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And thus I met Lorimer Davidson, Assistant to the President, who was later to become CEO. Though my only credentials were that I was a student of Graham's,"Davy" graciously spent four hours or so showering me with both kindness and instruction. No one has ever received a better half-day course in how the insurance industry functions nor in the factors that enable one company to excel over others. As Davy made clear, GEICO's method of selling - direct marketing - gave it an enormous cost advantage over competitors that sold through agents, a form of distribution so ingrained in the business of these insurers that it was impossible for them to give it up. After my session with Davy, I was more excited about GEICO than I have ever been about a stock.

就这样我遇到了当时还是副总裁的Lorimer Davidson,后来他成为GEICO的总裁,虽然我唯一的经历背景只是葛拉汉的一名学生,大卫还是很好心的花了四个小时左右的时间,好好地给我上了一课,我想大概没有人能够像我这样,可以幸运地接受如何经营保险业的半天课程,大卫很坦白地告诉我,GEICO的竞争优势在于-直接行销,这使得该公司相较于一般竞争同业必须透过传统的业务仲介的经营方式所负担的成本要低得许多,后者受限传统无法摆脱行之有年的行销网络,而在上过大卫的课之后,GEICO也成为我有生以来觉得最心动的一支股票。

Cosette on her arrival had placed her blotting-book on the sideboard in front of the mirror, and, utterly absorbed in her agony of grief, had forgotten it and left it there, without even observing that she had left it wide open, and open at precisely the page on which she had laid to dry the four lines which she had penned, and which she had given in charge of the young workman in the Rue Plumet.

珂赛特昨晚一到家,便把她的吸墨纸簿子放在碗橱上的镜子跟前,她当时正愁苦欲绝,也就把它丢在那里忘了,甚至没有注意到是她让它开着摊在那里的,并且摊开的那页,又恰巧是她在卜吕梅街写完那几行字以后用来吸干纸上墨汁的那一页。

Beijing gold to the company's brand promotion manager Roddy said Yizhuang leading to the city public transport, only 34 lines, but there are private cars for the city is very convenient, tricyclic tetracyclic Wuhuan road can go to the World Trade Bridge from Yizhuang only need about 15 minutes, so no traffic pressure now.

北京金公司的品牌推广经理罗迪说,亦庄,导致城市公共交通,只有34行,但也有私家车的城市十分方便,三环四环五环路可到世界贸易大桥亦庄只需约15分钟,所以现在没有任何的交通压力。

To supply this want I was at a great loss; for of all trades in the world I was as perfectly unqualify'd for a stone-cutter, as for any whatever

至于如何做石臼,我也一筹莫展。三百六十行中,我最不懂的就是石匠手艺了,更何况没有合适的工具。

Are International human rights organization, such as "Amnesty International" and "Journalists without Border", only targeting China or are they just being used? Is there any possibility that we could engage a direct dialogue with them to improve relationships? Why has the famous German weekly, the mirror, been issued articles based on unscrutinizing research to smear the image of China? Does this have anything to do with the German government's policies towards China? How should China respond and adjust its foreign policy in turn? Why did some Korean netizens curse so viciously after China's Sichuan earth quake? We had been such big fans of Korean culture, but how do they treat us in return? Why do so many foreigners still believe that Chinese still wear robes and have queues? How to let more foreigners know what modern China really like? when some of our compatriots leave the country and behavior inappropriately, were these details responsible for our negative impressions by some foreigners or did they weight more on it? Look before you leap.

