金融机构

"Financial intermediary loan - FIL: world Bank loan to a financial intermediary, such as a central bank."

金融中介机构贷款：指世界银行向一个金融中介机构发放的贷款。

These include the Multilateral Investment Guarantee Agency of the World Bank, the international Bank for Reconstruction and Development; The International Finance Corporation which funds mostly private sector activities; and the International Development Association.

另外，免费汇出资本，利润和股息是政府额外的奖励，并且世界银行现已通过几个机构提供金融服务，这些机构包括：多边投资担保机构，国际复兴和开发银行；国际金融公司资金(主要给私营企业提供资金)和国际发展协会。

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

In this pa per, the operation mode of domestic and foreign financial sector develop ment status and trends analysis of a study to examine the situation in the mixed op eration, in the face of the future of China's financial supervision model sele ction problem, we should give full reference and reference to international fina ncial supervision and management principles and experience , according to China's specific national conditions and the operation mode at different stages of development, and gradually establish and improve the relevant regulatory bodies and institutions, in the basic step-by-step implementation on breakthroughs in key areas, from institutional to functional regulation of the tran sition, which explored one of the most suitable the development of our co untry's financial industry regulatory approach path.

本文通过对国内外金融业混业经营发展现状与趋势的分析研究，探讨出在混业经营形势下，面对未来中国金融监管模式的选择问题，应充分借鉴和参考国际金融监管的原则和经验，根据中国的具体国情和混业经营发展的不同阶段，逐步建立健全相关的监管机构和体制，在循序渐进的基础上实现重点突破，由机构性监管向功能性监管过渡，从而摸索出一条最适合我国金融业发展的监管模式路径。

Mr Banga pledged that Citi would keep its stake in HDFC, which he described as among India's "best run financial institutions".

Banga先生宣称花期银行将继续投资斯里兰卡房地产开发金融公司，他认为斯里兰卡房地产开发金融公司是印度最好的金融经营机构。

Street pillar industry is finance, insurance and telecommunications, the major financial and insurance institutions are gathered in the headquarters Here, the daily throughput of 10 billion of funds have no doubt well-deserved reputation of Financial Street.

街支柱产业是金融，保险和电信等主要金融和保险机构的聚集在总部这里，每天的吞吐量10亿美元的资金，毫无疑问是当之无愧的声誉金融街。

The dissertation,on the consideration of our practical operation especially analyzes the compatibility of Limited tied up Corporation in China, and puts forward corresponding policy suggestions.Based on the analysis of topic selection and back-looking of relevant literatures, with the implements of Information Economy,Principal-Agent Theory, Inspiration Theory, Investment-Return Theory,Anticipate-Utility and so on,the dissertation first sets up the theory model on the generation of the venture capital institution,and then analyzes the necessity and the rationality of its generation. The dissertation mainly gets to the following conclusions:① TechnologicaI economy becomes the main driven factor for economic growth,which enable the generation of enterprise capital.

本文将对创业投资问题的研究重点放在创业投资机构的组织形式与治理上，运用信息经济学、制度经济学、金融学以及相关的经济学理论，从研究创业投资机构产生的背景着手，从经济学的角度把握创业投资机构这一金融中介机构组织形式产生的原因，进而阐述典型的创业投资机构组织形式及其治理问题，并结合我国创业投资机构发展的实际状况，重点分析有限合伙制在我国发展的适应性，提出针对性的建议。

Scenes from both plays looked down on Lord Turner in the Drapers' Hall as he explained on March 18th how the Financial Services Authority, the financial watchdog he chairs, will change and get much tougher.

3月18号，作为英国金融监管机构——金融服务管理局的主席，他解释了该机构将如何进行变革，如何严格处事。

Scenes from both plays looked down on Lord Turner in the Drapers' Hall as he explained on March 18th how the Financial Services Authority, the financial watchdog he chairs, will change and get much tougher.

在3月18号，作为英国金融监管机构——金融服务管理局的主席，他解释了该机构将如何进行变革，如何严格处事。

In order to pay for their trans-territory transactions, the natural and legal persons within territories of all IMCO members can directly obtain UMEMs either by way of exchange for them at local banks and/or other financial institutions with domestic currencies at the rate determined by method stipulated in Section 3 of Article 5 of this treaty or borrowing from these banks and/or other financial institutions at the rate of interest thereof, or by way of exporting, or through any other proper channels.

各成员境内的法人和自然人，为满足其跨境交易对&有眉目&的需要，可按本条约第五条第三款规定办法确定的比率用本币从当地银行和非银行金融机构兑取，也可通过申请&有眉目&贷款、出口收入或其他正当渠道直接获取&有眉目&即&货币兑换中介单位&。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。