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The experience with mortgage securitization in the United States suggests a number of ways to achieve this end:(1)Securities based on government insured mortgages.(2)Securities issued by government-guaranteed conduits.(3)Securities issued with high quality private credit enhancement (such as over-collaterlization).

美国在抵押安全系统方面的经验提议一些达到这个目的的方式: 1证券根据政府被保险人抵押 2证券经过由政府保证的输送管道 3证券增加高质量私有信用**拼错了,是over-collateralization。。。

A subprime borrower has been defined by the 2001 Interagency Expanded Guidance for Subprime Lending Programs as one who displays a range of credit risk characteristics on a general basis which includes, among other things, two or more 30-day delinquencies in the last 12 months; judgment, foreclosure, repossession, or charge-off in the prior 24 months; bankruptcy in the last five years; or a debt service-to-income ratio of 50 percent or greater.

阿优抵押人已被定义为一个谁上显示一般基础,包括信用风险特征的范围由2001年间扩大指导次级抵押贷款程序,除其他外,两个或两个以上30天的拖欠,在过去12个月;判决,取消抵押品赎回权,收回,或撇在前24个月;破产,在过去5年;或偿债到百分之五十或更高收入的比率。

Germany's economic machine is made of honest iron and steel, not subprime mortgages, collateralised debt obligations and other financial chicanery.

德国的经济机体是由坚实的钢铁制成的,而不是靠抵押贷款、抵押债务或其他金融欺诈。

Another is using of collateral device in loan contract,and this mechanism is indirect.

一种是对信用信息的直接生产机制,该机制可以减少信贷市场的信息不对称;一种是通过设置抵押条款,发挥抵押对信用信息的间接信号传递功能。

If any uncalled capital of the company is included or charged by any mortgage or other security, the directors may, by instrument under the seal, authorize the person in whose favour such mortgage or security is executed, or any other person in trust for him, to make calls on the members in respect of such uncalled capital, and the provisions hereinbefore contained in regard to calls shall, mutatis mutandis, apply to calls made under such authority, and such authority may be made exercisable either conditionally or unconditionally, and either presently or contingently, and either to the exclusion of the directors' powers or otherwise, and shall be assignable if expressed so to be.

如有多余或列入公司资本收取任何抵押或其它安全董事可借下文书印章、授权的人赞成此种抵押或担保签或其他任何人对他的信任,呼吁大家要对这些多余的资金,并规定,对于来电hereinbefore所载应比照适用于在此打出管理局而这种权威可以有条件或无条件要么行使,无论目前还是伊拉克第纳尔,要么排斥和董事职权或者并表示,如果这样,应可转让。

16 During the continuance of this security the Borrower shall not assign, mortgage, charge or otherwise dispose, part with possession or make any arrangement for the sharing of the Property or any part thereof or any interest therein or accept surrender of any lease or tenancy thereof or cause or permit any second or further legal charge or mortgage to be effected or charging order to be created on the Property or in any way encumber assign or otherwise dispose of the equity of redemption therein or diminish, jeopardise or prejudice the security hereby created to the Lender or permit the same to be done without the prior written consent of the Lender and then only in accordance with such conditions as the Lender may stipulate in such consent

9.16 在本抵押存续期间,未经贷款人事先书面同意,借款人不得将物业或其任何部份或其中权益转让、按揭或设定押记,或以其他形式处置、放弃管有或安排共享物业或其任何部份或其中权益;或就物业或其任何部份接受退租;或促使或容许就物业作出第二或更多押记或按揭,或设定押记令;或以任何方式为物业的衡平法赎回权设立产权负担,或出让或以其他形式放弃物业的衡平法赎回权;或缩减、危及或损害藉本契据向贷款人所作的抵押。即使获贷款人事先书面同意,亦只可遵照贷款人在该同意书所列条件作出

Part B is a brief introduction to the development process of the legal system of housing mortgage loan in China and the United States.

第二部分概要介绍了中国的住房抵押贷款法律制度和美国的住房抵押贷款法律制度的发展进程。

Registry is needed to make ship finance, but only those who are qualified can make hypothec, and these qualification are usually prescribed by law.

第二章从抵押及登记制度的角度论述合同双方当事人在船舶抵押贷款关系中的权利和义务及对各自利益的保护。

This article begins with the definition of the securitization of the real estate, then with the present situation of our country to do the necessity and feasibility study, at last it comes to the conclusion that our country has the factor to do the securitization of the real estate, but to do it at large scale still exist some impassible barriers.

本文从住房抵押贷款证券化的基本涵义说起,,结合我国现状进行了必要性和可行性分析,得出了我国已初步具备开展住房抵押贷款证券化的条件的结论,但要"大规模"开展仍存在一些障碍。

The part clear which law housing mortgage bond insurance should apply,how to choose litigator.

明确住房抵押贷款保证保险适用的法律、诉讼主体如何进行选择,重点论述住房抵押贷款保证保险合同中常发生争议的问题,包括保证保险合同的独立

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