金融市场

The conduct of the market of life insurance is getting competitive. The dealers in life insurance not only compete against the craft but face the minacity accompanied by foreign companies. Under the trend of integrated financial service, the dealers in life insurance also face the challenges of other financial industries.

中文摘要我国人寿保险市场之经营愈来愈竞争，人寿保险业者除了与同业竞争外，还要面临外商保险公司所来的威胁，而在金融服务整合风潮的带领下，人寿保险业者同时也须面临其它金融产业之挑战。

Hu Yue Yu pointed out that the financial crisis due to over-the-counter financial derivatives market trading mechanism caused by the defects.

胡吁遏于指出，由于金融危机对场外市场的金融衍生品交易交易机制的缺陷造成的。

Which are used as an important basis of investment decision and risk controlling and management in later phases. But former studies made by many research institutions mainly focused on investment estimates of industrial projects and cost controlling of individual projects. It is looked as a weak aspect for the whole real estate industry that the accuracy of project investment estimates is too lower to meet the permissible error regulated by the government in feasibility research phrase. Overestimate is a very common phenomenon, which will undoubtedly be a barrier for smoothly increasing of real estate industry.

但是，长期以来，具体进行投资估算的主体是房地产开发企业和咨询公司，而银行等金融机构、风险投资机构和投资人、政府相关管理部门、行业协会在房地产市场逐渐规范，竞争越来越激烈的背景下，银行等金融机构、政府相关管理部门等也都需要在商业地产项目的前期阶段，特别是初步可行性研究阶段对项目的总投资估算有较为客观、真实的了解，以作为下一步投资决策、风险控制和管理的重要依据。

She introduced how to choose reasonable software sale platform to sell software in detail to abroad achieve for the enterprise close; Hubei thought of far IT prexy Dr. Wen Zhumu to make a theme be " the line that the talent below financial crisis develops " speech, yes IT If how course of study walks out of predicament below financial crisis, the problem talked about his analysis, appeal everybody tries hard to solve together most the problem of the information asymmetry of core, be China IT The industry expands the power that contributes his; And software and Zhou Hong of Internet product expert strategics of product of bridge criterion prate,"Make a product the first view a trade, the 2nd see the market, final ability sees a client -- after recognize general trends take advantage of an opportunity and succeed likely for ability, and about innovating, the most important origin is fixed position, any innovation that leave this way are be destined to want to fail ".

她详细介绍了如何选用合理的软件营销平台将软件销至海外为企业创收；湖北思远信息技术学院院长文珠穆博士作了主题为"金融危机下的人才培养之道"的演讲，对 IT 业在金融危机下面如何走出困境的话题谈了自己的分析，呼吁大家一起努力解决最核心的信息不对称的问题，为中国的 IT 产业发展贡献自己的力量；而软件与互联网产品专家周宏桥则大谈产品兵法，"做产品第一看行业，第二看市场，最后才看客户——认清大势以后顺势而为才有可能成功，而关于创新，最重要的原点是定位，离开这个方向的任何创新都是注定要失败的"。

And it must be made clear that the recapitalization, the bail-out, is a one-time event, necessary as part of the transition to a market-based financial system, but not part of that system itself.

必须明确的是，对银行的重新注入资本金应是一次性的，是作为向以市场为基础的金融体制过渡的一部分，而不是金融体制本身的一部分。

The paper studies the establishment of China＇ s financial credit system including the model choice,environment support,market body and other subsidiary facilities.

本文提出了建设中国金融信用制度的路径，主要包括金融信用制度建设的主导模式选择、环境支撑、市场主体建设和其他配套支持举措。

Macroeconomic Research Institute of National Development and Reform Commission Wang Yiming, deputy director:"the overall well-being of the macro data is uneven, we are talking about a mixed picture, indicating that the operation of our economy is in a state of stalemate."

清华大学中国与世界经济研究中心主任李稻葵："应该说咱们整个的世界经济情况是美国好过欧洲，欧洲好过日本，美国的经济情况基本上可以这么总结，第一它的股票市场整个金融乃至整个金融体系，基本上稳定了，这是美国的非常重要的一个新的发展。"

From abroad, the capital market in a wide variety of derivative financial instruments, just to name a few, can provide investors with a variety of financial products to meet their investment and hedging needs.

从国外的情况，在对衍生金融工具种类繁多的资本市场，这只是其中的几个，能提供多种金融产品的投资者，以满足他们的投资和对冲的需要。

However, in the central bank began to strengthen the financial risks of the real estate concern and control, from China's investment and financing the development of the market, especially the direction of the current real estate financing, trends, into trust will be the main financial innovation and demonstration, and for a long period of time to the letter Toga way to the performance of banks.

然而，中央银行开始加强金融风险的房地产关注和控制，来自中国的投资和融资市场的发展，特别是方向目前房地产融资，发展趋势，到信任将是主要的金融创新和示范，并在很长一段时间的信托加方式银行的业绩。

This article analyzes the derivativescharacter of unbind and divert risk, points out derivatives can manage mixed risk of credit risk and market risk effectively as a new risk management instrument prior to the conditional ones, and explores the techniques of hedge which are used to manage credit risk, interest ratio risk, exchange rate risk to decrease risk and upgrade efficiency.

然后从金融衍生产品能够将混合在一起的风险进行分散并转移的特性着手，先对金融衍生品的避险功能进行分析，明确其对混合在一起的信用风险和市场风险进行有效的防范，是一种优于传统的风险管理方式的风险管理手段。

This one mode pays close attention to network credence foundation of the businessman very much.

这一模式非常关注商人的网络信用基础。

Cell morphology of bacterial ghost of Pasteurella multocida was observed by scanning electron microscopy and inactivation ratio was estimated by CFU analysi.

扫描电镜观察多杀性巴氏杆菌细菌幽灵和菌落形成单位评价遗传灭活率。