社会经济学的

On the basis of an analysis of the present profile of automobile consumer credit in China,a discussion is done on the meaning of its development. This thesis introduces the development of the market of automobile consumer credit overseas, and finds out the reasons why overseas automobile consumer credit leads to the successful development of automobile industry. It also analyses the causes of the slump in the market of automobile consumer credit in the country in aspects of influential elements such as economy,policies,society,consumption norms and so on. It has a deep discussion on some obvious problems in this field. For example,the market of automobile consumer credit is of no scale; the prices of automobiles are high; taxes are heavy and expenses are too much; average residents still have low income and no definite balance between income and predicted expenses; there is no perfect social credit system and individual credit system; there is not enough awareness of credit among the public. Taking theories in the area of industrial economics into consideration,it proposes basic measures of promoting the development of consumer credit in China: building up a credited society,a perfect and sound personal credit system.With credit database as the platform,all parties will be able to share information,improve the credit database,relevant regulations and laws as well as a risk warning system,thus operation and management of the operating entities will be improved,the cost of the practice of consumer credit will be reduced; strengthen the innovation of present financial system,develop financial products corresponding to different groups of customers,improve services,perfect the mode of "bank+insurance+automobile agents",make full use of the interne,adopt the practice of turning credit into securities.

本文在我国现阶段汽车消费信贷现状分析的基础上，对大力发展汽车消费信贷的意义进行了讨论；通过分析国外汽车消费信贷市场的发展概况，解析出国外汽车消费信贷促进汽车产业发展成功的原因；从影响汽车消费信贷市场发展的有关因素如经济环境、政策环境、社会环境和消费习惯等方面分析了我国汽车消费信贷市场现状低迷的症结所在；对中国汽车消费信贷市场的一些明显问题，如汽车消费市场尚未形成规模，汽车价格偏高，税费和使用费用负担沉重，相对较低的居民收入与预期收支不确定，社会信用体系尚未建立，个人信用制度缺失，公众信用意识淡薄等方面进行了深入探讨；立足于产业经济学理论，提出了构建信用社会，建立健全和完善个人信用体系，建立个人资信评估机构和登记制度，引入专业的资信中介机构，以信用数据库平台为基础，各方共享资源，组建客户信用数据平台，完善法规制度建设，建立健全汽车信贷消费的法律体系，建立风险预警机制，提高汽车消费信贷经营主体的经营管理水平，降低汽车信贷业务成本，加大金融制度创新的力度，开发适合不同消费群体的金融产品，提高服务质量，完善"银行+保险+汽车经销商"的汽车信贷模式，充分利用互联网、实行贷款证券化等促进我国汽车消费信贷发展的基本措施。

The dissertation gives a omnifarious textual research into Jiujiang"s economy from the all and the one of Jiujiang and the drainage areas of Yangtse River ,synthetically using the methods of history , intercity science , economics , geography and sociology .This dissertation also goes deep into the conventional function and the switchover of its neoteric role,demonstrating the bidirectional nexus between the inland areas of Jiangxi and Yangtse"s entrepot,based on the angle of the center of Jiujiang"s economic noumenon. It probes into the vicissitude from center to verge in the aspect of Jiujiang"s trade. Eventually This dissertation opens out the incompleteness in the course of the neoteric switchover ,based upon the pectination of Jiujiang"s neoteric switchover in the aspects of economic counterchange , urbanoid development and thesocial flux.This dissertation thoroughly delves the typologic significance of Jiujiang"s economic noumenon in the course of the modern switchover of Chinese cities.

全文综合运用历史学、城市学、经济学、社会学等有关理论和方法，将九江与其所处的江西腹地和长江流域作为一个整体进行了多方位的考察，深入探讨了九江社会的传统功能与近代角色的转换；论证了九江以内外贸易为纽带，与江西内腹地区以及长江贸易中心城市之间互补互动的双向关系；剖析了九江从中心到边缘的变换历程；最后，以九江城市为基点，从经济转型、城市发展、城市社会变迁等方面对九江近代社会的转型进行梳理，揭示了九江近代转型不完整性这一基本特征，进而探讨了九江在中国城市近代转型中所具有的类型学意义。

With the help of information economics, game theory and institutional economics, viewing from history, culture, social credit, property right, information asymmetric and future prediction, this thesis analyzes the underlying reasons of the low SMB entrepreneur credit. It is to build entrepreneur credit evaluation and credit rating system , establish an information spreading system, perfect business property right regulation and protecting personal property, punish those who dare to deceive and dishonest with a heavy hand and improve SMB entrepreneurs' consciousness.

然后运用信息经济学、博弈论和制度经济学等理论，从历史、文化、社会信用大环境、产权、私有财产保护、信息不对称和未来预期等角度分析了中小企业家信用缺失的原因并提出了建立中小企业家征信与信用评价制度、建立完善的信启、传递机制、建立健全个人财产保护与申报制度、建立严格的失信惩戒制度以及加强对中小企业家信用意识的培养教育的治理方案和对策。

Chapter Two reviews former researches on this subject and puts forward the perspective of the writer. Specifically, abroad researches are reflected from sociological, psychological and economical points of view whereas attention is paid to domestic statements in 30s and 80s in the 20th century. Contrastingly, this study pays attention to the influential factors for the formation of prospect in an uncertain situation from socio-psychological, especially socio-cognitive psychological perspective.

