银行

European universal banks such as UBS, Credit Suisse and Deutsche Bank, constrained by the lack of opportunities in their overbanked home markets, have also muscled into the American big league.

风行欧洲的银行如瑞士联合银行，瑞士信贷银行以及德意志银行，因在倾斜过度的国内市场缺少机会而被迫挺进美国大联盟。

To this, although pay Xiao Feng of treasure president Shao to responded to our newspaper on November 12,express when the reporter,"2008, pay treasure to add cooperative bank newly 25, we and bank are maintaining good cooperation all the time ", but a fact that does not dispute is, bank respect has transmitted phonate sound, tripartite pays must collect fees, can affect the enthusiasm that the bank cooperates otherwise.

对此，尽管支付宝总裁邵晓锋在11月12日回应本报记者时表示，&2008年，支付宝新增合作银行25家，我们和银行一直保持着良好的合作&，但一个不争的事实是，银行方面已经传出声音，第三方支付必须收费，否则会影响银行合作的积极性。

In addition, CITIC Securities, Bank of Communications, China Pacific Insurance, Minsheng Bank, China Construction Bank and other financial stocks, as well as the South China vehicles (601,766 market), China Unicom, Guizhou Maotai, China Coal Energy, the country at the southern end of Xinhua, China Shipping Development, Pien Tze Huang , Is on the development of risk-funded positions are the major species.

此外，中信证券，交通银行，中国太平洋保险，民生银行，中国银行，建设银行等金融类股，以及中国南方汽车（601766市场）银行，中国联通，贵州茅台，中国中煤能源，该国在在新华南端，中国海发展，片仔癀，是在发展风险投资立场的主要品种。

In addition, CITIC Securities, Bank of Communications, China Taibao, Minsheng Bank, China Construction Bank and other financial shares, as well as China Southern cars, China Unicom, Guizhou Moutai, China Coal Energy, the southern tip of State Power, China Shipping Development, Pien Tze Huang, the real development Jiancang insurance, are the main varieties of funding.

此外，中信证券，交通银行，中国太保，民生银行，中国银行，建设银行等金融类股，以及中国南方汽车，中国联通，贵州茅台，中国中煤能源，国家电力，中国船舶南端银行发展，片仔癀，真正的发展建仓保险，是资金的主要品种。

Third, this paper introduces the primary western measure techniques of systematic risk. And then, through the demonstration analysis of listed banks in our country, it can be seen that the risk quotiety obviously appears ascending from 2007. So the bank systematic risk needs to be paid more attention at the moment.

再次，本文介绍了西方银行系统性风险的测度模型，并结合我国实际情况对上市银行的系统性风险进行了实证分析，从分析结论可以看出，2007年开始主要商业银行的值出现明显的上升趋势，说明现阶段需要对银行系统性风险给予高度的关注。

Based on a thorough analysis of the income statement and balance sheet of Qiqihar Branch of China Industrial and Commercial Bank, coupled with the revelant theories about commercial banks as well as the specific situation in China, this report also attempts to research and analyse the the operating activities and the asset-liability management of Qiqihar Branch of China Industrial and Commercial Bank, and further explores solutions to commom problems currently faced by China commercial banks

本文通过分析中国工商银行齐齐哈尔分行的资产负债表和损益表，结合商业银行理论及中国的实际情况，对中国工商银行齐齐哈尔分行的经营状况和资产负债管理做了较全面的研究和分析，探求了目前我国商业银行资产负债管理所面临的共性问题及解决方案。

In our country's financial system, most corporations choose to finance indirectly, so that banks become so important in allotting resources.

文章共分为四章。第一章通过对我国银行产业发展历史的简要回顾，归纳出我国银行产业中几大类银行并存的竞争格局，提出对我国银行产业采取战略群组理论进行分析研究。

The bank cossets these top-tier clients with personal financial advisers, poshly appointed banking centers, a wide range of foreign-currency investment products and a dedicated 24-hour customer-care hotline.

此外，凭借广泛的国际网络，外资银行更容易让中国客户接触到全世界的银行服务。和许多外国大银行一样，英国的渣打银行把追求富有客户作为其中国战略的中心。

With regard to the market discipline mechanism in China, this thesis studies empirically the correlation between the deposit growth rate and the risk level of 10 banks in China, and disproves the existence of depositor market discipline in China. After analyzing the reasons why market discipline by depositors and subordinated debt holders in China is weak, this thesis brings forward reform suggestions on how to enhance market discipline in China.

在对我国银行的市场约束机制研究方面对中国的10家商业银行的存款增长与风险水平的关系进行了实证研究，证明了我国存款人对银行的市场约束几乎不存在，并在分析我国商业银行存款人和次级债券市场约束机制弱化的原因后，对我国如何加强市场约束提出了改革的思路。

In a direct market-based financial system, as the result of the diversification of financial assets, the channel of monetary policy transmission diversifies.

在银行信贷是企业唯一外部融资方式的环境下，间接货币政策工具可以影响但不会限制银行自主经营的行为，而直接货币政策工具不仅影响而且限制银行的自由经营行为，银行冲抵政策变化影响的能力相对较弱。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。