财务机构

SHLtd is one of entities belonging to AFG Trust Group which is a boutique private banking house, specializing in tailored services to individuals with significant financial resources.

亚信金融是一个精干的国际性财务机构，致力于为高资产拥有者及职业投资者提供专业的融资渠道和量体裁衣的财务解决方案。

This paper is under the leading in business process Reengineering and organization structure flatting theoretic, makes the analysis on financial process system of PICC Qinghai Branch in detail, finds the shortcomings in traditional financial system at organization structure, business process and ideas.

本文在业务流程重组理论和机构扁平化理论的指导下，对中国人民财产保险股份有限公司青海分公司的财务处理体系进行了详细分析，找出了传统财务处理体系在组织机构、业务流程和思想观念方面存在的弊端。

Microfinance, like Compartamos, has made huge strides in the past two decades. Having started as a foundling industry nurtured by charities, it then won the backing of the big international financial institutions, such as the World Bank and the European Bank for Reconstruction and Development.

像compartamos这样的小型金融机构在过去的20年里已经迈出了很大的步伐，从靠慈善机构接济的弃婴产业发展到现在获得大的世界财务机构的支持，比如支持重建和发展的世界银行和欧洲银行。

Factors that could affect results include the ability to market and sell products; changes in relationships with strategic partners and reliance on strategic partners for the performance of critical activities under collaborative arrangements; failure of distributors or other customers to meet purchase forecasts or minimum purchase requirements for our products; impact of competitors, competing products and technology changes; ability to develop, commercialize and market new products; market acceptance of oral fluid testing or other new products or technology; changes in market acceptance based on product performance; continued bulk purchases by customers, including governmental agencies, and the ability to fully deploy those purchases in a timely manner; ability to fund research and development and other products and operations; ability to obtain and maintain new or existing product distribution channels; reliance on sole supply sources for critical product components; availability of related products produced by third parties; ability to obtain, and timing and cost of obtaining, necessary regulatory approval for new products or new indications or applications for existing products; ability to comply with applicable regulatory requirements; history of losses and ability to achieve sustained profitability; volatility of our stock price; uncertainty relating to patent protection and potential patent infringement claims; uncertainty and costs of litigation relating to patents and other intellectual property; availability of licenses to patents or other technology; ability to enter into international manufacturing agreements; obstacles to international marketing and manufacturing of products; ability to sell products internationally; loss or impairment of sources of capital; ability to meet financial covenants in agreements with financial institutions; ability to retain qualified personnel; exposure to product liability, patent infringement, and other types of litigation; changes in international, federal or state laws and regulations; customer consolidations and inventory practices; equipment failures and ability to obtain needed raw materials and components; the impact of terrorist attacks and civil unrest; ability to complete consolidation or restructuring activities; ability to identify, complete and realize the full benefits of potential acquisitions; and general political, business and economic conditions.

可能影响结果的因素包括营销以及出售产品的能力；与战略合作伙伴关系的变化以及根据合作协议对战略合作伙伴执行关键活动的依赖；经销商或者其他顾客未达到我方产品的采购预测或者最低采购要求；竞争对手、竞争产品以及技术变化的影响；新产品开发、商业化以及营销的能力；市场对唾液检测、其他新产品或者技术的接收程度、基于产品效果所造成的市场接收的变化；顾客、包括政府机构的持续大宗采购以及按时完成采购的能力；资助研究、开发以及其他产品和活动的能力；获得并维持新的或者现有的产品经销渠道的能力；关键产品部件对单一供应源的依赖；第三方生产的相关产品的供应情况；新产品或者现有产品的新疗效获得必要的管制批准的能力、时间以及费用；遵守适用的管制要求的能力；亏损的历史以及实现可持续盈利的能力；股票价格的波动；与专利保护和潜在的专利侵权诉讼有关的不确定性；与专利以及其他知识产权有关的不确定性以及诉讼费用；专利以及其他技术授权的提供情况；签订国际性制造协议的能力；产品进行国际营销以及制造的障碍；国际性销售产品的能力；资本来源的损失或者减少；履行与财务机构之间协议的能力；获得合格人员的能力；产品责任、专利侵权以及其他诉讼的风险；国际、联邦或者州的法律、法规的变化；顾客合并以及存货实践；设备故障以及获得所需原材料和部件的能力；恐怖主义袭击以及内乱的影响；完成合并或者重组活动的能力；识别、完成以及实现潜在收购的全部利益的能力；一般性政治、商业、经济形势等。

Relevant data indicates that there are an increasing number of listed companies that change their auditors in recent years. It includes not only normal change but also abnormal change for good audit opinions and tries to prettify their financial statements.

