贷款给

Maybe you want to switch from an interest-only mortgage to a capital repayment one, or you might want to take advantage of some of the more recent features of mortgages such as flexible payments or offsetting - a remortgage can give you the chance to get a deal more in tune with your current circumstances.

也许你要切换从一个利息只有按揭贷款，以资本还款一，或您可能会想要利用一些较近期的特点，抵押贷款等灵活的付款或抵销-r emortgage可以给你机会得到一在处理更符合您目前的情况下。

Assessment completed, the applicant had to borrow again to the evaluation report management center, a comprehensive assessment of the agency staff to further review the loan applications. For unexecuted formal purchase contract applicants, the loan agency personnel agreed that loans issued by credit pledge, loan applicants had to developers Department of Housing Land Authority executed Beijing uniform standard purchase contract printed text, persons must apply for the purchase of pre-sale auction registration.

申请人到其交存住房公积金的北京市住房资金管理中心或所属分中心提出贷款要求，向贷款经办人员如实介绍其所购房屋情况，本人及配偶的工作和收入情况，希望申请的金额和期限，其住房公积金的交存情况，可以提供什么样的担保，同时领取借款申请表及有关材料，由经办人员给申请人初步建议，告诉其需要准备的材料。

At the same time, mortgage origination should be tightened up: too often lenders connived with borrowers to swell the size of mortgages, or worse, sell borrowers the wrong policy.

还应当严格监管住房抵押贷款的发放：贷款人时常与借款人共谋以增加贷款规模，或者更糟糕，卖给借款人不合适的保单。

Banks continue to tighten lending terms for the nation's consumers and businesses, hamstringing the economy and raising the risk of a protracted recession.

美国银行业继续收紧消费贷款和企业贷款标准，这不仅是给美国经济釜底抽薪，也增加了美国陷入旷日持久衰退的风险。

With this form of loan, you can either pay off your debts personally or allow the lending agency to do so for you.

与这种形式的贷款，你可以还清你的债务亲自或允许贷款机构这样做给你。

If it is not specified, the lender or your mortgage broker will be able to advise you.

如果没有详细说明，贷款机构或你的抵押贷款经纪人会给你提供建议。

If you choose to use a mortgage broker, remember they arrange loans but most do not lend directly.

如果你选择用贷款经纪人，记住他们安排贷款，但大多数不直接借给。

These financial institutions sell pools of loans to a special-purpose vehicle, whose sole function is to buy such assets in order to securitize them.

这些金融机构将贷款出售给&特殊目的机构&，而&特殊目的机构&的唯一功能就是购买这些贷款并将它们证券化。

From the point of practice and dvelopment, how to impove the ability of credit risk management for Yinchuan city commercial bank is discussed surrounding the client raiting and credit extention, measures of credit risk, management strategies of credit risk, conclusions of the paper are listed as the following:Through positive analysis, the current methods of client rating and credit extension is simple and convenient for application, there are four disadvantages in index system of it: non-customer subdivision, non-consideration factors on industrial risks, larger quantitative indicators ratio, non-consideration factors on affiliated enterprise risk, and some corrective measures are put forward to solve it, customer subdivision, factors-added on industrial risks, set stationarity indices ratio in reason, factors-added on affiliated enterprise risk; From the point of development, Based on the technology of Value-at-Risk and CreditMetrics model we discussed the methods of credit risk analysis and measurement and gave the example of how to calculate the VaR value of individual loan and combined loan; This paper probes into the strategies which raise the ability of credit risk management for Yinchuan city commercial bank from five aspects, including strengthen the inner control, improve the technique level of risk management through information technique, solve the problem of non-performing loan, adjust the credit orientation and structure, foster credit culture with its core based on risk control.

从实践和发展的角度出发，围绕客户评级授信、信贷风险测量、信贷风险管理策略三个方面，就如何提高银川市商业银行信贷风险管理水平展开研究，得出以下结论：通过实证分析，银川市商业银行现有的客户评级授信方法具有方法简单、易于推广的优点，但客户评级授信指标体系具有客户分组不细、未考虑行业风险因素、定量指标占比过大、未考虑关联企业风险因素的缺点，应通过细化客户分组，增加行业风险因素指标、合理设定定性指标比重、增加关联企业风险评价指标等措施进行改进；从发展的角度出发，在基于VaR框架和CreditMetrics模型技术的基础上，探讨了银川市商业银行信贷风险分析和度量的方法，给出了采用CreditMetrics模型技术计算单笔贷款、组合贷款VAR值的例子；从五个角度探讨了提高银川市商业银行信贷风险管理能力的策略和手段，包括强化信贷风险内控管理机制、利用信息技术提高信贷风险管理技术水平、综合治理化解不良资产、调整信贷结构、建立以风险控制为核心的信贷文化等对策。

But the scope is too small because it is used only in the houses where there is coperation between priv...

住房置业担保公司作保证人，被保证人要支付费用、这会缩小借款人范围；其营业期限不确定、所承担的连带责任保证有可能在贷款有效期内终止，这会给贷款银行和被保证人造成损失。

With Death guitarist Schuldiner adopting vocal duties, the band made a major impact on the scene.

随着死亡的吉他手Schuldiner接受主唱的职务，乐队在现实中树立了重要的影响。

But he could still end up breakfasting on Swiss-government issue muesli because all six are accused of nicking around 45 million pounds they should have paid to FIFA.

不过他最后仍有可能沦为瑞士政府&议事餐桌&上的一道早餐，因为这所有六个人都被指控把本应支付给国际足联的大约4500万英镑骗了个精光。