遭受意外

First Jeff Goldblum fell off a cliff in New Zealand, then George Clooney was lost in a plane crash over the Rockies, Star Wars actress Natalie Portman suffered a fatal accident on the set of her latest film, both Harrison Ford and teen star Miley Cyrus drowned when their yachts sank at sea, and 80s singer Rick Astley was found dead in his hotel room.

先是杰夫·戈德布拉姆在新西兰摔下悬崖，然后乔治·克鲁尼在落基山脉上空的飞机失事中失踪，《星球大战》女演员娜塔莉·波特曼在拍摄新片时遭受致命意外，哈里森·福特和少年明星麦莉·赛勒斯都因为游艇在海里沉没而溺水，80年代的歌星Rick Astley被发现死在他的宾馆房间里。

And the Payment attached to Ping An's Additional Liability Clause for Accidental Disability.

被保险人因遭受意外伤害事故，并自遭受意外伤害之日起一百八十日内导致残疾，本公司按照《平安意外残疾附加责任条款》所附"残疾程度与给付比例表"的规定比例乘以约定保险金额给付保险金。

If the Insured suffers from any accidental injury which results in any disability within 180 days since the occurrence of the accidental injury, this company shall be liable for the agreed amount of insurance multiplying the proportion stipulated in the Proportion Table between the Degree of Disability and the Payment attached to Ping An's Additional Liability Clause for Accidental Disability.

被保险人因遭受意外伤害事故，并自遭受意外伤害之日起一百八十日内导致残疾，本公司按照《平安意外残疾附加责任条款》所附"残疾程度与给付比例表"的规定比例乘以约定保险金额给付保险金。

Offshore platform structures serve in the vile ocean environment in a long term, and they undergo the interaction of various loads, such as wind loads, wave loads, currents, and ice loads; Sometimes they also suffer from earthquakes, typhoons, tsunamis, ship collisions and other accidents; The structure itself also suffers from environment corrosion, halobios accreting, seabed eroding and so on.

海洋平台结构长期服役在恶劣的海洋环境中，并受到各种载荷的交互作用，如风载荷、波浪载荷、海流、冰载荷等，有时还要遭到地震、台风、海啸、船碰撞等意外事件，结构本身还要遭受环境腐蚀、海洋生物附着、海底冲刷等影响。

Andy and Mick were out front , both setting lap times that predicted quicker runs than the previous FTD until disaster struck for Andy - he suffered a chunked tyre following an accident late on in the race .

安迪和米克的人出来接待，双方订定立倍，预测更快的运行，比以前的ftd ，直到灾害为安迪-他遭受了区块的轮胎下面的一晚就意外在比赛中。

To prevent fire or shock hazard, do not expose the unit to rain or moisture.

为避免引发意外的火灾或遭受雷击的危险，请勿将本机置于雨点所及或者潮湿的地方。

After that, few years past the earthquake, our state still suffer from the amazingly increasing disaster, whether man-made or naturally happened. Thus, we started to face several problems that hit the point that our salvage system is totally a mess-up.

而在 921大地震发生后的几年下来，国内於遭受各种天然灾害或人为灾害上亦如雪花般地有加剧之现象，如地震、火灾以及重大意外事故等频频不断，以致於许多有关防灾、救灾的问题也因此纷纷浮上台面，其中最令人诟病的，即是在於都市救灾体系的絮乱，以致於上下疲於奔命，漏洞百出。

Different risks have different insurance needs, and therefore, for the purchase of personal loan business, at least three types of insurance required : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, principal owing on the loan guarantee period by the lender or accidental injury and disease incapacity or death situation, banks can secure their loans, lenders families can continue to live; Third mortgage purchase a performance bond insurance, in which insurance, the insurance companies play the role of the guarantor to charge a premium for the purchase of security costs, credit for the purchase and the provision of economic security, as was the guarantor for death, unemployment causes an inability owing on the loan, the insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

不同的风险有不同的保险需求，因此，对于个人贷款购房业务，起码需要三类保险的保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要保证还贷期内在贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，在这种保险中，保险公司扮演了担保人的角色，向购房人收取一定的保险费作为担保费，并为购房人的经济信用提供担保，当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Generally, the process of getting loans on the basis of the existence of different risk factors, personal loans purchase at least three types of business risk protection : First, the housing mortgage property insurance, the main victims of accidents and protect property damaged by natural disaster risks; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards.

一般而言，根据贷款买房过程中存在的不同风险因素，个人贷款购房业务至少需要三类风险保障：一是抵押住房的财产保险，主要保障房产遭受意外事故和自然灾害毁损的风险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿或向投保人追回赔款。

Bank sources told reporters that the key is in fact now unreasonable categories, personal loans purchase operations at least three risk protection : First, protect property suffered major accidents and natural disasters, the risk of collateral damage to housing property insurance; Second, lenders regular credit life insurance, mainly in the loan owing on the loan period of injury as a result of illness or accident and incapacity or death of bank guarantee safe recovery loans to the families of those who continue to live; Third mortgage purchase insurance performance bond, mainly because when the guarantor of death, unemployment causes an inability owing on the loan, insurance companies on behalf of their debt to banks liquidated I, at the same time exercise the right to recover from the collateral, or to the insured recover compensation awards; Now the market is the impact of policies, mostly property insurance, and lack of a man-made object of the life insurance products.

银行有关人士告诉记者，其实现在不合理的关键是险种问题，个人贷款购房业务至少需要三类风险保障：一是主要保障房产遭受意外事故和自然灾害毁损的风险的抵押住房的财产保险；二是贷款者的定期信用人寿保险，主要是在还贷期内贷款人因疾病或意外伤害而丧失工作能力或死亡的情况下，保证银行能安全收回贷款，贷款者的家人能继续居住；三是抵押贷款购房履约保证保险，主要是在当被担保人因为死亡、失业等约定原因无力还贷时，保险公司代其向银行清偿余债，同时行使追偿权，从抵押物中得到补偿。。。。。。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。