银行

The Bank of England Bank of Tokyo bank holding company banking syndicate merchant bank ...

英国对商业银行的名称欧洲投资银行联邦土地银行被保险银行贴现银行外国银行海外银行

This paper using the panel data of50 developing countries studies the influence of foreign bank entry on bakingefficiency (growth rate of deposit, growth rate of lend, growth rate of net interestincome and spread) and draws the experiential conclusion: foreign bank entry hasmuch influence on lending market and profit growth, but this influence can force thereform and development of domestic banking. Foreign bank entry decreases the spreadof domestic banking, and this means the efficiency of domestic banking increases.Foreign bank entry dose not cause the deposit diffluence of domestic banking.

利用50个发展中国家的银行样本数据分析了外资银行进入对本土商业银行效率(存款增长率、贷款增长率、净利息收入增长率和存贷利差)的影响，并得出了经验结论：外资银行进入对贷款市场和利润增长形成了巨大的冲击，但是这种冲击会推动东道国银行业改革和发展；外资银行进入降低了本土银行业的存贷利差，说明本土银行由于外资银行进入银行效率得到了提升；进一步验证了外资银行进入没有造成本土银行业存款市场的分流。

This Master Document has been prepared through the joint efforts of the Multilateral Development Banks and International Financial Institutions, namely: the Asian Development Bank, African Development Bank; Black Sea Trade and Development Bank, Caribbean Development Bank, Commission of the European Communities, European Bank for Reconstruction and Development, European Investment Bank, Inter-American Development Bank, International Bank for Reconstruction and Development, Nordic Development Fund, North American Development Bank, and the United Nations Development Programme.

本主导文件通过多边开发银行和国际金融机构的共同努力已经制定，他们是：亚洲开发银行，非洲开发银行黑海贸易与开发银行，加勒比海开发银行，欧洲共同体委员，欧洲复兴开发银行，欧洲投资银行，泛美开发银行，国际复兴开发银行，北欧开发基金，北美开发银行，以及联合国开发计划署。

This dissertation firstly introduces the content, core concept as well as the development of 6 sigma management method and analyzes the theory of using 6 sigma to improve bank's competitiveness; then it summarizes the experience of oversea bank on practicing 6 sigma management method based on the illustrations of Bank of America and City banking group; Next it goes to the necessities and feasibilities of 6 sigma management for domestic banking sector, indicating the strategic goals and significance for domestic banks to implement 6 sigma management; Finally, it discusses the way to implement 6 sigma management and relevant factors, including the barriers of technology, management and culture which are confronted by domestic banks during the implementation of 6 sigma management; the role and function of 6 sigma management in the ongoing domestic banking sector reform; the strategy and process to implement 6 sigma management system; the way to launch 6 sigma projects.

本文首先介绍了六西格玛管理方法的内涵、核心理念及其在国内外的发展状况，并对六西格玛管理方法提升银行竞争力进行了原理分析；然后以美洲银行和花旗银行为例，归纳总结了六西格玛管理法在国外银行业的实践经验与对国内银行的启示；结合我国金融体制改革和加入世贸组织后的市场开放，系统论证了我国银行业实施六西格玛法的必要性与可行性，指出了国内银行实施六西格玛管理方法的战略目标和战略意义，最后，结合国内银行的实际运营与管理情况探讨了六西格玛管理方法的实现方式，包括国内银行实施六西格玛管理所面临的技术、管理和文化障碍；六西格玛管理在国内银行现行改革中的地位和作用；国内银行实施六西格玛管理的原则、策略和步骤；六西格玛项目的操作方法研究。

Based on reviewing the banking reform experience of Eastern European countries, we propose seven propositions on China's banking sector reform and empirically vitrify seven propositions using data from 21 banks between 1999 and 2006 ,then draw final conclusions: foreign banks entry lower the profit rate of hosting country banking industry in short-term, improve host country banking's risk management skills

本文在综述东欧国家银行业改革经验的基础上提出中国银行业改革的七个命题，并用中国24家银行1999-2006年间的数据构建模型进行检验，最后得出结论：短期内外资银行进入导致东道国银行业利润水平下降、风险管理水平上升，在中国的背景下可以认定这是外资银行积极作用开始发挥；外资银行机构数量的增加和持股比重的上升都能刺激中国银行业效率的改进，但是外资银行持股比重的影响更具普遍性；不同类型银行对外资银行进入的反应存在差异，国有商业银行反应比较迟钝而股份制和城市商业银行反应比较迅速。

Its composition includes a Councillor from: Each individually Represented Bank (Six largest domestic banks together with HSBC Bank Canada, Canadian Western Bank and Laurentian Bank) One representative from the Domestic Bank Group Two representatives from the Foreign Bank Group (currently Citibank of Canada and Bank of America Canada), and The CBA President and CEO also sits on the Executive Council The major bank CEOs nominate their respective representatives on the Executive Council and it is the CEO of each or his or her nominee who votes at the meeting of the Association.

