银行

In these branches in the Rheinische Hypotheken Bank, located in Essen Hypotheken Bank, this is a great influence in Europe, the direct one of the agent bank, the bank is now the area of network development.

在这些分行中有Rheinische Hypotheken银行、位于埃森的Hypotheken银行，这是在欧洲影响很大的直接代理银行之一，目前正在网络银行领域发展业务。

Policy banks in these rules refer to China Development Bank, the Export-Import Bank of China and the Agricultural Development Bank of China.

本办法所称政策性银行，是指国家开发银行、中国进出口银行、中国农业发展银行。

As China's economy, the deepening of reform of the financial system, and our country in 1994 have formed the National Development Bank, Agricultural Development Bank of China, China Export-Import Bank of the three policy banks.

随着中国经济、金融体制改革的深入进行，我国于1994年相继组建了国家开发银行、中国农业发展银行、中国进出口银行三家政策性银行。

At present, the National Development Bank, Export-Import Bank of China and Agricultural Development Bank of China, three policy banks, such as how to adapt to the new situation and resolve new problems, our country is on the theoretical and practical work in front of one of the urgency of the problem.

当前，国家开发银行、中国进出口银行和中国农业发展银行等三家政策性银行如何适应新形势、解决新问题，是摆在我国理论和实际工作面前的一个迫切性问题。

Since the economic opening to the world, many theories and methods of risk management of international banks have gone to china, and evaded Chinese banks to accelerate their reform and development. They have made a greater effort and minded much more to risk management, and foreshorten the distance to international advanced banks.

实施对外开放以来，国际银行风险管理的理念、方法不断涌入中国，推动了国内商业银行加快改革和发展的步伐，商业银行风险管理得到了前所未有的重视和加强，与国际先进银行的差距不断缩小。

Then their video chats, in December 2006, two people are in Daqing city and Shanghai in the Internet bar of two ground, pass " grey dove " letter of bank of electron of virus software download, record bank Zhang date, password, purloin bank of bank of construction of two pieces of China blocks Beijing Mr Zhang wife civilian money 483083.82 yuan, on the account that transfers its oneself, take out money from the bank later.

于是他们视频聊天，在2006年12月，两人在大庆市和上海市两地的网吧里，通过"灰鸽子"病毒软件下载电子银行证书，记录银行账号、密码，盗取了北京张先生两张中国建设银行银行卡内人民币483083.82 元，将其转移到自己的账户上，稍后从银行将钱取出。

Construction Bank pointed out that the holdings twice before this year, Bank of America a total of 19.133 billion shares held by China Construction Bank shares, the shares and lock-up period in the year ended October 27, when Construction Bank H shares closed at 2.62 Hong Kong dollars, after the Hong Kong dollar fell to around 2.5, significantly less than the exercise price.

建设银行指出，今年前两次的馆藏，美国银行是由中国建设银行股份，股票，锁定在截至10月27日，今年的时期举行的191.33亿股的总施工时银行H股收于2.62港元后，港元下跌至2.5，大大低于行使价少。

On the basic assumption of Corporate Heterogeneousness Nature, integrating marketing, finance, economics and other related subjects, the thesis carrys out overall SWOT analysis of our country's banking industry and exactly describes our country's banking ecological overview; the thesis explores the sources and formulating mechanism of marketing competenece of our country's banking industry enterprises; integrating the specificities of bank marketing, especially the banking product's four essential attributes: intangibility, inseparability, inconsistency and inventory, the thesis formulates a bank marketing competence evaluating indicators system that is compatible with the

本文在综合营销学、金融学、经济学和其他相关学科的基础上，以"企业异质性"为基本理论假设，为我国银行业进行了全面的SWOT分析，准确地描绘了我国的银行生态图景；探讨了我国银行业企业营销竞争力的基本来源和形成机理；结合银行营销自身的特殊性，尤其是银行产品的四个本质属性：无形性、不可分割性、非标准性和非存储性，构建了切合我国银行业实际的银行营销竞争力评价体系。

It is precisely based on such background, based on the research of China's commercial banks' status of financial innovation, the author proved the necessity of financial innovation,provided in-depth analysis of China's commercial banks' status of financial innovation and summarization and assessment on the characteristics and inadequateness, and analysed the factors which restrict the development of China's commercial banks' financial innovation.

正是基于这样的背景，本文通过对我国商业银行金融创新状况的调研，指出我国商业银行金融创新的必要性，并深入剖析我国商业银行金融创新的现状，总结、评估其特点和不足，分析了当前制约我国商业银行金融创新发展的因素。

Then cited the accrual basis of revenue from commercial banks, the cost of the verification process in the concrete application and then by Chinas commercial banks adopt accrual accounting system by the existence of the problem, pointing out that this principle in Chinas commercial banks accounting easy Banks inflated income, inflated profits easily lead to false accounting; easily lead to inflation and affect the national economys health, sustained and stable development.

接着列举了权责发生制在商业银行会计处理中的运用，进而提出了我国商业银行会计核算采用权责发生制所存在的问题，指出这一原则在我国商业银行会计核算中，容易导致银行虚增收入，夸大利润；容易导致会计造假现象；容易引发通货膨胀，影响国民经济的健康、持续、稳定发展等问题。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。