金融市场

Generally, foreign commercial banks make full use of modern network and communication technology, via the scientific and technological methods, make the continuous innovation in the products, cannel, customer management and other fields on the base of market subdivision, and thus greatly improve the value of customer service.

其次对国外商业银行个人金融业务的现状和发展历程进行了研究，发现个人金融业务是了国外商业银行最重要的利润来源之一，发达国家和地区商业银行充分利用现代的网络和通讯技术，以科技为依托，在市场细分的基础上对产品、渠道、客户管理等营销领域不断创新，极大提高了为客户服务的价值，我国商业银行应以发达国家和地区的先进经验为镜，实现我国商业银行个人金融业务的跨越式发展。

In chapter 1 of this article, we introduced the fundamental state and historical evolvement of our debenture market, the problems of economic operation and development of our country brought by the debenture market underdevelopment.

由于各种原因我国公司债券市场长期以来发展滞后，不仅影响了我国企业的融资需求和市场竞争力的提高，也不符合国际债券市场的实践，更不适应我国目前金融体制改革的要求以及国际经济发展的需要，为此研究公司债券市场存在的问题，采取适当政策措施，大力推进公司债券市场的发展很有必要。

Shanghai has established a relativively complete financial market system with a fair size and a quite strong influence, a system which includes a securities market , a foreign exchange market , a discount market , an insurance market, and a bullion trading market , etc.

上海已建成了具有一定规模与相当影响的比较完整的金融体系市场，其中包括证券市场、外汇市场、贴现市场、保险市场、金银买卖市场等。

Securitylization of financial assets is "the process take corporate inventory assets or fore seeable futuristic income to make up and transform, and become the financial products could, be sold and circulated."

通过对国内外学者关于金融资产证券化的概念的不同论述分析，笔者认为美国证券交易委员会做出的定义更易被接受，即金融资产证券化是"将企业不流通的存量资产或可预见的未来收入构造和转变成为资本市场上可销售和流通的金融产品过程。"

In the global financial crisis and the Shenzhen Stock Exchange launched the Growth Enterprise Market brewing against the backdrop of the current fair organized by the "Capital Market Forum peak spot," a great deal of attention, the world's major stock exchanges and financial giant will be authoritative To attend the meeting to discuss how to deal with financial crises.

在全球金融危机和深交所创业板酝酿推出的背景下，本届高交会举办"资本市场斑峰论坛"备受瞩目，全球各大证券交易所巨头和金融权威人士将到会，共同探讨如何应对金融危机。

For a long time, the US has slack monetary policy and loose invigilation on derivatives, leading to the rocketing of asset price and excessive liquidity. When the Subprime crisis triggered investors to re-value risks and de-leverage, the financial crisis within the US has emerged as global financial crisis.

由于美国长期奉行宽松的货币政策和对金融衍生产品创新的监管放任，导致资产价格过快上升和流动性过剩，当次贷危机引发投资者对风险重新估价和去杠杆化行为后，美国单一市场的金融危机演化为全球金融危机。

Article 22 shall be changed into Article 23, of which item (1) of paragraph 1 shall be modified as "demanding that the banking institutions deposit the reserve fund at a required ratio"; and item (3) thereof shall be modified as "handling rediscounting for the banking institutions, which have opened accounts in the PBC"; and item (5) thereof shall be modified as "dealing in treasury bonds, other government bonds, financial bonds and foreign exchange on the open market".

九、第二十二条改为第二十三条，第一款第一项修改为：&要求银行业金融机构按照规定的比例交存存款准备金&；第三项修改为：&为在中国人民银行开立账户的银行业金融机构办理再贴现&；第五项修改为：&在公开市场上买卖国债、其他政府债券和金融债券及外汇&。

IX. Article 22 shall be changed into Article 23, of which item (1) of paragraph 1 shall be modified as "demanding that the banking institutions deposit the reserve fund at a required ratio"; and item (3) thereof shall be modified as "handling rediscounting for the banking institutions, which have opened accounts in the PBC"; and item (5) thereof shall be modified as "dealing in treasury bonds, other government bonds, financial bonds and foreign exchange on the open market".

九、第二十二条改为第二十三条，第一款第一项修改为：&要求银行业金融机构按照规定的比例交存存款准备金&；第三项修改为：&为在中国人民银行开立账户的银行业金融机构办理再贴现&；第五项修改为：&在公开市场上买卖国债、其他政府债券和金融债券及外汇&。

In the end, based on above-mentioned study, we give policy recommendations such as perfecting relevant financial regulatory laws so as to timely propose mixed manage of financial industry, continually developing and perfecting bond market so as to broaden linking channels between money market and capital market, development of bond market, reducing the entrance constraints between money market and capital so as to strengthen the connectivity of investors between money market and capital market.

在上述研究的基础上，提出应健全和完善我国金融监管相关法律，适时推出金融业的混业经营模式；继续发展和完善债券市场，拓宽我国货币市场和资本市场的连通渠道；降低货币市场和资本市场准入门槛，增强两个市场投资主体的连通性等政策建议。

Based on the investigations into China's state bond market, enterprise debenture market, financial bond market, stock market and the special stock market of RMB, the author raises ten problems which need to be solved immediately in order to develop stock market.

本文在对1992年中国国债市场、企业债券市场、金融债券市场、股票市场、人民币特种股票市场基本情况描述的基础之上，提出当前发展证券市场急需解决的十个基本问题。

This one mode pays close attention to network credence foundation of the businessman very much.

这一模式非常关注商人的网络信用基础。

Cell morphology of bacterial ghost of Pasteurella multocida was observed by scanning electron microscopy and inactivation ratio was estimated by CFU analysi.

扫描电镜观察多杀性巴氏杆菌细菌幽灵和菌落形成单位评价遗传灭活率。