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贷款保险

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It is reported that China's mortgage insurance for "security room is not the grantor," and not conducive to the borrower's situation, a domestic insurance company recently introduced the first combination of personal protection, paying back the principal protection and the protection of old-age security insurance triple.

据报道,中国的抵押贷款保险的"安全房不保人",不利于借款人的情况下,国内保险公司最近推出了第一款相结合的个人防护,支付本金的保护和保护老年保险三倍。

On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities.

最重要的是,他们能够通过风险去抵押贷款保险或包装这些贷款作为抵押担保证券。

Housing loan insurances include policy insurance and commercial insurance.

住房抵押贷款保险可分为政策性保险和商业性保险。

The author believes that China shall set up its own housing loan policy insurance system based on the experience of the U.S.

作者认为我们应当借鉴美国政策性保险的先进经验,结合实际,建立我国的政策性住房抵押贷款保险制度防范银行风险。

S insurance, title insurance and reserves that the lender collects for future taxes and insurance.

收盘保险标题保险储备金,为未来的税收和收取贷款保险

Under the context of national owned land ownership and marketable land-use right in China, it is more complicated to measure the insurance value of real property. In insurance business practice, the building insurance clause in mortgage insurance usually applies the real estate value to amount insured, wheras raplacement approach is applied to the indemnity, which causes overinsurance—the amount insured is greater than insurance value.

在保险实践中,住房抵押贷款保险的房屋保险条款通常以不动产价值作为保险金额,而在保险补偿时适用重置价值标准,导致保险金额总是大于保险价值的超额保险情况,超出的金额就是土地的价值或者土地价值的一个比例,这对被保险人是不利的。

Mortgage insurance "first case" the home loan insurance disputes Casualty glue it?

按揭保险&第一案&的住房贷款保险纠纷险胶呢?

She will eventually do not want to give mortgage insurance compensation insurance Cheonan been on the court.

她最终将不想放弃抵押贷款保险赔偿保险天安已在球场上。

Some people sent questions: Why the Housing Loan Insurance no earthquake insurance?

一些人发出疑问:为什么房屋贷款保险没有地震保险?

Personal loans business buyers will need at least three types of risk protection: First, housing and property mortgage insurance, the protection of property suffered major accidents and natural disasters, the risk of damage; Second Loan the regular credit life insurance, primarily in the loan repayment period, a result of illness or accidental injury and the incapacity or death, to ensure safe recovery of bank loans, loans to family members can continue to live; Third Mortgage purchase a performance bond insurance, mainly in when the guarantor because of death, causes of unemployment can not afford repayment agreement, the insurance companies on behalf of liquidity to banks than debt recovery at the same time exercise the right to receive from the collateral compensation or to the policyholders recover compensation.

个人贷款业务的买家将至少需要三种类型的风险保障:第一,住房和财产抵押贷款保险,保护财产遭受重大事故和自然灾害的风险损害;第二贷款定期信贷人寿保险,主要是在还款期内,因疾病或意外伤害和丧失工作能力或死亡,以确保安全收回银行贷款,贷款的家庭成员可以继续居住;第三按揭购买履约保证保险,主要是在当担保人,因为死亡,失业原因不能还款协议,保险公司的名义向银行流动资金超过债务追偿同时行使有权获得赔偿的抵押品或投保人赔偿。

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