其组成人员中包括一位议员来自：每个个别代表的银行（六国内最大的银行联同加拿大汇丰银行，加拿大西岸和laurentian银行）一位代表从国内银行集团两位代表的外国银行集团（目前花旗银行，加拿大和美国银行，加拿大），和 CBA联赛的总裁和首席执行官，也坐在行政局主要银行的地球观测卫星委员会提名各自的代表就行政会议，这是行政总裁，每个人或其代理人谁票会上，该协会。

The new office address is a landmark address in the core of downtown Vancouver high-rise bank buildings, located on Floor 9th in Canada's National Bank Building ,which is far from the Vancouver Burrard Sky Train Station 1 minute walk. In addition, within 1-3 minutes' walk of the seaside port, where is gathered the independent bank office of high-rise buildings (from 17 to over 40 floors of high-rise buildings):TD Toronto-Dominion Bank of Canada office building（4 Bentall Tower ;Office building in Bank of Montreal, Canada(3 Bentall); National Bank of Canada office building（2 Bentall Tower;Business Development Bank of Canada Building（1 Bentall Tower; HSBC Bank Canada Building;Canadian Imperial Bank Office Building; Bank of Nova Scotia Office Building;Telecom Communications Group, Bell Canada Building（5 Bentall Towerand Royal Bank of Canada Office building.

新办公地址是温哥华市中心最核心的银行高楼建筑群的地标地址，位于加拿大国家银行大楼内的9楼，离温哥华市中心Burrard 地铁站步行1分钟，另外1－3分钟步行方圆内的海边口，集中各独立的银行办公大楼高楼群（从17－40多层的高楼群）：加拿大TD 道明银行办公大楼（4 Bentall Tower ；加拿大蒙特利尔办公大楼(3 Bentall)；加拿大国家银行办公大楼（2 Bentall Tower；加拿大商业发展银行大楼（1 Bentall Tower；加拿大汇丰银行大楼；加拿大帝国银行办公大楼；加拿大丰业银行办公大楼；加拿大贝尔电讯通讯公司大楼（5 Bentall Tower；加拿大皇家银行办公大楼。

Net inflow of large stocks: China Ping An, China Merchants Bank, Shanghai Pudong Development Bank, China Life Insurance, Industrial Bank, Nanjing Bank, the Industrial and Commercial Bank, Bank of Communications, China Construction Bank, Bank of Beijing, the development of deep-A, Huaxia Bank, Ningbo Bank, the Bank of China, China Pacific Insurance.

净流入大型股：中国平安，中国招商银行，上海浦东发展银行，中国人寿，兴业银行，南京银行，工商银行，交通银行，中国建设银行，北京银行的发展深甲，华夏银行，宁波银行，中国银行，中国太平洋保险。

Bank category of listed companies in the global financial shares and weaker loan interest rates have come down the double impact of the sharp drop, ICBC, China Construction Bank, Shenzhen Development A, China Merchants Bank, Shanghai Pudong Development Bank, Industrial Bank, Beijing Bank, CITIC Industrial Bank, Huaxia Bank fell Stop, Minsheng Bank, Bank of Communications also decline more than 9%.

银行上市公司在全球金融股和弱势类贷款利率已经降低了大幅下滑，工商银行，中国建设银行，深圳发展的，中国招商银行，上海浦东发展银行，兴业银行，北京银行的双重影响，中信实业银行，华夏银行下跌停止，民生银行，交通银行也超过9％的跌幅。

Earlier, the regulatory authorities have strongly supported the pilot commercial banks to set up financial leasing companies, including Industrial and Commercial Bank of China, Construction Bank, Bank of Communications, Minsheng Bank, China Merchants Bank and National Bank opened six banks, including its financial leasing company has allowed to open.

此前，监管当局大力支持试点商业银行设立金融租赁公司，包括工业和商业的中国，建设银行，交通银行，民生银行，中国招商银行和国民银行银行开设了六个，其中包括银行，金融租赁公司已获准公开。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。