据有关资料显示，近年来我国上市公司变更审计机构的现象逐年增加，这其中既包括了正常的审计机构变更，也不乏通过变更审计机构购买审计意见、粉饰财务报表、掩盖虚假财务信息的情况，而上市公司的许多问题也就随着审计机构的变更掩藏下来。

Under the supervision of Chief Financial Officer of head office and general manager, in accordance with Shama Group's policy and procedures and related requirements of the local government, responsible for the company and all the related financial work, including but not limited to: the establishment of a suitable hotel Apartments operation of the financial system and procedures with leasing, prospects and the financial sector and all the work; to the general manager and other departments in charge of providing advice and support; tax, audit and insurance matters, and to coordinate with the local government maintain good communication with integrity, respect for team spirit and positive attitude in collaboration with departmental of the financial work to ensure that the financial operations and improve efficiency.

在总经理及总公司财务总监的监督下，按照莎玛集团的政策和工作程序以及当地政府相关要求下，负责公司内与财务相关的所有工作，包括但不仅限于：负责建立一套适合酒店式公寓的财务运作系统及流程；配合租赁、前台及各部门一切与财务有关的工作；给总经理及其他部门主管提供建议及支持；处理税务、审计和保险等事宜，协调并能与当地政府机构保持良好的沟通；以正直、尊重团队精神和积极的服务态度配合各部门的有关财务的工作，确保财务运作的完善及高效率。

While analyzing the accountant general system and using the experience of western countris for reference,the article also proposed that the financial supervisor general system .

从正确认识财务与会计的关系出发，对会计、财务机构的分设合设问题，提出&分清职责，分设为宜&的看法；并在分析&总会计师制&的基础上，借鉴西方体制，明确了财务总监制是我国会计机构的发展方向

Position SummaryResponsible for the all accounting function including payroll, expenditures, accounts payable and receivables, general ledger ,costing, all tax matters and declaration -control and adjust journal entries; maintain bookkeeping as per tax bureau requirement-perform on time month and year end closings including journal entries, financial statement, full set of taxation reports, account reconciliations, annual audit preparation.-prepare, analyze and track financial schedules, costing, statements, forecasts-handle relationships with national / local tax bureau, banks, auditors, administration-report and consolidate financial information with the parent company in Hong Kong

职位简述负责所有财务会计相关工作，包括工资结算，费用审核，应收及应付帐款，总账，成本核算，各类税务事项及申报等-负责会计分录及账务；各项帐务处理符合税务局要求-负责月度结帐及年度结账，包括帐务处理，财务报表，完整的税务报告，帐户分析，准备年度审计等-编制，分析和跟进财务结算安排，成本核算，各项报表及预测-与国税/地税局，银行，审计人员，行政机关等外部机构建立良好关系-对香港母公司的财务信息进行报告及编制合并报表

On July 1, 2009 at the same day and later will draw a lottery the lottery ticket variety, the lottery ticket winner must exchange the prize date of 60 natural dates from the drawing a lottery, will exchange the prize deadline last day, if met the national legal holiday to postpone after the holiday had finished the first working day, exchanged the prize matters concerned to handle the time for the lottery ticket sale organization operating time; Exceeds the time limit has not exchanged prize the bonus to integrate the lottery ticket public welfare fund, authorizes the lottery ticket public welfare fund assignment policy execution according to the State Council.

根据通知，财政部、民政部、国家体育总局将尽快制定下发《彩票管理条例实施细则》，并根据《条例》的规定制定彩票设备和技术服务标准、彩票品种审批管理等办法，修订彩票发行与销售管理、彩票机构财务管理以及彩票公益金管理等方面的制度规定。《条例》对彩票发行机构、彩票销售机构的采购行为、彩票代销行为、彩票中奖者兑奖和逾期未兑奖的奖金处置作了统一规定。各级财政、民政、体育部门，以及彩票发行机构、彩票销售机构要认真做好政策调整的衔接工作，确保彩票的发行销售安全平稳运行。

On the other hand, from the perspectives of the financial institutions, we face the problem about how to reduce the risk of the investment with consumptions.

另一方面，在一般财务机构的观点下，我们要去面对关於在拥有消费情况下，如何去降低投资的风险。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。