无风险的

Diversification effect is the key to the economic capital allocation, the consistency of principle Meeting no undercut and the corresponding gradient method was introduced to the economic capital allocation; the residual risk based on the risk and cost also was introduced to the allocation of economic capital.

组合效应是经济资本配置的关键，满足无缩减性的一致性原则及相应的梯度法被引入到经济资本配置的研究中；基于风险和成本相统一的风险残余法也被引入到经济资本配置的研究。

C Where the assured has no insurable interest throughout the currency of the risk, the premium is returnable, proviede that this rule does not apply to a policy effected by way of gaming or wagering; Where the assured has a defeasible interest which is terminated during the currency of the risk, the premium is not returnable; Where the assured has over-insured under an unvalued policy, a proportionate part of the premium is returnable; Subject to the foregoing provisions, where the assured has over-insured by double insurance, a proportionate part of the several premiums is returnable; Provided that, if the policy are effected at different times, and any earlier policy has at any time borne the entire risk, or if a claim has been paid on the policy in respect of the full sum insured thereby, no premium is returnable in respect of that policy, and when the double insurance is effected knowingly by the assured no premium is returnable.

c 如果在整个风险存在期间，被保险人无保险利益，保险费可予退回，但这一规则对赌博性保险单不适用。如果被保险人的可撤销的利益于风险存在期间终止，则保险费不能退回。如被保险人不定值保险单中超额保险，保险费得按比例退还一部分。除前述条款另有规定外，若被保险人经重复保险而超额保险，几笔保险费按比例退还。但是，如果几份保险单在不同时间开始生效，任何较早订立的保险单已在任何时间承保整个保险，或保险单已就全部保险金额支付赔偿，该保险单项下的保险费不能退回；若被保险人在明知的情况下订立重复保险，保险费不予退还。

This article estimates the extreme loss distribution with extreme value theory, estimates the shape parameter with HKKP estimator, which is unbiased to small sample data, selects the right threshold by selecting smallest mean square error of the estimated cumulative distribution function and empirical cumulative distribution function and based on the extreme value theory method, this article estimates the extreme loss distribution and the p-percentile operational loss under certain believe range for Chinese commercial banks, then calculates the operational risk supervise capital.

本文利用极值理论对中国商业银行操作损失极端值分布进行估计，针对尾参数估计的来用传统Hill佑计对小样本数据容易产生偏倚的情况，提出了采用Hill佑计的改进―小样本无偏估计的HKKP佑计来估计操作损失的尾参数，针对由于阈值确定不准确导致结果偏差大的情况，采用最小化估计的累计概率分布与经验累计概率分布平均平方误差的方法确定较精确的阈值，估计出给定置信水平下操作风险损失的分位数，从而使得中国商业银行操作风险监管资本的测定成为可能。

Purpose: dust filter in air conditioning ventilation program Speciality: utilize ultrasonic thermo-melt techniques;have firm structure but depreessed cracking;adopt high-quality electrostatic nonwovens with pockets;diffluent equally,keep pockety,reduce consumption and make full use of filter materials;without the danger of old fiber glss rupturing and the discomfort to human,as well as the condition of breeding microbe;long working life.

特性： 采用热融工艺，结构稳定，降低破漏风险；采用长效静电无纺布，内衬小口袋，既分流，均流，又保持袋形，降低损耗，充分利用滤料；无旧式玻纤断裂的危险及对人体造成的不适，无导致微生物滋生的条件，而且有较长的使用寿命，最高使用温度可达80

After adjustment for risk factors for CAD at baseline, 5-year annualized cardiovascular event rates were 16.0% in women from the WISE study with nonobstructive CAD (defined as stenosis in any coronary artery of 1% to 49%) vs 7.9% in the women from WISE with normal coronary arteries (defined as 0% stenosis in all coronary arteries) and 2.4% in asymptomatic women from WTH P??.

