经营保险业

The comprehensive business operation and conglomeration has set the trend for the development of insurance industry around the world for now and in the future.

在这一趋势的影响下，保险控股金融集团作为全球保险业经营体制的重要创新，已受到越来越多国家和地区的重视和采用。

Tobit regression model is built to analyze the outer and endogenesis factors which influencing the efficience of the insurance industry.

针对我国保险业经营效率的实际情况，从内外两方面提出提高效率的途径。

The left has insisted on a government-run insurance scheme, but this ill-founded idea is strongly opposed by the health-care industry and by Republicans.

左翼已经坚持政府经营的保险计划，但是这种无确实根据的观点遭到医疗保险业与共和党的强烈反对。

In chapter 5, the trend of industrial organization character of Chinese insurance industry is analyzed based on the above.

保险业的公共政策或产业组织政策具体体现为监管部门对保险经营机构的监管。

The principle of insurance built on the important principle of probability—law of large numbers,which is the mathematic basis of insurance.

第三部分论述了美国现代保险业的经营特点。指出经过长期发展，美国保险市场已经形成了多元化结构。

The Supervision of repayable capability is one of the important contents in insurance supervision.

偿付能力的监管是保险监管的一项重要的内容，它涉及到保险公司经营的财务稳定、确保被保险人利益以及保险业生存的关键问题。

The stable development of the insurance industry depends on the insurance companies to achieve long-term business and good solvency.

而保险业的稳定发展取决于保险公司能够实现长期经营和良好的偿付能力。

Insurance companies. Sometimes the problems they signify lie dormantfor decades, as was the case with asbestos liability, before virulently

在保险业经营中，有许多这类租来的寿衣，有时候这类的问题甚至会隐藏数十年

There are a lot of "rented suits" buried in the past operations of insurance companies. Sometimes the problems they signify lie dormant for decades, as was the case with asbestos liability, before virulently manifesting themselves. Difficult as the job may be, it's management's responsibility to adequately account for all possibilities. Conservatism is essential. When a claims manager walks into the CEO's office and says "Guess what just happened," his boss, if a veteran, does not expect to hear it's good news.

在保险业经营中，有许多这类租来的寿衣，有时候这类的问题甚至会隐藏数十年不被发现，就像是石绵赔偿问题，但一发就不可收拾，虽然这项工作有点棘手，但管理当局有责任适当的将所有可能性列入考量，保守稳健绝对有其必要，当损失理赔部门的经理走进总经理的办公室说到：「猜猜发生了什么事？

In aggregate, our smaller insurance operations produced an excellent underwriting profit in 2000 while generating significant float - just as they have done for more than a decade. If these companies were a single and separate operation, people would consider it an outstanding insurer. Because the companies instead reside in an enterprise as large as Berkshire, the world may not appreciate their accomplishments - but I sure do. Last year I thanked Rod Eldred, John Kizer, Don Towle and Don Wurster, and I again do so. In addition, we now also owe thanks to Tom Nerney at U.S. Liability and Michael Stearns, the new head of Cypress.

总的来说，其它规模较小的保险业务在2000年产生了可观的承保利益，同时一如过去十年来持续贡献大量的浮存金，如果把这些公司视为单一独立的企业，那么他们绝对可以称得上是一家经营绩效优异的保险公司，而因为这些事业隐身在Berkshire如此庞大的事业体中，外界无法理解他们的努力与成就，但至少我个人能够深深地体会地，去年我感谢过Rod、John、Don等人，今年则还要再加上美国责任险的Tom以及Cypress的新任主管Michael。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。