进行中

The conclusion established some ways to improve the credit risk management such as optimize the national-owned enterprises and commercial banks operation structure; establish new relationship between banks and corporations; optimize bank's internal control system; balancing corporate financing ways, eliminate corporate over-dependency on bank's credit assets, and remove information asymmetric contributed by credit sales.

本文在分析和评述国内外银行信贷资产安全性相关理论的基础上，对银行信贷资产安全性与流动性、盈利性之间的关系、信贷资产安全性的概念、分类进行了界定和分析，在对影响商业银行信贷资产安全性共性因素和我国信贷资产安全性现状进行深入剖析的基础上，紧密结合中国银行业的实际，结合信息经济学、行为金融学的有关理论从产权制度、公司治理结构、融资行为、投资行为、内部控制等方面深入分析了借款企业行为、商业银行行为、政府行为及社会信用环境对信贷资产安全性的影响机理，特别是重点分析了信息不对称条件下商业银行信贷资产安全性生成机理，较系统、全面地论述了影响我国商业银行信贷资产安全性的特殊因素，并运用logistic等统计方法进行信贷资产安全性判别进行了实证研究，构建了我国商业银行信贷资产安全性判别模型，最后在此基础上提出了不断健全完善公司治理结构，树立市场化的新型银企关系；完善商业银行内部控制制度，强化内控执行机制；优化企业融资模式，降低企业对商业银行信贷资金的过度依赖；有效缓解商业银行信贷经营活动中面临的信息不对称程度等加强商业银行信贷资产安全性管理和控制的措施与建议。

Secondly, it summarizes development and gradual progress about operational risk measurement. Analyzes and compares two main categories at present: bottom-up and top-down, and Loss Distribution Approach of top-down and Income Model of bottom-up is studied deeply, then finds out the main challenges of operational risk measure methods. Thirdly, taking examples for Shanghai Pudong Development Bank and Shenzhen Development Bank, it demonstrates operational risk measurement of our banking using Basic Indicator Approach and Income Model of bottom-up. And by comparing its effects with analysis result of concrete loss incidents of operational risk, it is approved that to apply operational risk measurement to our banking is feasibility. Finally, the paper analyzes difficulties to measure operational risk, such as weak consciousness of measuring operational risk, short of effective modern measuring model, behindhand of loss data collection and lack of perfect inside management mechanism of measurement, and then gives some advices.

接着总结了操作风险度量方法的发展演进过程，对目前度量操作风险的两类主流方法&自下而上&法和&自上而下&法进行了详细的分析和比较，分别选取&自下而上&的损失分布法和&自上而下&的收入模型法展开深入研究，并剖析了操作风险度量方法面临的主要挑战；接着以&浦东发展银行&和&深圳发展银行&为例，选用&自上而下&的基本指标法和收入模型法进行了操作风险度量的实证分析，并将分析结果与使用具体损失事件的实际操作风险分析结果进行了比较，证实了操作风险度量方法应用于我国的可行性；最后文章对我国银行业度量操作风险中存在的现实困难进行了深入探讨，指出了我国存在操作风险度量认识障碍、缺乏适用的现代操作风险度量模型、损失数据收集工作滞后以及操作风险度量缺乏完善的内部管理机制保证四大方面的现实问题，并提出了对策建议。

At last, on the basis of the constitution and work principle of brake staff, using friction tester as a testing platform, temperature measure device for the brake pad is developed, and the test data are analyzed.

本文首先对制动器和刹车片进行了简单介绍，然后从传热学的理论出发，分析了刹车片制动过程中热量产生机理，并用有限元法对刹车片的温度场进行了简单分析，最后在对制动器的结构和工作原理进行分析的基础上，运用摩擦试验机作为试验平台，研制出刹车片的温度测量装置，并对测量结果进行了分析。

Second chapter is about the application and exclusion of the principle on abmraction of credit. The most basic principle of L/C system is the principle of abmraction of credit , which is of great significance. In this chapter, I introduce the definition and the basic theory of this principle, the exception of this principle as well as the advantages and disadvantages of this principle.

进而本文对信用证及信用证交易的含义进行了说明，对信用证多方当事人及信用证交易的操作流程进行了介绍，在第三节中对信用证与信用证基础交易的关系进行了分析介绍，对两者的联系和区别进行了研究分析。

Methods The cognitive function of 13 pilots diagnosed as severe OSARS and 10 healthy pilots as control was evaluated using Epworth Sleepiness Scale, Flicker Fusion Frequency Indicator, Many Reaction Time Tester, Space Place Memory Span Tester, Attention Instrument and Guard Tester. The correlation analyses were also performed between the ESS, AHI, MinSaO2% with the results of each cognitive test in the OSAHS group.

对13名经多导睡眠图确诊的中重度OSAHS患者及10名正常体检健康飞行员进行Epworth嗜睡程度问卷评分，以及进行闪光融合频率、多项反应时、空间位置记忆广度、注意力集中能力、警戒性等认知功能测试，并对OSAHS组进行ESS评分、睡眠呼吸紊乱指数、最低血氧饱和度与各项认知功能测试结果间进行相关性分析。

The sketch and specific design approaches of mid-block street crossing are generalized and three management and control modes are discussed. Based on extensive investigation and survey, the paper analysis the arriving laws in different land-use condition and the traffic characteristics of different crossing entities under different control modes. The initial characteristic, the speed and dispersion of the mobile flow are also intensive studied, as well as the effect of mid-block street crossing. Establish the linear planning models on the coordination between the signals of mid-block crossing and intersection. Finally the evaluation of the model output is carried out from time saving results, safety, economic results and social results. Set the example of Taiping north road in Nanjing, surveying the traffic situation, applying the method of signal coordination between the mid-block crossings and intersection to realize the south-to-north signal coordination design. The evaluation results show the coordination plan are more superior to the current signal plan.

