贷款

The results of discriminant tell us that the discriminant quotiety of the absolute financial burden factor is lower than that of the financial burden-rate factor. This finding is constant with the conclusion of the independent variable description. So we must take

最后，贷款担保方式对个人住房抵押贷款违约风险的影响不大，主要是由于个人住房抵押贷款一般均采用抵押加阶段性连带保证的担保方式，说明只要落实抵押登记，现有的担保方式对降低违约风险是有积极作用的。

In order to reconsolidate an existing consolidation loan, you must add loans that were not previously consolidated to the consolidation loan.

为了巩固reconsolidate现有的贷款，你必须购买贷款，以前未合并巩固贷款。

The CBRC and MoF should work with banks to establish a multi-tier classification of existing UDIC loans, separating social from commercial loans.

银监会和财政部应该与银行合作，将现有的城投贷款划分成多个级别，区分社会贷款与商业贷款。

Shanghai-Yan firm partners unannotated edition of a book of winning that In general director in the former often start with a small amount of its own funds to the "four cards," and then to the mortgage banks, but "the central bank's new" director of a bank loan application before the funds raised to 30% ratio, and no construction enterprises to real estate projects underwritten in loans to the director also more stringent, This has enabled the majority of real estate enterprises are facing "financing" problems.

上海市久欣律师事务所合伙人白文胜认为，一般来说房产商在开工前往往凭少量自有资金取得&四证&，然后向银行抵押贷款，但&央行新政&把房产商申请银行贷款前的自有资金的比例提高到30％，且严禁施工企业向房地产项目垫资，在向房产商贷款方面也更为严格，这使得多数房地产企业面临&融资&难题。

Western scholars have made comprehensive analysis on these two questions; the established conclusion is that there exists scale of economy for cooperative financial institutions on the whole, but in certain scope, the scale of economy is unapparent or does not exist.

因此，在这些机构中存在着通过扩大业务量来降低平均成本的机会；合作银行的特定产品中，抵押贷款、消费者贷款和投资性业务存在规模经济性，非抵押贷款存在规模不经济。

According to the Bank for International Settlements, foreign-currency lending, much of it to households at long maturities and unhedged, represents between 40% and 55% of the total in places such as Hungary and Romania.

据国际清算银行（Bank for International Settlement）的数据，在匈牙利和罗马尼亚等地区，外币贷款要占总贷款的40%到55%，其中大部分长期家庭贷款，而且没有对风险进行对冲。

Under the category of Stafford loans, there are two subheadings - subsidized and unsubsidized, and one type of parent loan, called the Parent PLUS loan.

类下斯塔福贷款，有两个副标题-资助和无，一类是父母贷款，叫家长加贷款。

Especially cash-strapped developers are forced to borrow from the domestic curb market at annual interest rates as high as 40%. But the maturity periods of such loans are usually measured in days, so the pressure on the borrower to repay blunts their usefulness.

尤为要紧的是，资金短缺的开发商不得不在股票证券场外交易市场中借入利率高达40%的贷款，而这类贷款的还款周期一般都以日为计算单位，因此借方还款的压力会降低贷款的利用率。

Not even when some of these loans were called "liars' loans" in the industry as when loan orginators colluded with or advised borrowers on how to lie on their applications.

不，甚至当一些这些贷款被称为&说谎者贷款&在业内人士时，贷款orginators勾结或建议借款人就如何说谎对他们的申请。

In smaller banks, one or a small number of bank officers is generally responsible for bank loans and investments; however, farm lending or consumer credit is frequently departmentalized.

在小银行，一个或好几个银行职员全面负责银行贷款和投资。而农业贷款或消费贷款往往是分部门操作的。

On the other hand, the more important thing is because the urban housing is a kind of heterogeneity products.

另一方面，更重要的是由于城市住房是一种异质性产品。

Climate histogram is the fall that collects place measure calm value, cent serves as cross axle for a few equal interval, the area that the frequency that the value appears according to place is accumulated and becomes will be determined inside each interval, discharge the graph that rise with post, also be called histogram.

气候直方图是将所收集的降水量测定值，分为几个相等的区间作为横轴，并将各区间内所测定值依所出现的次数累积而成的面积，用柱子排起来的图形，也叫做柱状图。