资金

This article analyzes the profit model of insurance companies in detail and validates the relevance between the prescripts which have been constituted by the China Insurance Regulatory Commission in the operation of insurance funds and the investment income of insurance companies through financial statements of the three companies, China Life, Ping An of China and China Pacific, which have been coming into A-stock market. It analyzes the relationship between the insurance company asset allocation and the funds income and risk of insurance companies by simulating the different insurance companies' earnings on different asset allocation and different equity investment yield, so as to arrive at the objective how to configure which prescripts to funds operation of insurance companies is reasonable, demonstrates the rationalities of insurance funds operation prescripts which have been constituted by the China Insurance Regulatory Commission, and considers the equity investment of insurance companies can be properly enhanced to thirty percent of total assets because China's economy will develop stably, chronically and at high-speed .

文中通过借助目前A股上市的中国人寿、中国平安和中国太保三家保险公司的报表详细地分析了保险公司的盈利模式，验证了保监会关于保险资金运用的管理规定与保险公司的投资收益率存在的相关性，并通过模拟在不同资产配置及不同股权投资收益率下保险公司最后的收益情况，用数据分析了保险公司资产配置与保险公司的资金收益和风险的关系，从而得出保险公司的资金运用怎样规定才是合理的，也论证了保监会对保险资金运用的管理规定的合理性，并认为在我国经济仍将长期稳定高速发展的情况下，可适当将保险公司的股权投资比例提高到总资产的30%。

In the appendix of the thesis, account settlement of CCM and entry method in the journal of cash fluxion among corporation, cash settlement center, bank and etc. are explained in details, and the regulations of cash management in corporation group are also listed.

本文还以附录的方式对资金结算业务的会计处理进行了说明，并通过会计分录的方式说明资金在企业、资金结算中心、外部银行或企业间的流动；在附录中还介绍了集团公司在资金管理方面的一些规章制度。

Since then, the guiding principle for managers everywhere has been to gather up whatever cash they can find, and then do their damnedest to keep as much of it as possible for as long as possible.

自从那时起，经理们的最高原则就是到他们可以找到资金的地方去寻找资金，并竭尽全力争取更多的资金，争取更长的资金占用时间。

This report gives a brief historical retrospect to the developmentof ICBC foreign exchange treasury business, and draws an organizationchart of its foreign exchange treasury business, detailing inorganization layout and functions of Foreign Exchange TreasuryDepartment in the Head Office, which is in charge of the operation andadministration of the whole bank's foreign exchange treasury business.

本报告在简要回顾中国工商银行外汇资金业务发展历程的基础上，介绍了中国工商银行外汇资金业务的组织结构，并重点描述了中国工商银行总行外汇资金业务经营管理部门——外汇资金部的内部机构设置及职能。

Recently, the reporter played fluent Yichi Press Center in Beijing's telephone, after twists and turns, telephone to the Beijing area, a Deputy Director Yang, he said that sources of funding Sunco is a multi-channel, capital chain absolutely no problem, mainly by the rapid sales and rapid return of funds of funds realize the normal operation of the chain.

最近，记者打一口流利的一弛新闻中心在北京的电话，经过曲折，电话，北京地区，一位副主任杨，他说，顺驰的资金来源是多渠道，资金链绝对没有问题，主要是通过快速销售，快速返还资金实现资金的正常运转的链条。

Policy recommendations: 1 Improve relevant policies, laws and regulations, including: the responsibility of governments at all levels, funds raise and management, program for Coordinating, the responsibility of public hospital. 2 Establish sustained and stable funding and management mechanism, emphasis fund-raising responsibilities of government at all levels, strengthen government and social organizations, set up special accounts of MAP, study the scientific and reasonable mechanism for distribution of funds. 3 Optimize Program for Coordinating MAP and NCMS, including: Free out-patient services, abolition of pay lines of out-patient and hospitalization, out-patient help including village health clinic and chronic disease; hospital help by disease, sub-object and pro-rata; increase sorts of serious disease, set reasonable pay line, cap line, and proportion in MAP; regular or occasional payment of a fixed payment or MAP cards, improve MAP coverage and benefit rates.4 Establish a new type of management for Coordinating MAP and NCMS.

