精练的

The main content of preparation before scoring is selection of characteristics, which mainly uses Logistic regression, contingency table analysis and artificial neural network. Personal credit scoring and evaluation mainly uses general discriminant analysis, refined decision tree model, improved genetic algorithm, probability neural network and behavioral scoring model. The effect test of personal credit scoring includes fitting effect test and fitness test. The former involves right prediction rate, Kappa consistency test, ROC curve, and the latter includes likelihood ratio test, Hosmer-Lemeshow test, etc.

评分前的准备工作主要是特征变量的筛选，其中使用的主要方法为Logisitic回归、列联表分析和人工神经网络；本文使用的个人信用评分与评估方法为广义判别分析、精练决策树模型、改进遗传算法、概率神经网络和行为评分模型；个人信用评估的效果检验包括拟合效果检验和拟合优度检验两个方面，前者涉及的方法有预测的正确率、Kappa一致性检验、ROC曲线，后者主要包括似然比检验、Hosmer-Lemeshow检验等。

The former involves right prediction rate, Kappa consistency test, ROC curve, and the latter includes likelihood ratio test, Hosmer-Lemeshow test, etc.

评分前的准备工作主要是特征变量的筛选，其中使用的主要方法为Logisitic回归、列联表分析和人工神经网络；本文使用的个人信用评分与评估方法为广义判别分析、精练决策树模型、改进遗传算法、概率神经网络和行为评分模型；个人信用评估的效果检验包括拟合效果检验和拟合优度检验两个方面，前者涉及的方法有预测的正确率、Kappa一致性检验、ROC曲线，后者主要包括似然比检验、Hosmer-Lemeshow检验等。

Five months after his inauguration, Shi Lang had overcome many difficulties and substantially improved and enhanced the navy's strength. As the proposed date of manoeuver is approaching, Shi Lang become more and more realized that the initial joint administration mechanism set by the Emperor, is in fact a system with intertwisted pins over each other.

施琅到任5个月后，排除了很多难处，精练水师，但随着出征日期的临近，越发感觉到当初"提，督，将军同征"的旨意将会互相擎制，满族将军们都不熟悉海战，在瞬息万变的海上战场上，将会对部队的实际战斗力构成巨大的威胁，所以想到了"专征"的意图。

Tempering Fugazi's gnarled guitar webs with Seattle grunge, straight-up prog-rock, and crooned vocals, SDRE launched a thousand imitators who connected with their dramatic melodies and introspective mysticism.

他们将Fugazi粗糙的吉他演奏精练、加上西雅图的垃圾乐之声、配合直接的前进摇滚和低吟的人声，成千上万的模仿者学习了他们戏剧化的旋律和自省的神秘主义化创作。

Five months after his inauguration, Shi Lang had overcome many difficulties and substantially improved and enhanced the navy's strength. As the proposed date of manoeuver is approaching, Shi Lang become more and more realized that the initial joint administration mechanism set by the Emperor, is in fact a system with intertwisted pins over each other.

施琅到任5个月后，排除了很多难处，精练水师，但随着出征日期的临近，越发感觉到当初&提，督，将军同征&的旨意将会互相擎制，满族将军们都不熟悉海战，在瞬息万变的海上战场上，将会对部队的实际战斗力构成巨大的威胁，所以想到了&专征&的意图。

Since that time,Boole's original concept has been extensively developed and refined by algebraists and logicians.

布尔代数的概念最初是有英国数学家George Boole于1847年提出来的，从那时起，代数学家和逻辑学家们更广泛的发展了Boole的这一其实概念，并使之更加精练。

Frigon was chosen as the experimental, According the quality of the heavy oil materials which have high oil content and low sericin content, technical conditions were initially set at the level of low pH value 、low temperature and enforced presoaking process. And then, these surfactants and builders were chosen to test in the presoaking and refining process, getting some kinds of surfactants with lowest oil content on refined waste silk. Following that, they were tested for best oil-removing effect in mixture.

实验中，选择了滞头原料为试验原料，根据绢纺愿料冶胶量低，含油量高的特点，初步确定了低pH值、低温和加强预浸的工艺方案，然后对所选的各类表面活性剂和助剂进行了预浸、精练工艺试验，从中选出较好的几个品种进行不同类型的复配试验，在复配的基础上试验工艺条件—温度、时间、碱用量对残油率、残胶率的影响确定小样最佳工艺。

But it is good to note that Hemingway's style is deliberate and polished and is never natural as it seems to be, and its simplicity can be disastrously deceptive, as it is highly suggestive and connotative and capable of offering layers of undercurrents of meaning.

但是值得注意的是海明威的风格深思熟虑，精练优美，并且从容自然，他的简洁的文风，并非是如字面那样简单，而是具有丰富的内涵，能够表达意义潜在的各个层面。

The concept of a Bollean algebra was first proposed by the English mathematician George Boole in 1847.Since that time,Boole's original concept has been extensively developed and refined by algebraists and logicians.

布尔代数的概念最初是有英国数学家George Boole于1847年提出来的，从那时起，代数学家和逻辑学家们更广泛的发展了Boole的这一其实概念，并使之更加精练。

3 1 X*{! g5 C+ X K The concept of a Bollean algebra was first proposed by the English mathematician George Boole in 1847.Since that time,Boole's original concept has been extensively developed and refined by algebraists and logicians.

L， a3 M+* O； _6 M 布尔代数的概念最初是有英国数学家George Boole于1847年提出来的，从那时起，代数学家和逻辑学家们更广泛的发展了Boole的这一其实概念，并使之更加精练。

For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降，而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新