第二章则通过回顾对这一问题的相关研究，提出自己的研究视角，具体地说，对国外的研究分别从社会学、心理学和经济学三个方面进行回顾，国内则主要是20世纪三、四十年代的一些论述以及八十年代以后的一些研究，而本研究的视角是从社会心理学尤其是社会认知心理学的角度出发，考察不确定性情景下预期形成的影响因素。

Chapter Two reviews former researches on this subject and puts forward the perspective of the writer. Specifically, abroad researches are reflected from sociological, psychological and economical points of view whereas attention is paid to domestic statements in 30s and 80s in the 20th century. Contrastingly, this study pays attention to the influential factors for the formation of prospect in an uncertain situation from socio-psychological, especially socio-cognitive psychological perspective. Chapter Three deals with the direct association of psychological prospect and the choice of action pattern.

第二章则通过回顾对这一问题的相关研究，提出自己的研究视角，具体地说，对国外的研究分别从社会学、心理学和经济学三个方面进行回顾，国内则主要是20世纪三、四十年代的一些论述以及八十年代以后的一些研究，而本研究的视角是从社会心理学尤其是社会认知心理学的角度出发，考察不确定性情景下预期形成的影响因素。

Latter offerred all sorts of version " impossible sex " theorematic, former the constitutional economics principle that offerred democracy, both is faced with the political economy that is not western society to examine and be amended of practice, especially economic behavior person is right the illuminate of the meaning of balanced behavior, there are different kind and consequence in different society, can cause very different political economy system so.

后者提供了各种版本的&不可能性&定理，前者提供了民主政治的立宪经济学原理，二者都面临着非西方社会的政治经济实践的检验和修正，尤其是经济行为人对均衡行为的意义的阐释，在不同社会有不同的方式和后果，故而可以导致很不同的政治经济制度。

System , all these issues marriage our close attention , I once said that the right theory of economics and high ethical standard are undividable in pursuing social and economic development we should always give high priority and pay very close attention to the poor people and disadvantage groups in our society because those people still account for the majority of our population

我曾经讲过，一个正确的经济学同高尚的伦理学是不可分离的。也就是说，我们的经济工作和社会发展都要更多地关注穷人，关注弱势群体，因为他们在我们的社会中还占大多数。

This paper criticizes some theories about value of natural resources, explains the value of forest resources with Marx's labor axiology,thinks that the value is determined by the labor-time in socially necessary on utilized the worst woodland which based social wants in process of reproduction of forest resources,not by the total price of various use value.It puts forward that the value of a use value of forest resources is a compensation of stated value of forest resources on this use value,and its compens...

该文批判了西方有关自然资源的效用论、地租论和传统马克思主义经济学中的无价论、实用论，运用马克思劳动价值论解释森林资源的价值，认为其价值量决定是由森林资源再生产中已利用的最差等级林地的以社会需要为基础的社会必要劳动时间决定的，而不是森林各种使用价值的加总，各种使用价值的价值量是一定的森林资源价值量在该使用价值上的分摊量，其价值补偿是成本补偿而不是效益补偿。

As a whole, this article investigates the investment effect problem from a new view of regional economics. It covers the economic, social and ecological effect of regional investment; it defines the concepts of investment effect and regional investment effect, deciphers the connotation, classification and influential factors of investment effect, and establishes a basic theory framework of investment effect research; constructs a fire-new regional investment effect evaluation model that could evaluate comprehensively the economic, social and ecological effect of regional investment, including evaluation index system and evaluation method, which supplies the gap of regional investment effect evaluation in academic community.

总体上看，本文从区域经济学这一新的视角研究投资效应问题，内容涵盖了区域投资的经济效应、社会效应和生态环境效应；界定了投资效应、区域投资效应的概念，解读投资效应的内涵、分类与影响因素，建立了投资效应研究的基本理论框架；构建一个对区域投资的经济效应、社会效应和生态环境效应进行综合评价，包括评价指标体系和评价方法在内的全新的区域投资效应评价模型，弥补了学术界在区域投资效应评价方面的空白。

The dissertation puts forward that culture capital as a sort of non-economic element is able to produce tremendous economic value and straightway impel enterprise"s sustainable development, in which main content is that system culture, innovative inspirits, inter-human trust and ecological ethics is the key and core element affecting enterprise development after adopting other subjects" research fruits.

论文提出和界定了文化资本的范畴，认为企业制度文化、企业家的创新精神、企业中的人际信任和企业生态伦理是影响企业发展的深层次因素和核心要素；论文主要吸收和运用了经济增长学说中的文化因素影响论、管理学中的企业文化理论、社会文化学中的人际信任理论和环境经济学中的生态伦理论、制度经济学中的非正式制度理论等的最新研究成果，提出文化资本作为一种非经济因素，也可以创造巨大的经济价值，并直接推动着企业的持续发展。

Breath, muscle contraction of the buttocks; arch body, as far as possible to hold his head, right leg straight towards the ceiling (peg-leg knee in order to avoid muscle tension).

呼气，收缩臀部肌肉；拱起身体，尽量抬起头来，右腿伸直朝向天花板（膝微屈，以避免肌肉紧张）。

The cost of moving grain food products was unchanged from May, but year over year are up 8%.

粮食产品的运输费用与5月份相比没有变化，但却比去年同期高8％。