政策建议：1完善相关政策法规，包括：各级政府的责任、医疗救助资金的筹集和管理、医疗救助与新农合衔接方案、管理与服务制度、公立医疗机构在医疗救助领域的职责等。2建立持续稳定的资金筹集和管理机制，强调各级政府在医疗救助资金的筹资责任，加强政府与社会组织的合作，建立医疗救助基金，研究科学合理的资金分配和管理机制。3优化新农合与医疗救助衔接方案，包括：开展免费门诊服务项目，取消门诊和住院起付线，将村卫生室纳入门诊报销范围，增加慢性病的门诊救助；按病种、分对象、按比例地给予住院救助，增加大病救助的病种，合理设定住院救助的起付线、封顶线、救助比例；定期或不定期发放定额的救助金，发放医疗救助优惠卡，提高医疗救助的覆盖面和受益率等。4建立新型的医疗救助与新农合衔接管理模式。

In terms of investment subject, investment from enterprises has become an important power in the speedy growth of fixed-asset investment. In 2003, among the fund of fixed-asset investment, the proportion of domestic loan and self-raised funds accounts for 15.1% and 45.8% respectively, a jump of 29.7% and 10.2% respectively; the proportion of state budgetary funds and bond is only 6.1% and 0.4% respectively, an increase of 2.4% and a decrease of 64.9% respectively.

从投资主体来看，企业自主投资已成为主导固定资产投资高速增长的重要力量。2003年，在全省固定资产投资资金来源中，国内贷款和自筹资金所占比重为20.3%和45.0%，增长幅度达82.0%和45.0%，国家预算内资金和债券资金所占比重仅6.5%和0.5%，速度分别增长9.1%和下降70.1%。

Firstly, the functions of city finance, as the main provider of city infrastructure, impenetrate the whole process of the infrastructure provision.

首先，城市财政的职能与作用贯穿于基础设施供给的全部过程，从职能方面看，主要有：筹集资金职能、调控资金职能、监督资金职能，其中最主要的是筹集资金职能。

With reference to relevant experience both from home and abroad, diversified source of capital should be introduced to invest in urban infrastructure construction. Besides government fund,the infrastructure financing channel should be expanded and social capital should be attracted to take part in urban infrastructure construction. Meantime, current infrastructure operating approach should be altered to improve investment efficiency of government"s fund .In addition , sources of capital and their application should be standardized as well. Generally speaking, ideas in the article could be concluded as "market-based operation, socialized investment, plural debt, direct financing, limited withdraw of government and positive intervene of private capital. The article also put forward six measures to make all the ideas and suggestions operatable.

本文在对浙江省城市基础设施投融资现状和体制情况进行分析的基础上，根据公共产品理论、项目区分理论、基础设施可销售性评估等理论，借鉴国内外的相关经验，提出了建立高效的浙江省城市基础设施投融资体制的建议和对策，即以投资多元化、服务社会化、发展产业化、运营市场化为导向，调动可利用的资金用于城市基础设施投资，规范资金的来源和使用，改变基础设施经营方式，提高政府资金的使用效率，吸引社会资金参与城市基础设施建设，拓展城市基础设施融资渠道，实现&市场化运作、社会化投入、多元负债、直接融资，政府有限退出、民资积极介入&，实现&以城养城&的发展模式，并提出了六个方面的具体对策和措施。

This paper studies Pingan"scase from two aspects of the investment channels and yield levels. Through thecontrast of Pingan"s return rate with the average rate of insurance industry, this paperproves that the high return rate relates to the operation in capital market.

随着保险资金运用渠道及比例的不断放开，保险资金运用于资本市场可选择的投资工具包括股票、债券与基金，资金运用方式包括直接入市和间接入市，两者在保险资金运用的&安全性&、&收益性&与&流动性&方面呈现出不同的特点。

They weren't aggressive, but I yelled and threw a rock in their direction to get them off the trail and away from me, just in case.

他们没有侵略性，但我大喊，并在他们的方向扔石头让他们过的线索，远离我，以防万一。

In slot 2 in your bag put wrapping paper, quantity does not matter in this case.

在你的书包里槽2把包装纸、数量无关紧要。