无信用

These problems that seriously injury the public benefits of the country and the society seriously perplex China's process of entering modernity and the vacuum in legislation reassures and emboldens the malfeasances, how to dispel this state of legal state?

当今社会，经济领域出现的市场信用缺失、国有资产流失、环境公害案件日趋严重、弱势群体求助无门等等严重损害国家和社会公共利益的问题严重困扰着中国进入现代化的进程，而立法的真空更是让这些不法行为有恃无恐，如何消除这一法律阴影状态？

If the U.S. was running a $.6 trillion current-account surplus, commentators worldwide would violently condemn our policy, viewing it as an extreme form of "mercantilism"– a long-discredited economic strategy under which countries fostered exports, discouraged imports, and piled up treasure. I would condemn such a policy as well. But, in effect if not in intent, the rest of the world is practicing mercantilism in respect to the U.S., an act made possible by our vast store of assets and our pristine credit history. Indeed, the world would never let any other country use a credit card denominated in its own currency to the insatiable extent we are employing ours. Presently, most foreign investors are sanguine: they may view us as spending junkies, but they know we are rich junkies as well.

换个角度来说，如果美国现在享有的是 6，000 亿美元的贸易顺差的话，其它国家一定会立刻跳出来谴责我们的贸易政策，将之视为重商主义，也就是长久以来，为人所垢病的鼓励出口，压抑进口，囤积财富的经济政策，我对这种做法也期期以为不可，但事实上就算不是有意的，目前世界上其它国家确实正对美国实行重商主义，觊谀我国丰厚的资产以及深厚的家底，确实除了美国以外，世界上再也没有其它国家可以享有几乎无上限的信用额度，截至目前为止，大部份的外国人还是相当乐观，他们认定我们是花钱如流水的败家子，而且是极其富有的败家子。

If the US was running a $.6 trillion current-account surplus, commentators worldwide would violently condemn our policy, viewing it as an extreme form of "mercantilism"– a long-discredited economic strategy under which countries fostered exports, discouraged imports, and piled up treasure. I would condemn such a policy as well. But, in effect if not in intent, the rest of the world is practicing mercantilism in respect to the US, an act made possible by our vast store of assets and our pristine credit history. Indeed, the world would never let any other country use a credit card denominated in its own currency to the insatiable extent we are employing ours. Presently, most foreign investors are sanguine: they may view us as spending junkies, but they know we are rich junkies as well.

换个角度来说，如果美国现在享有的是6000亿美元的贸易顺差的话，其他国家一定会立刻跳出来谴责我们的贸易政策，将之视为重商主义，也就是长久以来，为人所垢病的鼓励出口、压抑进口、囤积财富的经济政策，我对这种做法也期期以为不可，但事实上就算不是有意的，目前世界上其它国家确实正对美国实行重商主义，觊谀我国丰厚的资产以及深厚的家底，确实除了美国以外，世界上再也没有其它国家可以享有几乎无上限的信用额度，截至目前为止，大部份的外国人还是相当乐观，他们认定我们是花钱如流水的败家子，而且是极其富有的败家子。

The meaning of forgey in various legislation comprises visible forgery and invisible forgery.Visible forgery is the man,who has no right to make documents,personates other's nominal and makes documents.Invisible forgery is the man,who has right to make documents,makes false documents.The difference between them is whether the nominal person and manufacturer are identical.The purpose of penalizing invisible forgery is it infringes upon documents' evidence.

对于伪造，我国学说和司法实践较为关注无制作权限人的非法制作文书的行为，对有制作权限者所从事的制作内容虚伪文书行为却重视不够，但从伪造文书罪的保护法益来看，无形伪造的行为也侵犯了文书的社会信用，有必要加以刑事处罚；另外，在理论上和实践中区分两种不同情形的伪造，有利于明确刑事立法的宗旨，推动立法的改进和理论研讨的深入。

As a personal customer, if your loan from ICBC is over RMB 500,000 and repaid for continuous two years without any bad credit record, you will have the priority to get ICBC Credit Card (including Peony International Credit Card, Peony Credit Card, and Peony Quasi Credit Card), and your card's first year annual fee is exempt.

在工行贷款金额50万元以上，且连续两年正常还款、无不良信用记录的个人客户，可优先申请工行信用卡（包括牡丹国际信用卡、牡丹贷记卡、牡丹准贷记卡），并免除一年年费。

A second larger wave of residential housing mortgage failures;(2) The first big wave of auto loan failures and repossessions;(3) Over $40 billion in credit card defaults, smashing the bank lenders;(4) The first wave of commercial mortgage failures and foreclosures on shopping malls, office buildings and other commercials;(5) And finally, the grand smashing finale of CDS Credit Default Swaps originated with No margin money or down payments!

在明年春天，我们看到：（ 1 ）第二次大浪潮住宅按揭失败；（ 2 ）第一大浪的汽车消费贷款的失败和收回；（ 3 ）超过400亿美元的信用卡违约，打破了银行贷款；（ 4 ）第一批失败和商业抵押贷款抵押品赎回权的购物商场，办公楼和其他商业广告；（ 5 ），最后，大砸最后的CD信用违约互换起源无保证金资金或订金！

An unsecured bond is called a debenture bond; its value rests upon the general credit of the corporation.

没有担保的债券称为信用债券或无担保债券，其价值取决于公司的综合信誉。

However, as the name（read－only memory）implies, CD disks cannot be written onorchanged in any way.

然而，正如其名字所指出的那样，CD盘不能写，也不能用任何方式改变其内容。

Galvanizes steel pallet is mainly export which suits standard packing of European Union, the North America. galvanizes steel pallet is suitable to heavy rack. Pallet surface can design plate type, corrugated and the gap form, satisfies the different requirements.

镀锌钢托盘多用于出口，替代木托盘，免薰蒸，符合欧盟、北美各国对出口货物包装材料的法令要求；喷涂钢托盘适用于重载上货架之用，托盘表面根据需要制作成平板状、波纹状及间隔形式，满足不同的使用要求。