本文首先阐述了行人过街物理设施的概略设计和详细设计方法，讨论了路段人行横道的三种交通管制方式的设计方法和实用条件；其次，在充分的实际调查基础上，详细分析了不同用地性质条件下的过街需求的到达特性和不同交通管制下不同过街实体的交通特性，分析了进入路段的机动车初始流特性，并对机动车在路段中的车速特征、离散性以及路段信号控制人行横道对机动车流的影响进行了研究；然后，根据以上分析的过街交通和机动车交通的交通特性，建立了路段行人过街信号与交叉口信号协调控制的线性规划模型；最后，对模型输出的协调控制方案进行了效益评价分析，从时间效益、安全性、经济效益和社会效益四个方面，定量和定性相结合地对其实施效果予以评价；以南京市太平北路路段为例，根据现状交通状况，应用行人过街信号与交叉口信号协调控制的方法，对该路段由南向北方向进行单向协调控制设计，并进行方案效益分析评价，提出了优于现状控制方案的人行过街信号与交叉口信号协调控制方案。

Based on the objective lens and voice coil motor of the current DVD pickup head,according to photobleaching three-dimensional (3D) optical information storage's theory of two-photon absorption,the Ti∶sapphire femtosecond pulse laser was used as written optical beam and reading optical beam of two-photon three-dimensional optical storage voice coil motor was carried through multiplayer choice, and the storage and readout experimental study of binary format code with two-photon photobleaching in the new photobleaching material consisting of stilbene derivant was conducted.

基于现有的DVD光头物镜与音圈电机，根据光致漂白的双光子吸收三维光信息存储原理，以钛蓝宝石飞秒脉冲激光进行双光子光信息写入和读出，利用音圈电机进行选层，在新型光致漂白材料二苯乙烯衍生物中进行光致漂白二进制编码信息的存储和读出实验研究；实现了三层光信息存储，信息点间距和信息层间距分别为4 μm和15 μm；用Matlab软件读出信息的信号强度并对其进行了识别，识别结果与写入的二进制编码信息完全一致。

Overed in the room. And through simulation test to the room in the method, the article obtains the wireless transmission model in room to carry on the confirmation to this model.Afterwards, carrying on the analysis to the edge field intensity, and determined the edgeantenna installment position. In the choice cover plan process, introduced each kind of supply oscillator use environment and determined the supply oscillator type. Explaining the distributed system, the optical fiber distribution system and so on several distributed ways. On the comparison, it had determined cover ways which the place was suitable. Through a series of improvements, the article has obtained the plan which is finally used, the antenna, the primary device, the skeleton line amplifier and so on. Afterompleting the room covers, in room distribute system will inevitably change the big net original cover situations.

通过对楼内场强进行现场DT测试，归纳出了信号在室内覆盖的薄弱环，并由此对边缘场强进行了分析，确定了边缘天线的安装位置；在选择覆盖方案的过程中，介绍了各种信号源的使用环境，针对各个场所内的电磁环境、场所的结构、楼层高度等各自不同的特点，业主对覆盖提出的不同要求，确定信号源的类型；对天馈分布系统、光纤分布系统等几种分布方式进行了比较，确定了该覆盖场所所适用的方式：通过一系列的方案组合，对几个不同的方案，根据楼域的结构以及业主的要求进行改进，归纳出了最终所采用的方案，由此确定了天线、元器件、干线放大器等的布放位置。

The general information,including primary diseases,therapeutic drugs,infection pathogens in 6 patients with pulmouary infection and unknown reason anemia were integrated and analyzed. The leukocyte and reticulocyte counts,total bilirubin,direct bilirubin,fasting blood glucose were all determined by conventional method. At the same time,the erythrocyte direct antiglobulin test,complement fixation test,cell culture and smear examination were carried out.

对2004年6例肺部感染且不明原因贫血分析的患者的基础疾病、治疗用药、感染病原体等消息进行归纳，对患者外周血进行白细胞计数、网织红细胞计数、分胆红素、间接胆红素、血糖检测，对患者的红细胞进行间接抗人球蛋白试验、补体结合实验、细胞培养与涂片镜检，对患者血浆中的抗体进行间接抗人球蛋白试验。

The general information,including primary diseases,therapeutic drugs,infection pathogens in 6 patients with pulmouary infection and unknown reason anemia were integrated and analyzed. The leukocyte and reticulocyte counts,total bilirubin,direct bilirubin,fasting blood glucose were all determined by conventional method. At the same time,the erythrocyte direct antiglobulin test,complement fixation test,cell culture and smear examination were carried out.

对2004年6例肺部感染且不明原因贫血分析的患者的基础疾病、治疗用药、感染病原体等信息进行归纳，对患者外周血进行白细胞计数、网织红细胞计数、总胆红素、直接胆红素、血糖检测，对患者的红细胞进行直接抗人球蛋白试验、补体结合实验、细胞培养与涂片镜检，对患者血浆中的抗体进行间接抗人球蛋白试验。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。