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It is a first mortgage at 80% of the purchase price with a 20% second mortgage.

这是首次在抵押货款的80%与20%,其次抵押。

The Chattel Mortgage Registration Certificate affixed with the signatures or seals of both parties to the mortgage contract, and

经抵押合同双方当事人签字或者盖章的《动产抵押登记书

Forex.com shall have the right to sell, pledge, rehypothecate, assign, invest, commingle and otherwise use any Collateral it holds including, but not limited to, using the

权出售、再抵押、转让、投资、混合及以其它方式使用所持的抵押品(包括,但不限於,以合同作抵押为 Forex.com 借款),客户没有权利为上述行为提起索赔或类似的权

As fixed-income securities, MBS have default risk, interest risk, liquidity risk and reinvestment risk. On the other hand, MBS have their own riskaprepayment risk.

作为一种固定收益证券,住房抵押贷款债券也具有违约风险、利率风险、流动性风险和再投资风险;而住房抵押贷款债券还有其特有的风险——提前偿付风险。

Finally from MBS we put forward the idea of housing mortgage loan securitization and corresponding policy suggestions.

最后直接从住房抵押支持证券MBS本身出发提出我国实施住房抵押贷款证券化的总体构想并提出政策性建议。

Mortgage companies are different from the other financial institutions in that they do not keep the mortgages they originate but rather sell them in blocks to large investors such as life insurance companies and pension funds.

抵押公司与其它金融机构不同之处在于,前者并不保留他们开出的抵押合同,而是把合同成批地卖给大投资商,例如人寿保险公司和养老金组织。

The banks had no relationship with the mortgage-holders or companies from whose borrowings their mincemeat securities were reconstituted.

通过从抵押贷款持有人或公司的借款,杂烩债券得到重组,但银行同抵押贷款持有人或持有公司并没有关系。

The properties of these loans vary, with longer-term loans (5 years or longer) often being at fixed interest rates and having restrictions on prepayment, while shorter-term loans (1-3 years) are usually at variable rates and freely prepayable.

购房者直接贷款的银行只是中介性质,而房利美这样的抵押贷款机构存在的意义一个是出于政府政策支持中低收入和少数民族买方,一个是通过MBS增加抵押贷款的流动性,扩大住房市场的抵押资金流,它们赚取的是利差和担保的担保费,真正的本息和相当的风险应该是转给投资者的。

Because the mortgage of uncompleted building legal nature is the present theory dispute hot topic, therefore the article analyzed the real estate mortgage to mediate the right emphatically to pawn said that, obtained the author regarding the mortgage of uncompleted building qualitative soon mortgage of uncompleted building minute stage analysis, recognized before completion pawned the loan after the right but to be completed for the real estate mortgage loan, afterwards also mediated the new guarantee real right to the scientific theory or principle existence accurate mortgage to say has made the critique, the affirmation this article viewpoint rationality, finally through to remised the guarantee the introduction, will attempt to solve the future to legislate whether located mortgage in remises the guarantee the dispute.

由于楼花按揭的法律性质是目前理论争议的热点问题,故本章着重分析了不动产抵押说和权利质押说,得出笔者对于楼花按揭的定性即将楼花按揭分阶段分析,认定竣工前为权利质押贷款而竣工后为不动产抵押贷款,随后又对学理界存在的准抵押说和新型担保物权说做了批判,肯定本文观点的合理性,最后通过对让与担保的介绍,试图解决未来立法中是否将按揭定位于让与担保的纷争。

Joshua Rosner, an analyst at Graham Fisher, a research firm, who was one of the first to identify the problems in the mortgage market in early 2007, reckons Fannie and Freddie were buying 50% of all " private-label " mortgage-backed securities in some years —that is, those issued by conventional mortgage lenders.

调查机构 Graham Fisher 的分析师 Joshua Rosner 是最早发现抵押房贷市场问题的人之一,他在2007年初通过计算发现房利美和房地美在前些年买入了市面上一半的&自主品牌&的住房抵押贷款证券——即那些传统的抵押贷款放贷方的证券。

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