贷

So the article puts forward a series of measures and suggestions that the loan risk should be controlled from loan whereabouts. Secondly, the paper has established a system of credit levels of enterprises' loan and the vague comprehensive evaluation of project risk .By objectively analyzing the risk elements and related links in all aspects, the article has set up a relatively all-round risk elements matrix and raised the relevant construction approach of subordinate angle function according to the state value of risk elements.

第二，本文建立了项目贷款企业信用等级和项目风险的模糊综合评价体系，用层次分析法对风险因素及其相关联系进行定量的分析，构建了比较全面的风险因素判断矩阵，根据风险因素的状态值分别提出了相应的隶属度函数的构造方法，然后对其进行模糊综合评价，对不同的模糊评价模型进行了讨论，为商业银行加强项目贷款贷前风险管理，进行风险识别和评价提供了有效的工具。

Since China entered WTO,especially since from 2007,China's foreign trade environment has gotten great changes:domestically,foreign trade policies adjust, duty draw-back decrease,RMB increase in value sustention,new labor law takes effect,internationally,the states arose serious Supreme Mortgage Crisis which further caused financial crisis,euramerican countries impose technique barrier and enhance protectionism;under such harsh situation,what course to follow puzzle personnel of medium and small foreign trade enterprises.

自从加入WTO到现在，特别是从2007年起到现在，我国的外贸环境发生了很大变化：国内方面，外贸政策调整，出口退税减少，人民币持续升值，新的劳动法的实施等等；国际方面，美国发生了严重的次贷危机，以及由此引发的金融危机，欧美国家实行的技术壁垒和日益严重的保护主义；在此种严峻形势下，我国的外贸出口企业何去何从，困扰着广大企业人员。本文应用SWOT理论，对AB外贸公司的内外环境进行了分析，从全球价值链高环介入的方面，进一步提出了AB外贸公司应该提升在价值链中的地位的战略，改变低环介入价值链的方式，逐步转变为从高环介入，核心思想是要提高外贸企业的核心竞争力。

Many SMEs are unable to pledge assets of sufficient value to take out the size of loan needed.

很多中小企业都没有足够的抵押物来贷到他们所需的资金。

Mortgage borrowing now accounts for 42% of take-home salary.

在英国，房贷占家庭收入的42

That thumb-sucking, the reluctance to pay a little more, cost us a lot. There are other examples.

为了愚蠢地省下一点小钱，结果反而让我们损失不贷，这样的例子还算不少。

At the same time,"nine small loan" to the "three rural" to provide services.

同时，"九星小贷"可以向"三农"提供服务。

Juat now, in 2007 in the past, adjustment , prices of raw and semifinished materials are gone up and time of USA loan crisis is waited for the international , various unfavourable factors of in the homeland effect by RMB appreciation , policy of tax refunds on export goods, our country spinning and weaving clothing industry internal and external troubles. In 2007 our country textile goods clothing exports 171,170,000,000 U. S. dollar , grows by 18.9%, year increasing making fall after rise being lower than 20% first till becoming self within 20%, increasing over the past 2003 outlet.

摘 要：刚刚过去的2007年，受人民币升值、出口退税政策调整、原材料价格上涨以及美国次贷危机等国际、国内多种不利因素的影响，我国纺织服装行业内忧外患。2007年我国纺织品服装出口1711.7亿美元，增长18.9%，增幅回落至20%以内，成为自2003年以来出口增幅首次低于20%的年度。2008年伊始，新《劳动合同法》开始实施，由此增加企业用工成本。

In the face of unabated housing market, the central bank of this regulation is very clear.

面对如火如荼的房贷市场，央行此举调控之意十分明显。

Crunch:A period of financial difficulty characterized by tight money and unavailability of credit.

经济收缩以贷钱困难和信用无效为特征的财政困难时期

Began doing business loans, Bank loans can be said of this is basically undefended.

刚开始做房贷业务的时候，银行对这种贷款可以说基本上是不设防的。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。