银行

Because the risk of bamk industry exited due the short and bed debts of the capital, the supplement system of the capital needs to be built by market, includinig the inpouring of government, treatment of bed debts, issuance of secondary bonds,〓fering of negotiable securities, in order to open up the ways of capital supplement to the state-owned comttmercial bank.

资本金严重匮乏和巨额不良资产是我国银行业风险高度聚积的集中表现，无论从国家的注资、不良资产处置、还是银行发行次级债券以及资产证券化等的尝试，特别是次级债和资产证券化以及未来银行上市的证券发行等，拓展了国有商业银行资本金补充渠道，通过市场化行为建立了资本金补充机制；不良资产的体内和体外的处置机制创新极大地化解了银行风险，对已形成的不良资产处置积累了经验，也完善了风险管理和风险防范机制。

This sectior lucubrates the relative theory of competition strategy and practice in commercial banks.

围绕该框架，本文对银行三个层面的竞争力进行了论述，然后提出了与银行竞争层面相对应的银行竞争战略；本文第4部分从注意的问题和应采取的环境策略两个方面提出了优化商业银行竞争战略模式的策略。

Lucubrating credit risk manage problem is not only independent behavior...

深入研究我国商业银行的信贷风险管理问题，不仅是商业银行作为微观金融主体进行内部管理的自主行为，从全局看也是防范商业银行的信贷风险导致银行信用体系和支付体系崩溃、引发货币危机、股市暴跌和金融危机的需要。

China needs participation of investment banks in recapitalizing hundreds of thousands of enterprises, reactivating trillions of SOEs debts and savings and reorganizing hundreds of millions of bank credit property.

中国有几十万家企业需要投资银行参与改制，上万亿的国企债务需投资银行参与盘活重组，几千亿的银行信贷资产需要投资银行参与保全和重组。

The paper analyzes deeply the influence on the marginal values of probability of enterprise manager weaseling from indebtedness for behavior parameters of commercial bank manager and enterprise manager.

本文研究了商业银行监督检查的概率对企业与商业银行的行为参数的边际值，即商业银行监督检查的概率对企业与商业银行的行为参数的敏感度。

Agent bank: Bank acting for a foreign bank Or Bank handling administration of loan in a syndicated credit.

代理银行：为外国银行作代理的银行或管理辛迪加贷款的银行。

Agent bank: Bank acting for a foreign bank Or Bank handling administration of loan in a syndicate d credit.

代理银行：为外国银行作代理的银行或管理辛迪加贷款的银行。

In November 2007, alibaba builds a bank to cooperate with China again, roll out the loan product that does not need any mortgage " network couplet is protected ", network couplet guarantees loan is product of a loan, comprise a combine by the home or 3 3 above enterprises, will apply for loan jointly, china builds Zhao Lin of assistant president of bank head office to express: With Alibaba's collaboration, this is contemporary commercial bank breaks through traditional credit mode first, finance that with the letter of business affairs of the electron on the net expenditure grade regards a bank as the important basis that loan extends innovates.

2007年11月，阿里巴巴再次与中国建设银行合作，推出不需要任何抵押的贷款产品&网络联保&，网络联保贷款是一款贷款产品，由3家或3家以上企业组成一个联合体，共同来申请贷款，中国建设银行总行副行长赵林表示：&与阿里巴巴的合作，这是现代商业银行首次突破传统信贷模式，以网上电子商务的信用度评级作为银行贷款发放的重要依据的一次金融创新。&

Regardless of their mix of on-site and off-site activities or their use of work done by external accountants, banking supervisors usually have regular contact with bank management and a thorough understanding of the institution's operations. This may take the form of prudential meetings held between supervisor and bank, and/or tri-party meetings held among supervisor, bank and the bank's auditor to discuss regularly all significant issues and areas of their business.

无论实行现场监管与非现场监管的结合还是由外部会计师审计，监管人员通常会与银行管理人员保持经常的联系，并深入了解金融机构的经营情况，这可以通过监管人员和银行之间的审慎会谈，或者通过监管者与银行以及银行的审计师三方会议来进行，对所有重要的问题和业务展开定期讨论。

Dongguan public security will not forget, but even the bank gave up the bird, is not clear elsewhere, but in Yantian is the case, the bank (Agricultural Bank of China said that for the time being, And to say you grow up with really good hateful) on Saturdays and Sundays do not work well, you do not let it go to work, but at that time of day, teller machines are often of bad, you do not believe to see Sometimes a long row of the team, when their turn will come out of it, has sometimes broken, you have to change banks, but so many people that put hard-won days of leave, but the money was to Hu You, This is not, wanted to send money home to the (home only the Agricultural Bank), then went on Tuesdays, the results can be, others less your leisure, said that the money can only be 30,000 or more VIP users so that she can serve So that An Men to automatically deposit it, happen to know is: there is already a long queue, when their turn will come myself ah, the Lao PM would also like to go to work, then at noon on a come-hour rest period to the hard-won She is not to do since I was a halo home, so Anjiu for her to do to help, people can be that the birds do not you, not VIP user is not done, you can of us...

东莞的治安不好也就算了，可是连银行都给鸟起来了，别的地方不清楚，但在雁田却是如此，银行（暂且说农业银行，还说什么伴你成长，真的是好可恶）星期六及星期日不上班，好，你不上班也就算了，可是在那二天的时候，取款机却是经常性的坏，不信你去看看，有时排了好长的队，可轮到自己时它却坏了，有时是已经坏了，你不得不换个银行，可是那么多人，好不容易放天假，还要被钱给忽悠了，这还不算，本想寄点钱给家里，于是在星期二去了，可结果呢，人家闲你家少，说只能是30000钱以上的VIP用户才能让她伺候，让俺们到自动存款那，可要知道的是：那里已经是长龙了，什么时候轮到自个儿啊，老子下午还要上班的，中午就那么一个来小时的休息时间，好不容易来了，她既然不给办，我真是晕到家了，于是俺就求她，帮忙给办了，可人家就是不鸟你，不是VIP用户就是不办，你能咱的。。。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。