无意识的行为

The result of this Structural Equation Model shows money attitude and risk tolerance scale, using saving as an independent variable showed that there was no significant influence among them; using debt as the independent variable, the power/Prestige factor has significant influence. In other words, people who tend to see money as the solution to problems are more likely to borrow. In addition, Power/Prestige factor (people who tend to see money as the solution of problems), Retention/Time factor (people tend to perceive that they budget their money.) and high risk tolerance factor has significant influence on investing.

实证结果显示，金钱态度与风险容忍度对储蓄与否均无显著影响，金钱态度中的权力/名望对借贷者行为有影响：倾向将金钱视为解决所有问题的方法的人较易有借贷行为；此外，金钱态度中的权力/名望、保留/时间二项因素以及风险容忍度对投资行为有显著影响：越将金钱视为解决问题的方法以及金钱时间观念重的人，也就是意识到将来老年生活或是未来金钱来源者，以及对於风险容忍度高的人倾向从事投资。

This action connoted by a liberal education lies wholly apart from what Newman claims is the danger of his own time: the enfeebling of the mind by a unmeaning profusion of subjects, as if we could be almost unconsciously enlightened by the mere multiplication of volumes.

自由教育反映了这种行为完全脱离了纽曼那时认为的危险：对那些毫无意义的繁多的知识的学习导致心智的衰弱，就好像以为我们可以无意识地知识量的增多中得到启发。

The split between the two groups can hardly be papered over.

这两个团体间的分歧难以掩饰。

This approach not only encourages a greater number of responses, but minimizes the likelihood of stale groupthink.

这种做法不仅鼓励了更多的反应，而且减少跟风的可能性。