校正开始时的CAD风险因素之后，WISE研究中，无阻塞性CAD(定义为任何冠状动脉1%至49%狭窄)妇女的五年年度心血管事件比率为16.0%，WISE研究中，正常冠状动脉(定义为任何冠状动脉为0%狭窄)妇女的此一比率为7.9%，WTH无症状妇女的此一比率为2.4%(P≦。002)。

The price pricking beer is 3 5 times higher than familiar equal amounts beer , investigates whose cause to have several aspect down: One, has been fresh beer because of it , has kept fine taste of beer and nutrition; That sterile condition demands is strict among it's two , procedure of production, equipment investment is big, be going to want the strict sterility course film fliteration or hole fliteration, besides all microorganism , beer barrel and production environment before irrigating dress; It's three , marketing way have been unique , had been going carrying out the carbon dioxide cooling down and supplementing by the fact that fresh beer sells machine, have made use of carbon dioxide pressure to give beer and , have avoided beer contacting air but have produced oxide taste; It's four, has been that scheduled time is not long because of barrelled fresh beer guarantee quality , the dealer has born certain risk, if being able to not sell out in time, meeting bring about very big economic losses.

扎啤的价格比同等量的熟啤酒高3—5倍，究其原因以有下几个方面：其一，因为它是鲜啤酒，保持了啤酒良好的口味和营养；其二，生产过程中，无菌条件要求严格，设备投资大，在灌装前要经过膜过滤或孔过滤，除去所有的微生物，啤酒桶和生产环境也要严格无菌；其三，销售方式独特，要过通过鲜啤酒销售机进行降温和补充二氧化碳，并利用二氧化碳压送啤酒，避免了啤酒接触空气而产生氧化味；其四，是因为桶装鲜啤酒的保质期不长，经销商承担了一定的风险，如果不能及时售出，会造成很大的经济损失。

Fifty-one percent of the asymptomatic risk drinkers had experienced the recurrence of alcohol dependence symptoms, compared with 27.2 percent of low-risk drinkers and 7.3 percent of abstainers.

％的无症状风险喝酒的经历再次发生酒精依赖的症状，相比之下， 27.2 ％的低风险饮酒者和7.3 ％戒除。

The appearance of NVOCC links up the relation of owners cargo and common carriers,and makes the market of foreign trade transportation activity,decrease the transportation cost in some extent.But in another aspect,NVOCC take part in the whole procedure of transportation,the legal relation of consigners and common carriers was blocked,and this will add risks of the consigners.

无船承运人的出现，沟通了货主和远洋公共承运人之间的联系，活跃了外贸运输市场，在某种程度上降低了中小货主的运输成本，但是，另一方面无船承运人参与整个运输过程，阻断了货主托运人与远洋公共承运人之间的法律联系，可能增加货主托运人的风险。

Borrowers should have the following conditions : assets with adequate liquidity; Its self-operating with the relevant provisions of the China Securities Regulatory Commission rate risk control; China Securities Regulatory Commission has been withdrawn in accordance with the transaction risk reserve; In the recent year of operation did not appear significant violations of regulations or discipline.

借款人应具备以下条件：资产具有充足的流动性；其自营业务符合中国证监会规定的有关风险控制比率；已按中国证监会规定提取足额的交易风险准备金；在近一年内经营中未出现重大的违规违纪行为，现任高级管理人员和主要业务人员无任何重大不良纪录；上一年度公司经营正常，未发生经营性亏损；未挪用客户交易结算资金。

In fact, it was similar to that for sustained high-normal BP or hypertension.

实际上，它的风险与持续过高血压或高血压的风险无明显差异。

In the negative and interrogative forms, of course, this is identical to the non-emphatic forms.

。但是，在否定句或疑问句里，这种带有"do"的方法表达的效果却没有什么强调的意思。

Go down on one's knees;kneel down

屈膝跪下。。。下跪祈祷