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Banks and other creditors enjoy higher priority in impounding mortgages or other securities from insolvent debtor s.

已作为银行贷款等债权的抵押物或者其他担保物的财产,银行和其他债权人享有就该抵押物或者其他担保物优先受偿的权利。

The financial sector is too big throughout the overdeveloped world in part because much of it enjoys a free state guarantee against default on its unsecured debt.

过度发达的国家的金融部门普遍过于庞大,部分原因在于,金融业的无担保债务违约大多享受着免费的国家担保

In order to improve the guarantee behavior, China promulgates some corresponding laws and regulations to restrict strictly to the guarantee.

为了规范担保行为,我国相继颁布相关的法律法规,通过担保法等对担保行为进行了严格的界定和约束。

Bases on the outline of priority, the first part analyze the priority"s concept and characteristics, and promulgates the priority"s nature and potency thoroughly. The priority is thought to be a legal guarantee real right, and has the real right and the guarantee. Its potency mainly included first receives recompenses potency, the former generation position potency, overtakes potency and the prioritys cis-position four aspects.

第一部分从优先权的概述切入,分析了优先权的概念及特征,并深入揭示了优先权的性质和效力,认为优先权是一项法定的担保物权,具有物权性和担保性,其效力主要包括优先受偿效力、物上代位效力、追及效力及优先权的顺位四个方面。

Having allowed a belief in state-backing for Dubai World to become entrenched, the state's decision not to guarantee its debts therefore looked like reneging.

在放任&迪拜世界拥有政府担保&的信念变得根深蒂固之后,迪拜政府作出不担保其债务的决定看似有些背信。

Part three mainly explores therelationship between risk bearing and concerning systems,putting forward opinions such as that iffault guarantee liability of goods is not the obstacle of the transference of risk bearing,transference of risk bearing is not the obstacle of fault guarantee liability of goods;if the sellerdelivers the object to the delivery place according to the contract or the legal provisions while thebuyer does't accept the goods according to the agreement,or the goal of contract can't beachieved because that the object's quanlity can meet the requirement of the contract,the buyerrefuses to accept the object or rescinds the contract,the occupant has the obligation to keep it ingood condition and prevent the enlargement of damage or ease the damage according to theprinciple of good faith.

第二节,主要探讨了风险负担与相关制度的关系。如认为物的瑕疵担保责任不阻碍风险负担的移转,风险负担的移转亦不排斥物的瑕疵担保责任;在出卖人按照约定或依照法律的规定将标的物置于交货地点而买受人违反约定没有收取时,或者因标的物质量不符合质量要求,致使不能实现合同目的的,买受人拒绝接受标的物或解除合同的,货物的占有者或代为保管者基于诚实信用的原则应尽妥善保管的义务,防止损害的扩大或减轻损害。

When possession of the p ledge is dep rived, thep ledgee is entitled to regaining the possession.

担保物占有被侵夺时,担保物权人得请求占有之回复。

This supervisal system consists of prudence management, operation management and market self-discipline management; includes two administrative levels: center and district; contains market admittance, information publicity, operation procedure, market seceding, claim process and credit rating system.

对于工程保证担保市场监管问题,笔者从立法的角度,设计了一个分层次的监管体系,其中包括了审慎管理、业务管理、市场自律管理三个方面,分了中央和地方两个层次,涵盖了市场准入制度、信息披露制度、业务运行制度、市场清出制度、担保赔付制度和信用评级制度。

In order to solve the problem of credit stinting in the loan operation of commercial banks in our country, we should borrow the experience of the American government to build the second class market, etc. we should jump Out of the thinking inertia only in the risk to find the countermeasure, and encourage the lenders to lend according to the bank interest combined with guarantee measures.

要解决这一问题,应借鉴美国联邦政府运用担保、建立学生贷款二级市场和支付特别津贴等财政性激励手段,解决放贷资金风险性大、流动性差和获利困难等问题的经验,跳出只在&风险性&上寻找对策的思维定势,围绕贷方利率并结合担保等手段激励贷方放贷。

The defect of the system design is obvious.the author suggests that mortgagee should be qualified direct right of claim over subrogating object and definite the related obligation for the obligor of subrogating object,and then perfect other related systems of security law.

物权法中担保物权物上代位制度的设置,并未解决原制度构架中存在的问题和缺陷,建议立法中明确抵押权人对代位物的直接请求权和代位物给付义务人的相关义务,并对担保物权其他相关法律规范加以完善。

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