像&大赦国际&&记者无疆界&这样的国际人权组织是不是只针对中国,他们是不是被利用,我们有没有可能与他们直接对话传递信息改善关系;德国著名的《明镜》周刊为什么近段时间频发不基于严谨事实调查而有损于中国形象的封面文章,这和德国执政者的对华政策有何关系,中国在外交上如何应对和调整;韩国部分网民为什么对中国的四川大地震有如此狠毒的诅咒,我们曾如此&哈韩&,而韩国人对中国到底是怎样的态度;为什么还有那么多外国人认为中国人还是穿袍子留辫子的,怎样让更多的老外了解真实的当代中国;某些国人出国期间表现出不恰当的行为举止时,这些细节是不是也是某些外国人对中国负面印象的缘起或加重码……请三思而后行。

For example a rightness of men and women carried on getting married register according to the procedure of the law provision, receiving to get married a certificate, even they basically not agree with to match to get married the substance important item, going fellow traveller from now on, also ignoring it whether with husband and wife name the cohabitation has cohabitation perhaps, it is still husband and wife to have a marital relationship.

例如一对男女按照法律规定的程序进行了结婚登记,领取了结婚证,即使他们根本不符合结婚实质要件,从此以后行同路人,也不管其是否以夫妻名义同居或者有没有同居,其仍是夫妻具有婚姻关系。

It would be fallacious, however, to conclude from this single-year result that the super-cat business is a wonderful one, or even a satisfactory one. A simple example will illustrate the fallacy: Suppose there is an event that occurs 25 times in every century. If you annually give 5-for-1 odds against its occurrence that year, you will have many more winning years than losers. Indeed, you may go a straight six, seven or more years without loss. You also will eventually go broke. At Berkshire, we naturally believe we are obtaining adequate premiums and giving more like 3 1/2-for-1 odds.

伯克希尔本身很适合从事霹雳猫保险的业务,我们有业界最优秀的经理人 Ajit Jain,此外从事这行需要相当雄厚的资金实力,在这点我们公司的净值大概是其他主要竞争对手的 10 到 20 倍,对大部分的保险业务而言,背后所拥有的资源还不是那么地重要,一家保险公司可以很轻易地就把它所承担的风险分散出去,若有必要,也可以降低险种集中度以减低风险,但是对霹雳猫保险这种特殊的保险就没有办法这样子做,所以其它的竞争同业只能被迫降低理赔的上限来因应,而要是他们胆敢承担更高的风险,则一个超大型的意外灾害或是连续发生几个较小型的灾害,就有可能让他们粉身碎骨。

Mrs. Bennet was diffuse in her good wishes for the felicity of her daughter, and impressive in her injunctions that she would not miss the opportunity of enjoying herself as much as possible; advice, which there was every reason to believe would be attended to; and in the clamorous happiness of Lydia herself in bidding farewell, the more gentle adieus of her sisters were uttered without being heard.

班纳特太太口口声声祝她女儿幸福,又千叮万嘱地叫她不要错过了及时行乐的机会───这种嘱咐,女儿当然会去遵命办理;她得意非凡地对家里人大声叫着再会,于是姐妹们低声细气地祝她一路平安的话,她听也没有听见。

I have lost no time, and since then, I have seen the spy . He confirms me.

我没有浪费时间,立即去找了行个密探,他也证实了我的看法。

I stirr'd him a little to see if I could get him out, and he essay'd to get up, but was not able to raise himself; and I thought with my self, he might even lie there; for if he had frighted me so, he would certainly fright any of the Savages, if any of them should be so hardy as to come in there, while he had any Life in him.

我奉劝那些三思而后行的人,如果在他们的生活里,也像我一样充满了种种出乎寻常的变故,或者即使没有什么出乎寻常的变故,都千万不要忽视这种上天的启示,不管这种启示是什么看不见的神明发出的。

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For a big chunk of credit-card losses; the number of filings (and thus charge-off rates) would be rising again, whether

年美国个人破产法的一个改动使得破产登记急速下降,而后引起了信用卡大规模的亏损。

Eph. 4:23 And that you be renewed in the spirit of your mind

弗四23 而在你们心思的灵里得以更新

Lao Qiu is the Chairman of China Qiuyang Translation Group and the head master of the Confucius School. He has committed himself to the research and promotion of the classics of China.

老秋先生为中国秋阳翻译集团的董事长和孔子商学院的院长,致力于国学的研究和推广。