credit risk mana ge ment and poin...

作者通过对银行信贷特点的分析，探讨了控制银行信贷风险的途径，指出了银行信贷管理中应注意解决的一些问题。

Development finance is successfully applied in Shandong Province which relied on the credit appraisal system developed by China Development Bank Firstly, in several aspects this paper gives basic survey of Shandong Branch whose function is carrying out national macroeconomic adjustment policies and measures, while raising the business positioning and developing trend of Shandong Branch.

本文首先介绍了开发银行山东分行的基本情况，结合开发银行贯彻国家金融政策、产业政策的基本职能，通过对山东省社会经济发展的分析，提出了开发银行山东分行的业务定位及发展趋势。

It can not only offer the foundation for development in the future of the bank but also be used for buffering possible losses.

银行资本为商业银行提供了永久性的资金来源，是商业银行存在的前提和发展的基础。

Currently, most of Chinese commercial banks have started to provide electronic banking service. However, Chinese electronic banking business is generally on a burgeon stage in terms of the scale and development speed, with inferior service quality and limited variety of service products.

目前，我国的主要商业银行都已经开设了电子银行服务，但总体而言，我国电子银行的发展规模、发展速度以及为广大用户提供的服务品种和服务质量仍然处于一个较低的层次。

After an infusion of government capital they have become banks and are now trying to work out how—even whether—they will make money again.

在美国政府注资之后，它们转型成为银行（译者注：指混业经营的银行，高盛和摩根斯坦利之前并不从事商业银行业务），现在正竭尽全力寻求如何——或者说是否能够——盈利。

At the initial stage and some extent of development, venture capital investors recommend small enterprises to banks by their strength and credit, introduce banks' services and capital to change imbalanced structure of banks' loan. At the same time, it can make venture capital have the biggest leverage effect.

在小企业发展初期和发展到一定程度后，利用风险投资自身的实力和信用，向银行推荐小企业，引入银行的服务和信贷资金，改善银行信贷结构失衡问题，同时也可以使风险投资得到最大的杠杆效应。

At the end of the course students will be familiar with the features and functions of major financial markets and institutions such as money, bond, stock, foreign exchange and derivative markets, central bank, commercial and investment banks, stock exchanges, brokers and fund managers.

学生将从此课程的学习中，清楚了解国际货币，债券，股票，外汇和衍生产品市场的特征和功能，并了解中央银行，商业银行，投资银行，证券交易所，证券交易商，基金公司等金融机构的业务运作特征。

The country's bank-settlement system now operates in real time, so all banks know their cash positions at any given moment and the central bank has an overall picture of what is happening.

巴西的银行结算制度目前以实时方式运作，因此所有银行在任何时刻都能掌握自己的现金状况，而央行则掌控各银行实时情况的总图。

According to this, we can conclude particular character of each group, leading mobile barrier and their competitive strategy.

第四章通过对银行产业内外部经营环境变化的分析，归纳出零售银行业务和投资银行业务将成为各群组竞争的新焦点。

According to these questions, we could find the material countermeasures: scientific property rights should base on the stock reforming, control the agent"s "seeking rent behaviour, eliminate the controlling of state stock; Bank should firmly circumfuse operational, informatics, normal objects, make out rigid interior institutions; Considerated our financial material situations, the institution of supervision should integrate the interior supervision and exterior supervision and leave on indirect supervision. We should fast establish a leading supervision system without changing the segregation situation, so as to support a better environment for innovation and also better keep away innovation risk.

针对这些原因，提出了如下对策：科学的产权制度应对商业银行实施彻底的股份制改造，减少内部人控制现象，克服国有股一股独大现象；商业银行应紧紧围绕"操作性目标、信息性目标、合规性目标"三大目标，建立互相制衡、有力约束的刚性的内控制度；考虑我国金融业的具体情况，新的监管制度以间接监管为主、内外监管相结合，建立由央行为首的"牵头监管模式"，统一金融监管，给银行业务创新提供一个较为宽松的环境并且实现对业务创新的风险的有效防范。

Plunder melds and run with this jewel!

掠夺melds和运行与此宝石！

My dream is to be a crazy growing tree and extend at the edge between the city and the forest.

此刻，也许正是在通往天国的路上，我体验着这白色的晕旋。