进口汇票

The payee:受款人 The person who is to receive the money, he may be, and often is, the same person as the drawer and he is usually the exporter himself or his appointed banker in business or he may be the bearer of the bill.

付款人。即接受支付命令付款的人，一般是进口方或指定的银行。3）收款人，即受领汇票所规定的金额的人

After shipment of the goods, the exporter shall draw a usance bill of exchange, and send it as well as shipping documents to a local bank, through which and whose correspondent bank the documentary draft is presented to the importer.

出口方按合同规定日期发货后，开具远期汇票连同全套货运单据，委托银行向进口人提示，进口方审单无误后在汇票上承兑，于汇票到期日付清货款，然后从银行处取得货运单据。

After shipment of the goods, the exporter shall draw a sight bill of exchange, and send it as well as shipping documents to a local bank, through which and whose correspondent bank the documentary draft is presented to the importer.

出口方按合同规定日期发货后，开具即期汇票，连同全套货运单据，委托银行向进口方提示，进口方见票后立即付款。

It includes import letter of credit, shipping guarantee, Bill of lading endorsed, trust receipt loan, packing loan, export negotiation, bill discounting under usance L/C, Forfaiting , International Factoring, export documentary collection, trade finance under export credit insurance and export invoice finance products etc..

主要包括进口开证、提货担保／提单背书、信托收据贷款、打包贷款、出口议付、远期信用证项下汇票贴现／应收款买入、福费廷、国际保理、出口托收贷款、出口信用保险项下融资和出口商业发票融资等业务品种。

Payment will be made when the usance period is due.

进口人在汇票到期时才履行付款义务。

Documents Against Acceptance means that the title documents will be handed over to the buyer once the buyer has accepted the usance draft drawn by the seller.

承兑交单是指出口人的交单以进口人在卖方开出的远期汇票上承兑为条件的支付方式。

Part B. introduce the types of the financial under letter of credit: pacing loan, export negotiation, draft discount under export letter of credit; quota of issuing letter of credit,, trust receipt, import trust receipt loan, guarantee for picking up goods under import letter of credit; the finance under standby letter of credit.

第二部分概要介绍了信用证项下融资的主要类型：对出口商融资的打包放款、出口押汇、信用证项下的汇票贴现、福费廷等；对进口商融资的开证额度、信托收据、进口押汇、担保提货方式等；另外，介绍了备用信用证融资。

Part C. the keystone of the thesis, researches the important legal issues about the finance under letter of credit, stresses the legal properties of export negotiation, trust receipt and import trust loan, the force of the accept telex, the "without recourse" article, the relations among the parties of trust receipt, and put forward several solving means aim at some error transactions.

第三部分作为本文的重点，研究了打包贷款、山口押汇、汇票贴现、福费廷、进口押汇、信托收据、担保提货中较为重要的法律问题，着重论述了出口押汇的法律性质、汇票贴现中承兑电文的效力、福费廷的&无追索权&问题、进口押汇的法律性质、信托收据的法律性质、当事人之间的法律关系，并针对目前某些错误作法提出了相应的解决办法。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。