银行

Guide commercial banks to effectively identify, measure, monitor and control credit risk in real estate, in August 2003 we began drafting the "Guide", on the first draft of the scope for small and the relevant professional institutions and commercial banks advisory opinion, the revised and listen to the real estate lending representative of the Banking Board and various areas of commercial banks, real estate companies and the Hong Kong region of the real estate lending risk control practice some more prominent banking institutions.

为引导商业银行有效识别、衡量、监测和控制房地产贷款风险，我们于2003年8月着手起草了《指引》，并就初稿小范围征求了相关专业咨询机构和商业银行的意见，修改后，又广泛听取在房地产贷款方面有代表性地区的银监局以及各类商业银行、部分房地产公司以及香港地区房地产贷款风险管控方面做法较突出的某些银行机构的意见。

The implication that the company governs but the never same angle analyses a commercial bank: That as far as inner structure be concerned, the commercial bank company governs is that the static state framework of organization and development restrict the machine-made unification; As far as the content that the commercial bank company governs be concerned, the commercial bank company administers the govern and broad wide company of company who can be a narrow sense mark governing.

商业银行公司治理的涵义可从不同的角度分析：就内部结构而言，商业银行公司治理是静态组织结构和动态制约机制的统一；就商业银行公司治理的内容而言，商业银行公司治理又可以分为狭义的公司治理和广义的公司治理。

At last, Italy's banks are on the mendITALIAN bankers have been doing deals with uncharacteristic allegria during the past year, making up for lost time. On December 1st, shareholders of Banca Intesa and Sanpaolo IMI were due to approve a merger to create a bank with 5,500 branches, by far the biggest network in Italy.

过去的一年里，意大利的银行家一直在以异乎寻常的快乐心境做生意，弥补损失的时间。12月1日，意大利联合商业银行和圣保罗意米银行两家银行的股东会批准合并成立一家拥有5500家支行、迄今为止全意大利最大营业网络的银行。

In recent months SMFG has acquired a stake in a bank in Vietnam, and Bank of Tokyo -Mitsubishi UFJ, the country's largest bank by assets and market value, has bought stakes in banks in Hong Kong and Singapore.

最近几个月，日本的三井住友金融财团已经购得越南一银行的股权，东京三菱银行——日本以资产和市值计算最大的银行，购得了香港和新加坡两家银行的股权。

People's Bank of China will be lifted this year, foreign banks operating branches geographical restrictions, from the current Shanghai, Beijing, Tianjin, Shenzhen and other 23 city extended to all central cities, while the United States formally approved the Shenzhen branch of Citibank, Bank of Tokyo JAPAN Shenzhen sub - Bank to conduct RMB business.

中国人民银行今年将取消外资银行营业性分支机构地域限制，从现在的上海、北京、天津、深圳等23个城市扩大到所有中心城市，同时正式批准美国花旗银行深圳分行、日本东京银行深圳分行经营人民币业务。

Alongside Citigroup and JPMorgan, other banks interested in shouldering part of the loan include Standard Chartered, State Bank of India, Bank of Tokyo and Mitsubishi UFJ, Mizuho Financial Group and Calyon, people familiar with the deal said.

并肩花旗集团和摩根大通，其他银行有兴趣承担部分贷款，包括渣打银行，印度国家银行，东京银行和三菱UFJ ，瑞穗金融集团和东方汇理，人们熟悉这笔交易。

The author summarized our country commercial banking present situation and the West commercial banking survey afterward, through this kind of relapse's contrast, the excavation and the outstanding service structure's disparity, the place which enhanced in view of our country commercial banking existence's actual problem and urgently needing embarks, obtained China commercial banking innovation principle and the specific measures.

著者随后综述了我国商业银行业务的现状和西方商业银行业务的概况，通过这种反复的对比，发掘与优秀的业务结构的差距，针对我国商业银行业务存在的实际问题和急待提高的地方出发，得出了中国商业银行业务创新的原则和具体措施。

Direct against its origin cause of formation of risk, is it follow Palestine match the bank supervises committee's network banking risk management principle to propose objectively, construct the perfect system of law regulation and control of network bank, set up " the Trinity " risk and predicts the monitoring system and advances four suggestions of network banking of our country steadily.

针对其风险成因，客观地提出了遵循巴赛尔银行监管委员会网络银行业务风险管理原则、构筑完善的网络银行法律调控体系、建立"三位一体"风险预测监控系统和稳步推进我国网络银行业务四条建议。

If I ask the Bank of England to place this bill to the credit of the man it belongs to, they'll do it, for they know him, although I don't; but they will ask me how I came in possession of it, and if I tell the truth, they'll put me in the asylum, naturally, and a lie will land me in jail.

假如我要求英格兰银行把这钞票存入那人名下，银行会照办的，因为虽然我不知道他是谁，银行却会知道；不过银行会盘问钞票怎么会到了我手里。说真话，他们自然会送我去收容所；说假话，他们就会送我去拘留所。

Meanwhile, it brings up that during the process of transition to diversified management of commercial bank, the changing of financial regulation system and organizations of China should obey the thought which calls step by step, in order to draw regulatory authorities design system and programmers as the change of commercial bank pointedly, realize a benign circle of "bank changing-supervision" and prevent financial risk as well as encourage commercial bank to make bossiness innovation.

并提出在商业银行以渐进方式向综合经营过渡的过程中，中国金融监管制度与组织机构的变革也应遵循渐进调整、改革的思路，以促使监管部门有针对性地对商业银行的变化设计政策和监管方案，以实现"银行变革—监管"的良性循环，在鼓励商业银行业务创新的同时，防范金融风险的蔓延。

Do you know, i need you to come back

你知道吗，我需要你回来

Yang yinshu、Wang xiangsheng、Li decang,The first discovery of haemaphysalis conicinna.

1〕 杨银书，王祥生，李德昌。安徽省首次发现嗜群血蜱。